Private nonprofit · COLLEGE PAYOFF

Simpson University

⌖ Redding, CA · 6 reportable field-and-credential outcomes

10-year estimate · Negative payoff

−$201,988 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

With these assumptions, the added earnings do not recover the cost within ten years.

32.6 yrsModeled economic break-even
−69%Modeled 10-year ROI
$53,928Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
Includes direct price and earnings forgone while studying. Assumes $45,000 in alternative annual earnings and no wage growth. How we calculate it
A QUICK READ

What the numbers say about Simpson University

What does Simpson University cost?

Simpson University reports an average annual net price of $27,817 after grants and scholarships. This is an institution-wide average, not an individual aid offer.

What do Simpson University graduates earn?

The observed median earnings figure is $53,928 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.

How much federal debt do Simpson University graduates have?

Completer borrowers report median cumulative federal student debt of $18,750. Parent PLUS and private loans are not included.

Is every degree at Simpson University worth the same?

No. DegreeVerdict currently shows 6 field-and-credential outcomes at Simpson University; reported earnings and debt can differ substantially by program category.

ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$201,988at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$291,2680
2
4
6
8
−$201,98810
Years after graduationBreak-even: 32.6 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$39,708
Sticker price
Published out-of-state tuition$39,708
Sticker price
Average net price$27,817
Title IV student average
Cost of attendance$54,688
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
PRICE SENSITIVITY

The price can change the verdict.

Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.

What stays fixed$53,928 observed annual earnings · 4 years of study · $45,000 alternative annual earnings · ten-year horizonThe marked price is this college’s institution-wide average net price, not your personal aid offer. This is a sensitivity test, not a tuition quote or earnings forecast.
COLLEGE AT A GLANCE

Institution details

Current federal characteristics describing the college, not the outcomes of a specific program.

Accreditor
Western Association of Schools and Colleges Senior Colleges and University Commission
Main award level
Bachelor’s degrees
Campus setting
City
Admissions
Selective admission
Delivery
Campus or mixed delivery
Federal designation
No special designation reported
Sources: College Scorecard June 2026 release and IPEDS 2024 institutional characteristics.
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$27,817Average net price / year
$54,688Cost of attendance
$18,750Median federal student debt · completer borrowers
$199/moPublished 10-year payment estimate
$53,928Median earnings · year 5 after completion
48.8%Completion rate
86.0%Admission rate
809Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$25,511
$30–48k$22,738
$48–75k$28,479
$75–110k$29,656
$110k+$30,163
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$53,928
Year 6$51,256
Year 10$54,340
Full-time retention
60.4%
Part-time retention
0.0%
Completion within 200% of normal time
46.6%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

WHO PAYS, WHO FINISHES, WHO EARNS

Outcomes are not the same for every family.

These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.

Pell Grant students39%

Complete within 150% of the expected time

69% received a Pell Grant within eight years
Parent borrowing$19,055

Median Parent PLUS debt

79 parent borrowers in the reported cohort
First-generation students$14,000

Median federal student debt

67% making progress in repayment after three years
Student family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$49,954Earnings are not a guarantee
Middle income$60,637Earnings are not a guarantee
Higher income$59,572Earnings are not a guarantee
Three-year repayment progress
Lower income59%
Middle income68%
Higher income78%

Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

70thEarnings percentile
36thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$58,478Median year-4 earnings across reportable program categories
$20,708Median federal debt across categories that report debt
50%Of earnings-reporting categories above their same-field national benchmark
EARNINGS PATH

Reported earnings over time

$41,595Year 1
$59,198Year 4
$53,928Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$113,6232Education, General · Master's Degree$68,7353Human Resources Management and Services · Bachelor's Degree$65,7974Business Administration, Management and Operations · Bachelor's Degree$58,4785Psychology, General · Bachelor's Degree$56,9026Liberal Arts and Sciences, General Studies and Humanities · Bachelor's Degree$52,311

Observed year-4 earnings · compare like fields and credentials before deciding

Strongest relative outcomes

Programs that stand out against the same-degree benchmark

This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree · $113,623 reported+28%vs same-degree national median$28,635federal debt2Psychology, GeneralBachelor's Degree · $56,902 reported+12%vs same-degree national median$22,250federal debt3Education, GeneralMaster's Degree · $68,735 reported+4%vs same-degree national medianNot availablefederal debt4Liberal Arts and Sciences, General Studies and HumanitiesBachelor's Degree · $52,311 reported-1%vs same-degree national median$19,000federal debt5Human Resources Management and ServicesBachelor's Degree · $65,797 reported-3%vs same-degree national medianNot availablefederal debt6Business Administration, Management and OperationsBachelor's Degree · $58,478 reported-14%vs same-degree national median$20,708federal debt
BUILD A REAL SHORTLIST

Comparable colleges in CA

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.

Sherman Oaks, CA

Casa Loma College-Los Angeles

Annual net price
$27,596
Observed earnings · year 5
$55,011
Modeled 10-year ROI
-66%
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Hope International University

Annual net price
$29,310
Observed earnings · year 5
$54,020
Modeled 10-year ROI
-70%
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Rocklin, CA

William Jessup University

Annual net price
$28,062
Observed earnings · year 5
$51,895
Modeled 10-year ROI
-76%
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Santa Clarita, CA

The Master's University and Seminary

Annual net price
$32,647
Observed earnings · year 5
$53,787
Modeled 10-year ROI
-72%
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ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt2023–24 awards
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$113,623$28,635Not reported
Education, GeneralMaster's Degree$68,735Not availableNot reported
Human Resources Management and ServicesBachelor's Degree$65,797Not availableNot reported
Business Administration, Management and OperationsBachelor's Degree$58,478$20,708Not reported
Psychology, GeneralBachelor's Degree$56,902$22,250Not reported
Liberal Arts and Sciences, General Studies and HumanitiesBachelor's Degree$52,311$19,000Not reported

Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.