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Private nonprofit · COLLEGE PAYOFF

Southwestern Christian College

⌖ Terrell, TX · 1 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$450,198 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

—Modeled economic break-even

−177%Modeled 10-year ROI

$25,405Observed earnings · year 5

Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula

ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation

−$450,198at year 10

Net gainInvestment not yet recovered

NET GAIN$0UNRECOVERED

−$254,2480

−$450,19810

FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$14,638

Sticker price

Published out-of-state tuition$14,638

Sticker price

Average net price$18,562

Title IV student average

Cost of attendance$21,854

Tuition + living budget

OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$18,562Average net price / year

$21,854Cost of attendance

$25,405Median earnings · year 5 after completion

3.1%Completion rate

Not availableAdmission rate

110Student size

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

15thEarnings percentile

1thCompletion percentile

EARNINGS PATH

Reported earnings over time

$13,326Year 1

$39,678Year 4

$25,405Year 5

Separate federal cohorts may underlie different measurement years.

BUILD A REAL SHORTLIST

Comparable colleges in TX

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

League City, TX

Remington College-Houston Southeast Campus

Annual net price: $20,927
Observed earnings · year 5: $30,983
Modeled 10-year ROI: -153%

Open college profile →El Paso, TX

CET-El Paso

Annual net price: $15,578
Observed earnings · year 5: $34,875
Modeled 10-year ROI: -142%

Open college profile →North Richland Hills, TX

Remington College-Fort Worth Campus

Annual net price: $25,913
Observed earnings · year 5: $30,983
Modeled 10-year ROI: -149%

Open college profile →Weslaco, TX

Valley Grande Institute for Academic Studies

Annual net price: $12,051
Observed earnings · year 5: $35,556
Modeled 10-year ROI: -141%

Open college profile →

ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal field	Credential	Earnings, year 4	Federal debt
Liberal Arts and Sciences, General Studies and Humanities	Associate's Degree	Not available	$12,000

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.