10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$174,822at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
St Philip's College
⌖ San Antonio, TX · 9 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$174,822 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
88.5 yrsModeled economic break-even
−89%Modeled 10-year ROI
$47,227Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
What the numbers say about St Philip's College
What does St Philip's College cost?
St Philip's College reports an average annual net price of $4,273 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do St Philip's College graduates earn?
The observed median earnings figure is $47,227 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do St Philip's College graduates have?
Completer borrowers report median cumulative federal student debt of $9,500. Parent PLUS and private loans are not included.
Is every degree at St Philip's College worth the same?
No. DegreeVerdict currently shows 9 field-and-credential outcomes at St Philip's College; reported earnings and debt can differ substantially by program category.
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price−$157,730
$4,000Current college-wide context−$173,730
$8,000Annual price−$189,730
$16,000Annual price−$221,730
$24,000Annual price−$253,730
$32,000Annual price−$285,730
$40,000Annual price−$317,730
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Southern Association of Colleges and Schools Commission on Colleges
- Main award level
- Certificates
- Campus setting
- City
- Admissions
- Open admission
- Delivery
- Campus or mixed delivery
- Federal designation
- Historically Black college or university
Cost, debt, completion and earnings context
$4,273Average net price / year
$11,985Cost of attendance
$9,500Median federal student debt · completer borrowers
$101/moPublished 10-year payment estimate
$47,227Median earnings · year 5 after completion
28.3%Completion rate
Not availableAdmission rate
12,914Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
29% received a Pell Grant within eight yearsMedian Parent PLUS debt
Borrower count not reportedMedian federal student debt
38% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$35,970Earnings are not a guarantee
Middle income$44,806Earnings are not a guarantee
Higher income$58,953Earnings are not a guarantee
Three-year repayment progress
Lower income33%
Middle income49%
Higher income63%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
INDEPENDENT CENSUS EARNINGS VIEW
How earnings develop by field
Privacy-protected Census employment records follow graduate cohorts one, five and ten years after completion. This source is kept separate from College Scorecard because its population and methodology differ.
Field and credentialYear 1Year 5Year 10
Advanced/Graduate Dentistry and Oral Sciences.Certificate, 2–4 years · Broad federal field 51
$77,691Year 1
$80,258Year 5
$83,557Year 10
Biochemistry, Biophysics and Molecular Biology.Associate degree · Broad federal field 26
Not availableYear 1
$51,929Year 5
$76,958Year 10
Computer Programming.Associate degree · Broad federal field 11
$38,592Year 1
$67,746Year 5
$76,770Year 10
Advanced/Graduate Dentistry and Oral Sciences.Associate degree · Broad federal field 51
$51,119Year 1
$64,845Year 5
$74,658Year 10
Advanced/Graduate Dentistry and Oral Sciences.Certificate, 1–2 years · Broad federal field 51
$42,023Year 1
$60,848Year 5
$73,747Year 10
Electrical/Electronics Maintenance and Repair Technologies/Technicians.Certificate, 1–2 years · Broad federal field 47
$31,435Year 1
$48,487Year 5
$73,271Year 10
Boilermaking/Boilermaker.Certificate, less than 1 year · Broad federal field 48
$34,395Year 1
$44,978Year 5
$68,363Year 10
Electrical/Electronics Maintenance and Repair Technologies/Technicians.Associate degree · Broad federal field 47
$37,825Year 1
$55,241Year 5
$68,363Year 10
Median annual earnings in 2023 dollars. Each time point may use a different pooled graduation cohort. Coverage is limited to institutions participating in the Census Post-Secondary Employment Outcomes program.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$42,695Year 1
$52,292Year 4
$47,227Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$83,9912Allied Health Diagnostic, Intervention, and Treatment Professions · Associate's Degree$64,9853Biology, General · Associate's Degree$59,7444Practical Nursing, Vocational Nursing and Nursing Assistants · Undergraduate Certificate or Diploma$56,6095Allied Health and Medical Assisting Services · Associate's Degree$54,7406Teacher Education and Professional Development, Specific Levels and Methods · Associate's Degree$51,6317Business Administration, Management and Operations · Associate's Degree$51,2188Liberal Arts and Sciences, General Studies and Humanities · Associate's Degree$44,278Observed year-4 earnings · compare like fields and credentials before deciding
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Teacher Education and Professional Development, Specific Levels and MethodsAssociate's Degree · $51,631 reported+37%vs same-degree national medianNot availablefederal debt2Biology, GeneralAssociate's Degree · $59,744 reported+33%vs same-degree national median$12,718federal debt3Allied Health and Medical Assisting ServicesAssociate's Degree · $54,740 reported+30%vs same-degree national median$21,000federal debt4Business Administration, Management and OperationsAssociate's Degree · $51,218 reported+5%vs same-degree national median$17,787federal debt5Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree · $83,991 reported+4%vs same-degree national median$20,775federal debt6Practical Nursing, Vocational Nursing and Nursing AssistantsUndergraduate Certificate or Diploma · $56,609 reported+1%vs same-degree national median$10,391federal debt
Comparable colleges in TX
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
San Antonio, TX
San Antonio College
- Annual net price
- $4,585
- Observed earnings · year 5
- $47,334
- Modeled 10-year ROI
- -88%
Tarrant County College District
- Annual net price
- $4,337
- Observed earnings · year 5
- $48,271
- Modeled 10-year ROI
- -83%
McLennan Community College
- Annual net price
- $5,051
- Observed earnings · year 5
- $47,643
- Modeled 10-year ROI
- -87%
Kilgore College
- Annual net price
- $5,364
- Observed earnings · year 5
- $47,073
- Modeled 10-year ROI
- -90%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt | 2023–24 awards |
|---|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Associate's Degree | $83,991 | $20,775 | Not reported |
| Allied Health Diagnostic, Intervention, and Treatment Professions | Associate's Degree | $64,985 | $11,950 | Not reported |
| Biology, General | Associate's Degree | $59,744 | $12,718 | Not reported |
| Practical Nursing, Vocational Nursing and Nursing Assistants | Undergraduate Certificate or Diploma | $56,609 | $10,391 | 57 |
| Allied Health and Medical Assisting Services | Associate's Degree | $54,740 | $21,000 | Not reported |
| Teacher Education and Professional Development, Specific Levels and Methods | Associate's Degree | $51,631 | Not available | Not reported |
| Business Administration, Management and Operations | Associate's Degree | $51,218 | $17,787 | Not reported |
| Liberal Arts and Sciences, General Studies and Humanities | Associate's Degree | $44,278 | $14,951 | Not reported |
| Criminal Justice and Corrections | Associate's Degree | $37,511 | Not available | Not reported |
Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.