10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$289,222at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Public · COLLEGE PAYOFF
SUNY at Purchase College
Purchase, NY · 21 field-and-degree records
Earnings reported for 20 · Federal debt reported for 19
Based onObserved earnings + college priceEstimate10-year payoff
Estimated 10-year payoff
Negative payoff
−$289,222 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
Not availableTime to earn back the modeled cost
−113%Estimated return after 10 years
$41,643Observed earnings · year 5
Not reachedHighest annual price before payoff reaches $0
Start with your question
What do you want to understand?
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PUBLISHED STUDENT BUDGET · 2024–25
What makes up the annual price?
Sticker-price components reported to IPEDS. Grants and scholarships are not subtracted here.
Living off campus: $17,850 housing and food allowance plus $4,070 in other expenses.
Do not confuse this with net price. Net price subtracts average grants and scholarships. DegreeVerdict continues to use the separately labeled average net price in its standard college ROI scenario.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price−$213,570
$8,000Annual price−$245,570
$16,000Annual price−$277,570
$19,000Current college-wide context−$289,570
$24,000Annual price−$309,570
$32,000Annual price−$341,570
$40,000Annual price−$373,570
HOW STUDENTS ATTEND · 2023-24
Online study is a meaningful part of the student experience.
IPEDS enrollment counts show course delivery across the whole institution. They do not indicate whether a specific degree can be completed online.
Institution-level attendance context from IPEDS. Program delivery is reported separately on degree pages and in the program directory. These figures do not enter ROI.
College identity and local contextAccreditation, institution type, dual enrollment and state prices
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Middle States Commission on Higher Education
- Main award level
- Bachelor’s degrees
- Campus setting
- Suburban
- Admissions
- Selective admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
STATE PRICE CONTEXT · 2024
Prices in New York run 8% above the U.S. level.
BEA Regional Price Parities compare price levels across states. A value of 100 equals the national average.
What it costs and what graduates earn
$18,913Average net price / year
$29,043Cost of attendance
$21,067Median federal student debt · completer borrowers
$223/moPublished 10-year payment estimate
$41,643Median earnings · year 5 after completion
62.8%Completion rate
74.1%Admission rate
1,312Average SAT score
29ACT midpoint
3,197Student size
Debt covers federal student-loan borrowers who completed. It does not include Parent PLUS or private loans. We show admissions scores only when a valid federal value is available.
What the numbers say about SUNY at Purchase College
What does SUNY at Purchase College cost?
SUNY at Purchase College reports an average annual net price of $18,913 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do SUNY at Purchase College graduates earn?
The observed median earnings figure is $41,643 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do SUNY at Purchase College graduates have?
Completer borrowers report median cumulative federal student debt of $21,067. Parent PLUS and private loans are not included.
Is every degree at SUNY at Purchase College worth the same?
No. The current release contains 21 field-and-degree records for SUNY at Purchase College; 20 report year-4 earnings and 19 report federal debt. Outcomes can differ substantially by field and degree level.
DEBT AFTER COLLEGE
Are borrowers making progress?
Repayment progress, default and debt at exit describe different federal borrower cohorts. They are shown separately and do not change the ROI estimate.
Source: College Scorecard. Repayment progress is the share of borrowers who reduced principal by at least $1 at the stated measurement point. Debt covers federal student loans; Parent PLUS and private loans are excluded. Cohorts and reporting periods differ across measures.
Who studied here during the year
3,756Students enrolled at any point
3,671Undergraduate students
85Graduate students
Unduplicated students enrolled at any point from July 1, 2024 through June 30, 2025. This full-year measure is different from a fall headcount and does not enter ROI.
More student and earnings detailPrice by family income, retention, equity and common industries
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
66% received a Pell Grant within eight yearsMedian Parent PLUS debt
625 parent borrowers in the reported cohortMedian federal student debt
54% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$45,590Earnings are not a guarantee
Middle income$44,840Earnings are not a guarantee
Higher income$44,593Earnings are not a guarantee
Three-year repayment progress
Lower income51%
Middle income58%
Higher income67%
Undergraduate student composition
White47%
Black12%
Hispanic29%
Asian4%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
INDEPENDENT CENSUS EARNINGS VIEW
How earnings develop by field
Privacy-protected Census employment records follow graduate cohorts one, five and ten years after completion. This source is kept separate from College Scorecard because its population and methodology differ.
Field and credentialYear 1Year 5Year 10
Applied Mathematics.Bachelor’s degree · Broad federal field 27
$44,398Year 1
$73,442Year 5
$95,590Year 10
Biochemistry, Biophysics and Molecular Biology.Bachelor’s degree · Broad federal field 26
$48,487Year 1
$68,363Year 5
$87,772Year 10
Communication and Media Studies.Bachelor’s degree · Broad federal field 09
$32,595Year 1
$53,718Year 5
$75,786Year 10
Clinical Psychology.Bachelor’s degree · Broad federal field 42
$33,209Year 1
$52,527Year 5
$74,491Year 10
Anthropology.Bachelor’s degree · Broad federal field 45
$38,226Year 1
$57,013Year 5
$74,301Year 10
Liberal Arts and Sciences, General Studies and Humanities.Bachelor’s degree · Broad federal field 24
$38,003Year 1
$56,534Year 5
$70,788Year 10
English Language and Literature, General.Bachelor’s degree · Broad federal field 23
$29,263Year 1
$50,831Year 5
$70,679Year 10
History.Bachelor’s degree · Broad federal field 54
$30,926Year 1
$54,051Year 5
$66,619Year 10
Median annual earnings in 2023 dollars. Each time point may use a different pooled graduation cohort. Coverage is limited to institutions participating in the Census Post-Secondary Employment Outcomes program.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use every reportable field-and-credential record at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS OVER TIME
What graduates earned in later years
$21,082Year 1
$45,570Year 4
$41,643Year 5
Each year can represent a different federal cohort, so the points do not track the same people over time.
