Public · COLLEGE PAYOFF

Stony Brook University

Stony Brook, NY · 68 field-and-degree records

Earnings reported for 68 · Federal debt reported for 36

Based onObserved earnings + college priceEstimate10-year payoff
Estimated 10-year payoff
Positive payoff

+$79,444 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

7.6 yrsTime to earn back the modeled cost
+31%Estimated return after 10 years
$78,458Observed earnings · year 5
$38,645Highest annual price before payoff reaches $0

The price benchmark is $19,861 per year below this threshold.

Start with your question

What do you want to understand?

ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
+$79,444at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$255,1360
2
4
6
8
+$79,44410
Years after graduationBreak-even: 7.6 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$10,931
Sticker price
Published out-of-state tuition$32,741
Sticker price
Average net price$18,784
Title IV student average
Cost of attendance$30,539
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
PUBLISHED STUDENT BUDGET · 2024–25

What makes up the annual price?

Sticker-price components reported to IPEDS. Grants and scholarships are not subtracted here.

Tuition and required fees$10,931$32,741 for out-of-state students
Books and supplies$900Estimated academic-year allowance
On-campus housing and food$18,196$3,248 in other expenses reported separately
Estimated on-campus total$33,275Sum of available published components, before aid

Living off campus: $17,010 housing and food allowance plus $7,152 in other expenses.

Do not confuse this with net price. Net price subtracts average grants and scholarships. DegreeVerdict continues to use the separately labeled average net price in its standard college ROI scenario.

PRICE SENSITIVITY

The price can change the verdict.

Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.

What stays fixed$78,458 observed annual earnings · 4 years of study · $45,000 alternative annual earnings · ten-year horizonThe marked price is this college’s institution-wide average net price, not your personal aid offer. This is a sensitivity test, not a tuition quote or earnings forecast.
HOW STUDENTS ATTEND · 2023-24

Online study is a meaningful part of the student experience.

IPEDS enrollment counts show course delivery across the whole institution. They do not indicate whether a specific degree can be completed online.

Fully online11%
3,641 students
Some online courses53%
17,450 students
No online courses36%
11,940 students
Undergraduates age 25+5.5%
Share of undergraduate enrollment

Institution-level attendance context from IPEDS. Program delivery is reported separately on degree pages and in the program directory. These figures do not enter ROI.

College identity and local contextAccreditation, institution type, dual enrollment and state prices
COLLEGE AT A GLANCE

Institution details

Current federal characteristics describing the college, not the outcomes of a specific program.

Accreditor
Middle States Commission on Higher Education
Main award level
Bachelor’s degrees
Campus setting
Suburban
Admissions
Selective admission
Delivery
Campus or mixed delivery
Federal designation
No special designation reported
Sources: College Scorecard June 2026 release and IPEDS 2024 institutional characteristics.
DUAL-ENROLLMENT CONTEXT · 2024

3,455 high-school students took college courses.

IPEDS counts students enrolled in college credit while still in high school. A large dual-enrollment population can shape headline enrollment figures, especially at community colleges.

This is participation, not a college completion rate. It does not indicate how many students later enrolled after high school, earned a credential or entered the workforce.

STATE PRICE CONTEXT · 2024

Prices in New York run 8% above the U.S. level.

BEA Regional Price Parities compare price levels across states. A value of 100 equals the national average.

Overall8% above U.S.
Goods7% above U.S.
Housing22% above U.S.
Utilities34% above U.S.
Other services4% above U.S.

Use this as geographic context, not a personal budget. It describes the state, not the campus neighborhood, and does not measure tuition or student-specific housing.

DegreeVerdict does not adjust reported earnings, college prices or ROI using this index.

Download the official BEA source →
THE NUMBERS BEHIND THE VERDICT

What it costs and what graduates earn

$18,784Average net price / year
$30,539Cost of attendance
$18,228Median federal student debt · completer borrowers
$193/moPublished 10-year payment estimate
$78,458Median earnings · year 5 after completion
75.6%Completion rate
49.0%Admission rate
1,419Average SAT score
31ACT midpoint
18,101Student size

Debt covers federal student-loan borrowers who completed. It does not include Parent PLUS or private loans. We show admissions scores only when a valid federal value is available.

QUESTIONS ANSWERED

What the numbers say about Stony Brook University

What does Stony Brook University cost?

Stony Brook University reports an average annual net price of $18,784 after grants and scholarships. This is an institution-wide average, not an individual aid offer.

What do Stony Brook University graduates earn?

The observed median earnings figure is $78,458 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.

How much federal debt do Stony Brook University graduates have?

Completer borrowers report median cumulative federal student debt of $18,228. Parent PLUS and private loans are not included.

Is every degree at Stony Brook University worth the same?

No. The current release contains 68 field-and-degree records for Stony Brook University; 68 report year-4 earnings and 36 report federal debt. Outcomes can differ substantially by field and degree level.

DEBT AFTER COLLEGE

Are borrowers making progress?

Repayment progress, default and debt at exit describe different federal borrower cohorts. They are shown separately and do not change the ROI estimate.

