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Private nonprofit · COLLEGE PAYOFF

Southern Nazarene University

⌖ Bethany, OK · 13 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$154,676 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

23.6 yrsModeled economic break-even
−58%Modeled 10-year ROI
$56,366Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$154,676at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$268,3360
2
4
6
8
−$154,67610
Years after graduationBreak-even: 23.6 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$31,190
Sticker price
Published out-of-state tuition$31,190
Sticker price
Average net price$22,084
Title IV student average
Cost of attendance$46,465
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$22,084Average net price / year
$46,465Cost of attendance
$56,366Median earnings · year 5 after completion
50.5%Completion rate
Not availableAdmission rate
1,455Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

75thEarnings percentile
39thCompletion percentile
EARNINGS PATH

Reported earnings over time

$50,723Year 1
$60,691Year 4
$56,366Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$80,0052Business Administration, Management and Operations · Master's Degree$79,5673Health and Medical Administrative Services · Master's Degree$78,1984Human Resources Management and Services · Bachelor's Degree$78,0935Business Administration, Management and Operations · Bachelor's Degree$71,1336Educational Administration and Supervision · Master's Degree$70,3887Teacher Education and Professional Development, Specific Subject Areas · Bachelor's Degree$50,9188Sports, Kinesiology, and Physical Education/Fitness · Master's Degree$48,603

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in OK

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Edmond, OK

Oklahoma Christian University

Annual net price
$21,872
Observed earnings · year 5
$58,494
Modeled 10-year ROI
-50%
Open college profile →Oklahoma City, OK

Oklahoma City University

Annual net price
$22,857
Observed earnings · year 5
$59,230
Modeled 10-year ROI
-48%
Open college profile →Tulsa, OK

Oral Roberts University

Annual net price
$25,365
Observed earnings · year 5
$52,366
Modeled 10-year ROI
-74%
Open college profile →Shawnee, OK

Oklahoma Baptist University

Annual net price
$20,958
Observed earnings · year 5
$48,496
Modeled 10-year ROI
-87%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$80,005$31,000
Business Administration, Management and OperationsMaster's Degree$79,567Not available
Health and Medical Administrative ServicesMaster's Degree$78,198Not available
Human Resources Management and ServicesBachelor's Degree$78,093$25,750
Business Administration, Management and OperationsBachelor's Degree$71,133$26,037
Educational Administration and SupervisionMaster's Degree$70,388Not available
Teacher Education and Professional Development, Specific Subject AreasBachelor's Degree$50,918Not available
Sports, Kinesiology, and Physical Education/FitnessMaster's Degree$48,603Not available
Human Development, Family Studies, and Related ServicesBachelor's Degree$47,976$38,563
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$45,934Not available
Clinical, Counseling and Applied PsychologyMaster's Degree$45,120Not available
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$44,821$26,000
Liberal Arts and Sciences, General Studies and HumanitiesBachelor's DegreeNot available$30,754

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.