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Private nonprofit · COLLEGE PAYOFF

Saint Peter's University

⌖ Jersey City, NJ · 22 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$83,596 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

15.8 yrsModeled economic break-even
−37%Modeled 10-year ROI
$59,520Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$83,596at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$228,7960
2
4
6
8
−$83,59610
Years after graduationBreak-even: 15.8 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$42,552
Sticker price
Published out-of-state tuition$42,552
Sticker price
Average net price$12,199
Title IV student average
Cost of attendance$50,272
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$12,199Average net price / year
$50,272Cost of attendance
$59,520Median earnings · year 5 after completion
58.3%Completion rate
90.3%Admission rate
2,135Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

79thEarnings percentile
50thCompletion percentile
EARNINGS PATH

Reported earnings over time

$38,059Year 1
$64,352Year 4
$59,520Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Human Resources Management and Services · Master's Degree$106,3272Business Administration, Management and Operations · Master's Degree$101,0753Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$100,1994Educational Administration and Supervision · Master's Degree$91,8915Finance and Financial Management Services · Master's Degree$87,3396Insurance · Master's Degree$84,8307Accounting and Related Services · Bachelor's Degree$72,2128Special Education and Teaching · Master's Degree$70,959

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in NJ

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Teaneck, NJ

Fairleigh Dickinson University-Metropolitan Campus

Annual net price
$15,404
Observed earnings · year 5
$61,013
Modeled 10-year ROI
-34%
Open college profile →Hackettstown, NJ

Centenary University

Annual net price
$20,503
Observed earnings · year 5
$57,159
Modeled 10-year ROI
-54%
Open college profile →Lakewood, NJ

Georgian Court University

Annual net price
$19,285
Observed earnings · year 5
$55,726
Modeled 10-year ROI
-58%
Open college profile →Madison, NJ

Fairleigh Dickinson University-Florham Campus

Annual net price
$22,829
Observed earnings · year 5
$61,013
Modeled 10-year ROI
-41%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Human Resources Management and ServicesMaster's Degree$106,327Not available
Business Administration, Management and OperationsMaster's Degree$101,075Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$100,199$24,457
Educational Administration and SupervisionMaster's Degree$91,891Not available
Finance and Financial Management ServicesMaster's Degree$87,339Not available
InsuranceMaster's Degree$84,830Not available
Accounting and Related ServicesBachelor's Degree$72,212$21,500
Special Education and TeachingMaster's Degree$70,959Not available
Student Counseling and Personnel ServicesMaster's Degree$66,181Not available
Public AdministrationMaster's Degree$64,106Not available
MarketingBachelor's Degree$63,460$21,250
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$62,040$26,627
Biology, GeneralBachelor's Degree$61,502$18,800
Computer and Information Sciences, GeneralBachelor's Degree$61,013$19,500
Business Administration, Management and OperationsBachelor's Degree$58,634$19,000
Education, GeneralMaster's Degree$56,716Not available
Criminal Justice and CorrectionsBachelor's Degree$56,438$23,500
Psychology, GeneralBachelor's Degree$45,623$25,500
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$42,362$25,051
Communication and Media StudiesBachelor's Degree$42,264$18,661
Liberal Arts and Sciences, General Studies and HumanitiesBachelor's DegreeNot available$29,750
SociologyBachelor's DegreeNot available$25,000

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.