Public · COLLEGE PAYOFF

Southcentral Kentucky Community and Technical College

Bowling Green, KY · 15 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$234,178 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

Modeled economic break-even
−121%Modeled 10-year ROI
$40,997Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$234,178at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$194,1480
2
4
6
8
−$234,17810
Years after graduationBreak-even: years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$4,728
Sticker price
Published out-of-state tuition$6,432
Sticker price
Average net price$3,537
Title IV student average
Cost of attendance$13,993
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$3,537Average net price / year
$13,993Cost of attendance
$40,997Median earnings · year 5 after completion
57.7%Completion rate
Not availableAdmission rate
3,308Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

40thEarnings percentile
49thCompletion percentile
EARNINGS PATH

Reported earnings over time

$37,468Year 1
$41,507Year 4
$40,997Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$80,9912Electrical/Electronic Engineering Technologies/Technicians · Undergraduate Certificate or Diploma$77,9823Heavy/Industrial Equipment Maintenance Technologies/Technicians · Associate's Degree$77,6314Heavy/Industrial Equipment Maintenance Technologies/Technicians · Undergraduate Certificate or Diploma$77,5335Electrical and Power Transmission Installers · Undergraduate Certificate or Diploma$76,9236Allied Health Diagnostic, Intervention, and Treatment Professions · Associate's Degree$49,4277Business Administration, Management and Operations · Undergraduate Certificate or Diploma$44,7948Computer and Information Sciences, General · Associate's Degree$41,158

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in KY

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Prestonsburg, KY

Big Sandy Community and Technical College

Annual net price
$3,873
Observed earnings · year 5
$39,046
Modeled 10-year ROI
-130%
Open college profile →
Madisonville, KY

Madisonville Community College

Annual net price
$5,406
Observed earnings · year 5
$41,680
Modeled 10-year ROI
-116%
Open college profile →
Elizabethtown, KY

Elizabethtown Community and Technical College

Annual net price
$5,143
Observed earnings · year 5
$42,090
Modeled 10-year ROI
-115%
Open college profile →
Owensboro, KY

Owensboro Community and Technical College

Annual net price
$5,800
Observed earnings · year 5
$40,186
Modeled 10-year ROI
-124%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree$80,991$18,523
Electrical/Electronic Engineering Technologies/TechniciansUndergraduate Certificate or Diploma$77,982$8,396
Heavy/Industrial Equipment Maintenance Technologies/TechniciansAssociate's Degree$77,631$8,581
Heavy/Industrial Equipment Maintenance Technologies/TechniciansUndergraduate Certificate or Diploma$77,533$8,693
Electrical and Power Transmission InstallersUndergraduate Certificate or Diploma$76,923$6,999
Allied Health Diagnostic, Intervention, and Treatment ProfessionsAssociate's Degree$49,427$21,669
Business Administration, Management and OperationsUndergraduate Certificate or Diploma$44,794$12,080
Computer and Information Sciences, GeneralAssociate's Degree$41,158$7,368
Practical Nursing, Vocational Nursing and Nursing AssistantsUndergraduate Certificate or Diploma$40,122$12,523
Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree$38,703$10,949
Business Administration, Management and OperationsAssociate's Degree$30,736$17,210
Computer and Information Sciences, GeneralUndergraduate Certificate or DiplomaNot available$7,010
Precision Metal WorkingUndergraduate Certificate or DiplomaNot available$9,413
Health and Medical Administrative ServicesUndergraduate Certificate or DiplomaNot available$15,462
Health and Medical Administrative ServicesAssociate's DegreeNot available$16,143

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.