1 year66%Paid down at least $1 of principal
3 years72%Paid down at least $1 of principal
5 years77%Paid down at least $1 of principal
7 years80%Paid down at least $1 of principal
Students who completed$18,228Median federal debt · 4,188 borrowers
Students who withdrew$8,750Median federal debt · 2,347 borrowers
Three-year cohort default rate0%Federal cohort measure, not the share currently behind on payments

Source: College Scorecard. Repayment progress is the share of borrowers who reduced principal by at least $1 at the stated measurement point. Debt covers federal student loans; Parent PLUS and private loans are excluded. Cohorts and reporting periods differ across measures.

2024–25 ENROLLMENT

Who studied here during the year

34,511Students enrolled at any point
25,003Undergraduate students
9,508Graduate students

Unduplicated students enrolled at any point from July 1, 2024 through June 30, 2025. This full-year measure is different from a fall headcount and does not enter ROI.

More student and earnings detailPrice by family income, retention, equity and common industries
PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$12,943
$30–48k$15,432
$48–75k$20,728
$75–110k$23,424
$110k+$27,716
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$78,458
Year 6$59,492
Year 10$74,502
Full-time retention
89.8%
Part-time retention
50.0%
Completion within 200% of normal time
79.2%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

WHO PAYS, WHO FINISHES, WHO EARNS

Outcomes are not the same for every family.

These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.

Pell Grant students77%

Complete within 150% of the expected time

78% received a Pell Grant within eight years
Parent borrowing$16,261

Median Parent PLUS debt

761 parent borrowers in the reported cohort
First-generation students$14,975

Median federal student debt

72% making progress in repayment after three years
Student family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$75,907Earnings are not a guarantee
Middle income$75,648Earnings are not a guarantee
Higher income$72,521Earnings are not a guarantee
Three-year repayment progress
Lower income70%
Middle income71%
Higher income74%
Undergraduate student composition
White25%
Black6%
Hispanic16%
Asian36%

Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.

INDEPENDENT CENSUS EARNINGS VIEW

How earnings develop by field

Privacy-protected Census employment records follow graduate cohorts one, five and ten years after completion. This source is kept separate from College Scorecard because its population and methodology differ.

Field and credentialYear 1Year 5Year 10
Computer Programming.Doctoral, research/scholarship · Broad federal field 11
$183,778Year 1
$339,578Year 5
$301,972Year 10
Computer Programming.Master’s degree · Broad federal field 11
$168,896Year 1
$221,135Year 5
$251,288Year 10
Advanced/Graduate Dentistry and Oral Sciences.Doctoral, professional practice · Broad federal field 51
$78,722Year 1
$112,807Year 5
$214,157Year 10
Applied Mathematics.Doctoral, research/scholarship · Broad federal field 27
$107,201Year 1
$166,904Year 5
$163,341Year 10
Computer Programming.Bachelor’s degree · Broad federal field 11
$87,272Year 1
$134,202Year 5
$157,129Year 10
Aerospace, Aeronautical, and Astronautical/Space Engineering.Doctoral, research/scholarship · Broad federal field 14
$88,921Year 1
$133,272Year 5
$156,510Year 10
Aerospace, Aeronautical, and Astronautical/Space Engineering.Master’s degree · Broad federal field 14
$78,964Year 1
$111,405Year 5
$147,796Year 10
Advanced/Graduate Dentistry and Oral Sciences.Master’s degree · Broad federal field 51
$120,338Year 1
$134,767Year 5
$144,952Year 10

Median annual earnings in 2023 dollars. Each time point may use a different pooled graduation cohort. Coverage is limited to institutions participating in the Census Post-Secondary Employment Outcomes program.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

95thEarnings percentile
76thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use every reportable field-and-credential record at this institution. They do not fill privacy-suppressed outcomes.

$82,638Median year-4 earnings across reportable program categories
$20,519Median federal debt across categories that report debt
60%Of comparable categories above their same-field national benchmark
EARNINGS OVER TIME

What graduates earned in later years

$51,412Year 1
$81,850Year 4
$78,458Year 5

Each year can represent a different federal cohort, so the points do not track the same people over time.

DEGREES AT THIS COLLEGE

Your choice of degree can change the payoff.

Graduate earnings differ by field and credential, even within the same college.

1Computer and Information Sciences, General · Master's Degree$184,4072Dentistry · First Professional Degree$160,6393Computer and Information Sciences, General · Bachelor's Degree$147,0644Allied Health Diagnostic, Intervention, and Treatment Professions · Master's Degree$145,7375Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · First Professional Degree$142,8016Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Master's Degree$134,3637Computer Engineering · Bachelor's Degree$128,0388Educational Administration and Supervision · Graduate/Professional Certificate$124,768

Observed year-4 earnings · compare the same field and credential across colleges

Strongest relative outcomes

Programs that stand out against the same-degree benchmark

This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.

