10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$198,938at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Springfield College
⌖ Springfield, MA · 23 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$198,938 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
29.2 yrsModeled economic break-even
−66%Modeled 10-year ROI
$55,341Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
What the numbers say about Springfield College
What does Springfield College cost?
Springfield College reports an average annual net price of $30,587 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do Springfield College graduates earn?
The observed median earnings figure is $55,341 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do Springfield College graduates have?
Completer borrowers report median cumulative federal student debt of $26,250. Parent PLUS and private loans are not included.
Is every degree at Springfield College worth the same?
No. DegreeVerdict currently shows 23 field-and-credential outcomes at Springfield College; reported earnings and debt can differ substantially by program category.
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price−$76,590
$10,000Annual price−$116,590
$20,000Annual price−$156,590
$30,000Current college-wide context−$196,590
$31,000Current college-wide context−$200,590
$40,000Annual price−$236,590
$50,000Annual price−$276,590
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- New England Commission on Higher Education
- Main award level
- Bachelor’s degrees
- Campus setting
- City
- Admissions
- Selective admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
Cost, debt, completion and earnings context
$30,587Average net price / year
$60,729Cost of attendance
$26,250Median federal student debt · completer borrowers
$278/moPublished 10-year payment estimate
$55,341Median earnings · year 5 after completion
74.2%Completion rate
71.9%Admission rate
1,751Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$38,460Year 1
$60,428Year 4
$55,341Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Allied Health Diagnostic, Intervention, and Treatment Professions · Master's Degree$152,5542Biological and Biomedical Sciences, Other · Bachelor's Degree$89,1403Allied Health Diagnostic, Intervention, and Treatment Professions · Bachelor's Degree$86,0564Rehabilitation and Therapeutic Professions · Doctoral Degree$84,3905Health Services/Allied Health/Health Sciences, General · Bachelor's Degree$76,4176Business/Commerce, General · Bachelor's Degree$71,8077Student Counseling and Personnel Services · Master's Degree$70,0468Education, General · Master's Degree$69,601Observed year-4 earnings · compare like fields and credentials before deciding
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Biological and Biomedical Sciences, OtherBachelor's Degree · $89,140 reported+36%vs same-degree national median$27,000federal debt2Health Services/Allied Health/Health Sciences, GeneralBachelor's Degree · $76,417 reported+25%vs same-degree national median$27,000federal debt3Rehabilitation and Therapeutic ProfessionsBachelor's Degree · $69,355 reported+24%vs same-degree national median$27,000federal debt4Allied Health Diagnostic, Intervention, and Treatment ProfessionsBachelor's Degree · $86,056 reported+22%vs same-degree national median$27,000federal debt5Allied Health Diagnostic, Intervention, and Treatment ProfessionsMaster's Degree · $152,554 reported+20%vs same-degree national medianNot availablefederal debt6Student Counseling and Personnel ServicesMaster's Degree · $70,046 reported+17%vs same-degree national medianNot availablefederal debt
Comparable colleges in MA
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Boston, MA
Cambridge College
- Annual net price
- $31,072
- Observed earnings · year 5
- $57,105
- Modeled 10-year ROI
- -60%
Lesley University
- Annual net price
- $31,152
- Observed earnings · year 5
- $52,205
- Modeled 10-year ROI
- -76%
Smith College
- Annual net price
- $27,579
- Observed earnings · year 5
- $54,422
- Modeled 10-year ROI
- -68%
Mount Holyoke College
- Annual net price
- $26,441
- Observed earnings · year 5
- $54,985
- Modeled 10-year ROI
- -65%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt | 2023–24 awards |
|---|---|---|---|---|
| Allied Health Diagnostic, Intervention, and Treatment Professions | Master's Degree | $152,554 | Not available | Not reported |
| Biological and Biomedical Sciences, Other | Bachelor's Degree | $89,140 | $27,000 | Not reported |
| Allied Health Diagnostic, Intervention, and Treatment Professions | Bachelor's Degree | $86,056 | $27,000 | Not reported |
| Rehabilitation and Therapeutic Professions | Doctoral Degree | $84,390 | Not available | 38 |
| Health Services/Allied Health/Health Sciences, General | Bachelor's Degree | $76,417 | $27,000 | Not reported |
| Business/Commerce, General | Bachelor's Degree | $71,807 | Not available | Not reported |
| Student Counseling and Personnel Services | Master's Degree | $70,046 | Not available | 1 |
| Education, General | Master's Degree | $69,601 | Not available | 0 |
| Rehabilitation and Therapeutic Professions | Master's Degree | $69,577 | Not available | Not reported |
| Rehabilitation and Therapeutic Professions | Bachelor's Degree | $69,355 | $27,000 | Not reported |
| Business Administration, Management and Operations | Master's Degree | $69,170 | Not available | Not reported |
| Social Work | Master's Degree | $68,674 | Not available | Not reported |
| Community Organization and Advocacy | Master's Degree | $61,633 | Not available | Not reported |
| Sports, Kinesiology, and Physical Education/Fitness | Master's Degree | $61,208 | Not available | Not reported |
| Teacher Education and Professional Development, Specific Subject Areas | Master's Degree | $61,014 | Not available | 0 |
| Criminal Justice and Corrections | Bachelor's Degree | $60,494 | $25,500 | Not reported |
| Psychology, General | Master's Degree | $59,656 | Not available | Not reported |
| Sports, Kinesiology, and Physical Education/Fitness | Bachelor's Degree | $54,181 | $27,000 | Not reported |
| Community Organization and Advocacy | Bachelor's Degree | $54,080 | $31,415 | Not reported |
| Education, General | Bachelor's Degree | $53,222 | $27,000 | Not reported |
| Communication and Media Studies | Bachelor's Degree | $50,506 | $27,000 | Not reported |
| Psychology, General | Bachelor's Degree | $49,255 | $26,249 | Not reported |
| Liberal Arts and Sciences, General Studies and Humanities | Bachelor's Degree | Not available | $26,500 | Not reported |
Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.