Your choice of degree can change the payoff.
Graduate earnings differ by field and credential, even within the same college.
1Mathematics and Statistics, Other · Bachelor's Degree$72,2372Economics · Bachelor's Degree$63,2073Biology, General · Bachelor's Degree$55,7184Visual and Performing Arts, Other · Bachelor's Degree$53,1005Sociology · Bachelor's Degree$53,0426Journalism · Bachelor's Degree$52,8597Arts, Entertainment, and Media Management · Bachelor's Degree$51,9548Literature · Bachelor's Degree$49,153Observed year-4 earnings · compare the same field and credential across colleges
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Visual and Performing Arts, OtherBachelor's Degree · $53,100 reported+11%vs same-degree national median$24,363federal debt2Arts, Entertainment, and Media ManagementBachelor's Degree · $51,954 reported+8%vs same-degree national median$22,418federal debt3LiteratureBachelor's Degree · $49,153 reported+6%vs same-degree national median$25,000federal debt4SociologyBachelor's Degree · $53,042 reported+1%vs same-degree national median$19,949federal debt5Drama/Theatre Arts and StagecraftBachelor's Degree · $39,974 reported+1%vs same-degree national median$26,000federal debt6Film/Video and Photographic ArtsBachelor's Degree · $43,265 reported-1%vs same-degree national median$26,949federal debt
Comparable colleges in NY
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Lockport, NY
Orleans Niagara BOCES-Practical Nursing Program
- Annual net price
- $18,371
- Observed earnings · year 5
- $44,527
- Modeled 10-year ROI
- -102%
Washington Saratoga Warren Hamilton Essex BOCES-Practical Nursing Program
- Annual net price
- $18,800
- Observed earnings · year 5
- $45,224
- Modeled 10-year ROI
- -99%
Onondaga Cortland Madison BOCES
- Annual net price
- $19,002
- Observed earnings · year 5
- $37,826
- Modeled 10-year ROI
- -128%
Schuyler Steuben Chemung Tioga Allegany BOCES
- Annual net price
- $20,757
- Observed earnings · year 5
- $38,859
- Modeled 10-year ROI
- -123%
Compare fields and degree levels
Showing all 21 field-and-degree records in the current release.
| Major or field | Degree level | Earnings, year 4 | Federal debt | 2024–25 graduates |
|---|---|---|---|---|
| Mathematics and Statistics, Other | Bachelor's Degree | $72,237 | Not available | Not reported |
| Economics | Bachelor's Degree | $63,207 | $23,250 | Not reported |
| Biology, General | Bachelor's Degree | $55,718 | $24,237 | Not reported |
| Visual and Performing Arts, Other | Bachelor's Degree | $53,100 | $24,363 | Not reported |
| Sociology | Bachelor's Degree | $53,042 | $19,949 | Not reported |
| Journalism | Bachelor's Degree | $52,859 | $23,947 | Not reported |
| Arts, Entertainment, and Media Management | Bachelor's Degree | $51,954 | $22,418 | Not reported |
| Literature | Bachelor's Degree | $49,153 | $25,000 | Not reported |
| Liberal Arts and Sciences, General Studies and Humanities | Bachelor's Degree | $47,922 | $25,000 | Not reported |
| Psychology, General | Bachelor's Degree | $47,022 | $24,250 | Not reported |
| Communication and Media Studies | Bachelor's Degree | $46,596 | $24,000 | Not reported |
| History | Bachelor's Degree | $45,661 | $22,076 | Not reported |
| Film/Video and Photographic Arts | Bachelor's Degree | $43,265 | $26,949 | 0 |
| Rhetoric and Composition/Writing Studies | Bachelor's Degree | $42,372 | $23,250 | Not reported |
| Music | Bachelor's Degree | $41,926 | $22,179 | 0 |
| Anthropology | Bachelor's Degree | $40,048 | $15,375 | Not reported |
| Drama/Theatre Arts and Stagecraft | Bachelor's Degree | $39,974 | $26,000 | 0 |
| Visual and Performing Arts, General | Bachelor's Degree | $39,791 | $27,000 | Not reported |
| Social Sciences, Other | Bachelor's Degree | $36,895 | Not available | Not reported |
| Dance | Bachelor's Degree | $30,406 | $27,000 | 0 |
| Fine and Studio Arts | Bachelor's Degree | Not available | $23,850 | Not reported |
Graduate counts come from IPEDS and group related majors into the same federal field. Missing earnings or debt values remain labeled as unavailable.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.