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Private for-profit · COLLEGE PAYOFF
San Joaquin Valley College-Bakersfield
Bakersfield, CA · 17 field-and-degree records
Earnings reported for 17 · Federal debt reported for 16
Based onObserved earnings + college priceEstimate10-year payoff
Estimated 10-year payoff
Negative payoff
−$340,954 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
Not availableTime to earn back the modeled cost
−125%Estimated return after 10 years
$38,245Observed earnings · year 5
Not reachedHighest annual price before payoff reaches $0
Start with your question
What do you want to understand?
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$340,954at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$273,4040
2
4
6
8
−$340,95410
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Published in-state tuitionNot availableSticker pricePublished out-of-state tuitionNot availableSticker priceAverage net price$23,351Title IV student averageCost of attendance$27,534Tuition + living budget
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price−$247,550
$8,000Annual price−$279,550
$16,000Annual price−$311,550
$23,000Current college-wide context−$339,550
$24,000Current college-wide context−$343,550
$32,000Annual price−$375,550
$40,000Annual price−$407,550
HOW STUDENTS ATTEND · 2023-24
Online study is a meaningful part of the student experience.
IPEDS enrollment counts show course delivery across the whole institution. They do not indicate whether a specific degree can be completed online.
Fully online0.0%0 studentsSome online courses32%394 studentsNo online courses68%856 studentsUndergraduates age 25+44%Share of undergraduate enrollment
Institution-level attendance context from IPEDS. Program delivery is reported separately on degree pages and in the program directory. These figures do not enter ROI.
College identity and local contextAccreditation, institution type, dual enrollment and state prices
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
Accreditor
Western Association of Schools and Colleges Senior Colleges and University Commission
Main award level
Certificates
Campus setting
City
Admissions
Open admission
Delivery
Campus or mixed delivery
Federal designation
No special designation reported
Sources: College Scorecard June 2026 release and IPEDS 2024 institutional characteristics.
STATE PRICE CONTEXT · 2024
Prices in California run 11% above the U.S. level.
BEA Regional Price Parities compare price levels across states. A value of 100 equals the national average.
$10,674Median federal student debt · completer borrowers
$113/moPublished 10-year payment estimate
$38,245Median earnings · year 5 after completion
57.6%Completion rate
Not availableAdmission rate
798Student size
Debt covers federal student-loan borrowers who completed. It does not include Parent PLUS or private loans. We show admissions scores only when a valid federal value is available.
QUESTIONS ANSWERED
What the numbers say about San Joaquin Valley College-Bakersfield
What does San Joaquin Valley College-Bakersfield cost?
San Joaquin Valley College-Bakersfield reports an average annual net price of $23,351 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do San Joaquin Valley College-Bakersfield graduates earn?
The observed median earnings figure is $38,245 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do San Joaquin Valley College-Bakersfield graduates have?
Completer borrowers report median cumulative federal student debt of $10,674. Parent PLUS and private loans are not included.
Is every degree at San Joaquin Valley College-Bakersfield worth the same?
No. The current release contains 17 field-and-degree records for San Joaquin Valley College-Bakersfield; 17 report year-4 earnings and 16 report federal debt. Outcomes can differ substantially by field and degree level.
DEBT AFTER COLLEGE
Are borrowers making progress?
Repayment progress, default and debt at exit describe different federal borrower cohorts. They are shown separately and do not change the ROI estimate.
1 year24%Paid down at least $1 of principal3 years30%Paid down at least $1 of principal5 years31%Paid down at least $1 of principal7 years36%Paid down at least $1 of principal
Students who completed$10,674Median federal debt · 6,612 borrowersStudents who withdrew$4,750Median federal debt · 3,000 borrowersThree-year cohort default rate0%Federal cohort measure, not the share currently behind on payments
Source: College Scorecard. Repayment progress is the share of borrowers who reduced principal by at least $1 at the stated measurement point. Debt covers federal student loans; Parent PLUS and private loans are excluded. Cohorts and reporting periods differ across measures.
2024–25 ENROLLMENT
Who studied here during the year
1,180Students enrolled at any point
1,180Undergraduate students
Not availableGraduate students
Unduplicated students enrolled at any point from July 1, 2024 through June 30, 2025. This full-year measure is different from a fall headcount and does not enter ROI.
More student and earnings detailPrice by family income, retention, equity and common industries
PRICE BY FAMILY INCOME
Average net price is not one price
Federal averages for aided students in each family-income band. Your aid offer can differ.
$0–30k$23,186
$30–48k$19,339
$48–75k$23,578
$75–110k$27,534
$110k+$27,534
LONGER-TERM CONTEXT
What happens beyond the first earnings measure
Year 5$38,245
Year 6$36,007
Year 10$38,317
Full-time retention
67.4%
Part-time retention
Not available
Completion within 200% of normal time
53.7%
Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Pell Grant students56%
Complete within 150% of the expected time
59% received a Pell Grant within eight yearsParent borrowing$6,634
Median Parent PLUS debt
1,559 parent borrowers in the reported cohortFirst-generation students$9,699
Median federal student debt
29% making progress in repayment after three years
Student family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$35,769Earnings are not a guarantee
Middle income$46,000Earnings are not a guarantee
Higher income$53,531Earnings are not a guarantee
Three-year repayment progress
Lower income26%
Middle income40%
Higher income57%
Undergraduate student composition
White14%
Black5%
Hispanic70%
Asian4%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
35thEarnings percentile49thCompletion percentile
WHAT STANDS OUT
A faster read on this college
These summaries use every reportable field-and-credential record at this institution. They do not fill privacy-suppressed outcomes.
$46,147Median year-4 earnings across reportable program categories$15,978Median federal debt across categories that report debt59%Of comparable categories above their same-field national benchmark
EARNINGS OVER TIME
What graduates earned in later years
$32,791Year 1
$42,211Year 4
$38,245Year 5
Each year can represent a different federal cohort, so the points do not track the same people over time.
DEGREES AT THIS COLLEGE
Your choice of degree can change the payoff.
Graduate earnings differ by field and credential, even within the same college.
Currently operating private for-profit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Graduate counts come from IPEDS and group related majors into the same federal field. Missing earnings or debt values remain labeled as unavailable.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.
San Joaquin Valley College-Bakersfield ROI, Cost & Earnings (2026) | DegreeVerdict