10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$154,598at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Schreiner University
⌖ Kerrville, TX · 8 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$154,598 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
23.9 yrsModeled economic break-even
−58%Modeled 10-year ROI
$56,143Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
What the numbers say about Schreiner University
What does Schreiner University cost?
Schreiner University reports an average annual net price of $21,507 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do Schreiner University graduates earn?
The observed median earnings figure is $56,143 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do Schreiner University graduates have?
Completer borrowers report median cumulative federal student debt of $23,250. Parent PLUS and private loans are not included.
Is every degree at Schreiner University worth the same?
No. DegreeVerdict currently shows 8 field-and-credential outcomes at Schreiner University; reported earnings and debt can differ substantially by program category.
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price−$68,570
$8,000Annual price−$100,570
$16,000Annual price−$132,570
$22,000Current college-wide context−$156,570
$24,000Annual price−$164,570
$32,000Annual price−$196,570
$40,000Annual price−$228,570
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Southern Association of Colleges and Schools Commission on Colleges
- Main award level
- Bachelor’s degrees
- Campus setting
- Town
- Admissions
- Selective admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
Cost, debt, completion and earnings context
$21,507Average net price / year
$48,004Cost of attendance
$23,250Median federal student debt · completer borrowers
$246/moPublished 10-year payment estimate
$56,143Median earnings · year 5 after completion
43.2%Completion rate
88.2%Admission rate
1,053Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
51% received a Pell Grant within eight yearsMedian Parent PLUS debt
171 parent borrowers in the reported cohortMedian federal student debt
58% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$49,336Earnings are not a guarantee
Middle income$53,419Earnings are not a guarantee
Higher income$54,477Earnings are not a guarantee
Three-year repayment progress
Lower income51%
Middle income62%
Higher income72%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$44,305Year 1
$58,631Year 4
$56,143Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$92,9782Business/Commerce, General · Master's Degree$71,6213Practical Nursing, Vocational Nursing and Nursing Assistants · Undergraduate Certificate or Diploma$65,6034Sports, Kinesiology, and Physical Education/Fitness · Bachelor's Degree$64,4395Marketing · Bachelor's Degree$63,1076Education, General · Master's Degree$56,8577Biology, General · Bachelor's Degree$50,5148Psychology, General · Bachelor's Degree$45,846Observed year-4 earnings · compare like fields and credentials before deciding
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree · $64,439 reported+18%vs same-degree national medianNot availablefederal debt2Practical Nursing, Vocational Nursing and Nursing AssistantsUndergraduate Certificate or Diploma · $65,603 reported+17%vs same-degree national median$20,909federal debt3Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree · $92,978 reported+5%vs same-degree national median$29,706federal debt4MarketingBachelor's Degree · $63,107 reported-9%vs same-degree national medianNot availablefederal debt5Psychology, GeneralBachelor's Degree · $45,846 reported-10%vs same-degree national median$23,125federal debt6Biology, GeneralBachelor's Degree · $50,514 reported-12%vs same-degree national medianNot availablefederal debt
Comparable colleges in TX
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Sherman, TX
Austin College
- Annual net price
- $21,107
- Observed earnings · year 5
- $56,983
- Modeled 10-year ROI
- -55%
Wayland Baptist University
- Annual net price
- $20,590
- Observed earnings · year 5
- $56,493
- Modeled 10-year ROI
- -56%
St. Mary's University
- Annual net price
- $21,145
- Observed earnings · year 5
- $57,112
- Modeled 10-year ROI
- -54%
Southwestern Adventist University
- Annual net price
- $22,778
- Observed earnings · year 5
- $55,420
- Modeled 10-year ROI
- -62%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt | 2023–24 awards |
|---|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $92,978 | $29,706 | Not reported |
| Business/Commerce, General | Master's Degree | $71,621 | Not available | Not reported |
| Practical Nursing, Vocational Nursing and Nursing Assistants | Undergraduate Certificate or Diploma | $65,603 | $20,909 | 10 |
| Sports, Kinesiology, and Physical Education/Fitness | Bachelor's Degree | $64,439 | Not available | Not reported |
| Marketing | Bachelor's Degree | $63,107 | Not available | Not reported |
| Education, General | Master's Degree | $56,857 | Not available | Not reported |
| Biology, General | Bachelor's Degree | $50,514 | Not available | Not reported |
| Psychology, General | Bachelor's Degree | $45,846 | $23,125 | Not reported |
Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.