Public · COLLEGE PAYOFF

Tennessee College of Applied Technology-Memphis

Memphis, TN · 10 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$349,100 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

Modeled economic break-even
−147%Modeled 10-year ROI
$33,816Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$349,100at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$237,2600
2
4
6
8
−$349,10010
Years after graduationBreak-even: years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuitionNot available
Sticker price
Published out-of-state tuitionNot available
Sticker price
Average net price$14,315
Title IV student average
Cost of attendance$18,418
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$14,315Average net price / year
$18,418Cost of attendance
$33,816Median earnings · year 5 after completion
54.8%Completion rate
Not availableAdmission rate
1,391Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

27thEarnings percentile
45thCompletion percentile
EARNINGS PATH

Reported earnings over time

$27,079Year 1
$40,340Year 4
$33,816Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Practical Nursing, Vocational Nursing and Nursing Assistants · Undergraduate Certificate or Diploma$69,1432Vehicle Maintenance and Repair Technologies/Technicians · Undergraduate Certificate or Diploma$53,9353Precision Metal Working · Undergraduate Certificate or Diploma$52,9244Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) · Undergraduate Certificate or Diploma$42,8795Veterinary/Animal Health Technologies/Technicians · Undergraduate Certificate or Diploma$37,9336Electrical/Electronics Maintenance and Repair Technologies/Technicians · Undergraduate Certificate or Diploma$37,6507Business Operations Support and Assistant Services · Undergraduate Certificate or Diploma$31,0528Dental Support Services and Allied Professions · Undergraduate Certificate or Diploma$27,174

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in TN

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Livingston, TN

Tennessee College of Applied Technology-Livingston

Annual net price
$12,612
Observed earnings · year 5
$35,468
Modeled 10-year ROI
-141%
Open college profile →
Jacksboro, TN

Tennessee College of Applied Technology-Jacksboro

Annual net price
$12,746
Observed earnings · year 5
$35,711
Modeled 10-year ROI
-140%
Open college profile →
Huntsville, TN

Tennessee College of Applied Technology-Oneida-Huntsville

Annual net price
$15,875
Observed earnings · year 5
$36,700
Modeled 10-year ROI
-134%
Open college profile →
Knoxville, TN

Tennessee College of Applied Technology-Knoxville

Annual net price
$20,012
Observed earnings · year 5
$33,855
Modeled 10-year ROI
-143%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Practical Nursing, Vocational Nursing and Nursing AssistantsUndergraduate Certificate or Diploma$69,143$14,040
Vehicle Maintenance and Repair Technologies/TechniciansUndergraduate Certificate or Diploma$53,935$10,106
Precision Metal WorkingUndergraduate Certificate or Diploma$52,924Not available
Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR)Undergraduate Certificate or Diploma$42,879Not available
Veterinary/Animal Health Technologies/TechniciansUndergraduate Certificate or Diploma$37,933Not available
Electrical/Electronics Maintenance and Repair Technologies/TechniciansUndergraduate Certificate or Diploma$37,650Not available
Business Operations Support and Assistant ServicesUndergraduate Certificate or Diploma$31,052Not available
Dental Support Services and Allied ProfessionsUndergraduate Certificate or Diploma$27,174Not available
Allied Health and Medical Assisting ServicesUndergraduate Certificate or Diploma$25,891Not available
Cosmetology and Related Personal Grooming ServicesUndergraduate Certificate or Diploma$17,901Not available

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.