1Human Computer InteractionBachelor's Degree · $83,075 reported+64%vs same-degree national median$20,596federal debt2Computer and Information Sciences, GeneralBachelor's Degree · $147,064 reported+59%vs same-degree national median$16,868federal debt3Computer and Information Sciences, GeneralMaster's Degree · $184,407 reported+48%vs same-degree national medianNot availablefederal debt4Allied Health Diagnostic, Intervention, and Treatment ProfessionsBachelor's Degree · $103,656 reported+46%vs same-degree national median$20,538federal debt5Clinical/Medical Laboratory Science/Research and Allied ProfessionsBachelor's Degree · $110,827 reported+46%vs same-degree national median$17,538federal debt6Educational Administration and SupervisionGraduate/Professional Certificate · $124,768 reported+45%vs same-degree national medianNot availablefederal debt
BUILD A REAL SHORTLIST

Comparable colleges in NY

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.

Vestal, NY

Binghamton University

Annual net price
$21,620
Observed earnings · year 5
$80,182
Modeled 10-year ROI
+32%
Open college profile →
Utica, NY

SUNY Polytechnic Institute

Annual net price
$14,164
Observed earnings · year 5
$70,849
Modeled 10-year ROI
+9%
Open college profile →
Buffalo, NY

University at Buffalo

Annual net price
$20,995
Observed earnings · year 5
$68,437
Modeled 10-year ROI
-11%
Open college profile →
Albany, NY

University at Albany

Annual net price
$17,167
Observed earnings · year 5
$64,597
Modeled 10-year ROI
-21%
Open college profile →
DEGREE OUTCOMES

Compare fields and degree levels

Showing the 40 highest-earning records from 68 field-and-degree records. Use the program directory to search the complete set.

Major or fieldDegree levelEarnings, year 4Federal debt2024–25 graduates
Computer and Information Sciences, GeneralMaster's Degree$184,407Not availableNot reported
DentistryFirst Professional Degree$160,639Not availableNot reported
Computer and Information Sciences, GeneralBachelor's Degree$147,064$16,868Not reported
Allied Health Diagnostic, Intervention, and Treatment ProfessionsMaster's Degree$145,737Not availableNot reported
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingFirst Professional Degree$142,801Not availableNot reported
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingMaster's Degree$134,363Not available14
Computer EngineeringBachelor's Degree$128,038$22,9905
Educational Administration and SupervisionGraduate/Professional Certificate$124,768Not availableNot reported
Health Professions Education, Ethics, and HumanitiesMaster's Degree$117,308Not available0
Applied MathematicsMaster's Degree$115,518Not availableNot reported
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$111,898$23,000Not reported
Clinical/Medical Laboratory Science/Research and Allied ProfessionsBachelor's Degree$110,827$17,538Not reported
Business Administration, Management and OperationsMaster's Degree$109,573Not availableNot reported
Finance and Financial Management ServicesMaster's Degree$108,626Not availableNot reported
Mechanical EngineeringMaster's Degree$104,470Not availableNot reported
Electrical, Electronics, and Communications EngineeringMaster's Degree$104,443Not availableNot reported
Allied Health Diagnostic, Intervention, and Treatment ProfessionsBachelor's Degree$103,656$20,5386
Health and Medical Administrative ServicesMaster's Degree$99,795Not availableNot reported
Medical Illustration and InformaticsMaster's Degree$99,289Not availableNot reported
MedicineFirst Professional Degree$99,252Not availableNot reported
Electrical, Electronics, and Communications EngineeringBachelor's Degree$98,573$14,5004
Biomedical/Medical EngineeringMaster's Degree$95,322Not availableNot reported
Civil EngineeringBachelor's Degree$92,908$17,2500
Human Resources Management and ServicesMaster's Degree$92,520Not availableNot reported
Mechanical EngineeringBachelor's Degree$91,650$20,008Not reported
Accounting and Related ServicesMaster's Degree$91,337Not availableNot reported
Information Science/StudiesBachelor's Degree$89,875$19,750Not reported
Biomedical/Medical EngineeringBachelor's Degree$89,560$24,581Not reported
Liberal Arts and Sciences, General Studies and HumanitiesMaster's Degree$89,107Not availableNot reported
Chemical EngineeringBachelor's Degree$88,593$24,797Not reported
Engineering, GeneralBachelor's Degree$87,517$20,000Not reported
Rehabilitation and Therapeutic ProfessionsFirst Professional Degree$87,514Not availableNot reported
Rehabilitation and Therapeutic ProfessionsMaster's Degree$83,252Not availableNot reported
Human Computer InteractionBachelor's Degree$83,075$20,5963
Applied MathematicsBachelor's Degree$82,200$19,000Not reported
Public HealthMaster's Degree$81,990Not availableNot reported
Dietetics and Clinical Nutrition ServicesMaster's Degree$78,487Not availableNot reported
Public Policy AnalysisMaster's Degree$77,523Not availableNot reported
Teaching English or French as a Second or Foreign LanguageMaster's Degree$77,223Not availableNot reported
Health Services/Allied Health/Health Sciences, GeneralBachelor's Degree$77,075$20,780Not reported

Graduate counts come from IPEDS and group related majors into the same federal field. Missing earnings or debt values remain labeled as unavailable.

Search every Stony Brook University program record →

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.