10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$214,952at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Public · COLLEGE PAYOFF
Texas State Technical College
Waco, TX · 42 field-and-degree records
Earnings reported for 41 · Federal debt reported for 36
Based onObserved earnings + college priceEstimate10-year payoff
Estimated 10-year payoff
Negative payoff
−$214,952 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
122.7 yrsTime to earn back the modeled cost
−92%Estimated return after 10 years
$46,908Observed earnings · year 5
Not reachedHighest annual price before payoff reaches $0
Start with your question
What do you want to understand?
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PUBLISHED STUDENT BUDGET · 2024–25
What makes up the annual price?
Sticker-price components reported to IPEDS. Grants and scholarships are not subtracted here.
Living off campus: $13,180 housing and food allowance plus $4,456 in other expenses.
Do not confuse this with net price. Net price subtracts average grants and scholarships. DegreeVerdict continues to use the separately labeled average net price in its standard college ROI scenario.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price−$160,920
$8,000Annual price−$192,920
$14,000Current college-wide context−$216,920
$16,000Annual price−$224,920
$24,000Annual price−$256,920
$32,000Annual price−$288,920
$40,000Annual price−$320,920
HOW STUDENTS ATTEND · 2023-24
Most students take at least some classes online.
IPEDS enrollment counts show course delivery across the whole institution. They do not indicate whether a specific degree can be completed online.
Institution-level attendance context from IPEDS. Program delivery is reported separately on degree pages and in the program directory. These figures do not enter ROI.
College identity and local contextAccreditation, institution type, dual enrollment and state prices
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Southern Association of Colleges and Schools Commission on Colleges
- Main award level
- Certificates
- Campus setting
- City
- Admissions
- Open admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
DUAL-ENROLLMENT CONTEXT · 2024
456 high-school students took college courses.
IPEDS counts students enrolled in college credit while still in high school. A large dual-enrollment population can shape headline enrollment figures, especially at community colleges.
This is participation, not a college completion rate. It does not indicate how many students later enrolled after high school, earned a credential or entered the workforce.
STATE PRICE CONTEXT · 2024
Prices in Texas run 3% below the U.S. level.
BEA Regional Price Parities compare price levels across states. A value of 100 equals the national average.
What it costs and what graduates earn
$13,508Average net price / year
$20,752Cost of attendance
$9,500Median federal student debt · completer borrowers
$101/moPublished 10-year payment estimate
$46,908Median earnings · year 5 after completion
45.5%Completion rate
Not availableAdmission rate
9,437Student size
Debt covers federal student-loan borrowers who completed. It does not include Parent PLUS or private loans. We show admissions scores only when a valid federal value is available.
What the numbers say about Texas State Technical College
What does Texas State Technical College cost?
Texas State Technical College reports an average annual net price of $13,508 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do Texas State Technical College graduates earn?
The observed median earnings figure is $46,908 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do Texas State Technical College graduates have?
Completer borrowers report median cumulative federal student debt of $9,500. Parent PLUS and private loans are not included.
Is every degree at Texas State Technical College worth the same?
No. The current release contains 42 field-and-degree records for Texas State Technical College; 41 report year-4 earnings and 36 report federal debt. Outcomes can differ substantially by field and degree level.
DEBT AFTER COLLEGE
Are borrowers making progress?
Repayment progress, default and debt at exit describe different federal borrower cohorts. They are shown separately and do not change the ROI estimate.
Source: College Scorecard. Repayment progress is the share of borrowers who reduced principal by at least $1 at the stated measurement point. Debt covers federal student loans; Parent PLUS and private loans are excluded. Cohorts and reporting periods differ across measures.
Who studied here during the year
15,105Students enrolled at any point
15,105Undergraduate students
Not availableGraduate students
Unduplicated students enrolled at any point from July 1, 2024 through June 30, 2025. This full-year measure is different from a fall headcount and does not enter ROI.
More student and earnings detailPrice by family income, retention, equity and common industries
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
38% received a Pell Grant within eight yearsMedian Parent PLUS debt
172 parent borrowers in the reported cohortMedian federal student debt
33% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$36,021Earnings are not a guarantee
Middle income$45,019Earnings are not a guarantee
Higher income$58,578Earnings are not a guarantee
Three-year repayment progress
Lower income25%
Middle income52%
Higher income66%
Undergraduate student composition
White25%
Black8%
Hispanic53%
Asian1%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
INDEPENDENT CENSUS EARNINGS VIEW
How earnings develop by field
Privacy-protected Census employment records follow graduate cohorts one, five and ten years after completion. This source is kept separate from College Scorecard because its population and methodology differ.
Field and credentialYear 1Year 5Year 10
Biology/Biotechnology Technologies/Technicians.Associate degree · Broad federal field 41
$52,636Year 1
$59,105Year 5
$108,321Year 10
Air Transportation.Associate degree · Broad federal field 49
$41,449Year 1
$71,529Year 5
$86,367Year 10
Boilermaking/Boilermaker.Associate degree · Broad federal field 48
$44,167Year 1
$68,541Year 5
$84,259Year 10
Architectural Engineering Technologies/Technicians.Associate degree · Broad federal field 15
$55,839Year 1
$72,403Year 5
$82,360Year 10
Electrical/Electronics Maintenance and Repair Technologies/Technicians.Associate degree · Broad federal field 47
$41,403Year 1
$61,566Year 5
$76,280Year 10
Agricultural Business and Management.Certificate, less than 1 year · Broad federal field 01
Not availableYear 1
Not availableYear 5
$72,585Year 10
Advanced/Graduate Dentistry and Oral Sciences.Certificate, 1–2 years · Broad federal field 51
$38,295Year 1
$54,615Year 5
$67,343Year 10
Electrical/Electronics Maintenance and Repair Technologies/Technicians.Certificate, less than 1 year · Broad federal field 47
$38,776Year 1
$53,881Year 5
$66,157Year 10
Median annual earnings in 2023 dollars. Each time point may use a different pooled graduation cohort. Coverage is limited to institutions participating in the Census Post-Secondary Employment Outcomes program.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use every reportable field-and-credential record at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS OVER TIME
What graduates earned in later years
$40,660Year 1
$55,511Year 4
$46,908Year 5
Each year can represent a different federal cohort, so the points do not track the same people over time.
Your choice of degree can change the payoff.
Graduate earnings differ by field and credential, even within the same college.
1Electrical and Power Transmission Installers · Associate's Degree$107,1862Electromechanical Technologies/Technicians · Undergraduate Certificate or Diploma$83,1323Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$82,9314Electrical and Power Transmission Installers · Undergraduate Certificate or Diploma$80,1925Electromechanical Technologies/Technicians · Associate's Degree$79,0706Physical Science Technologies/Technicians · Associate's Degree$76,0277Industrial Production Technologies/Technicians · Associate's Degree$74,7818Allied Health Diagnostic, Intervention, and Treatment Professions · Associate's Degree$71,586Observed year-4 earnings · compare the same field and credential across colleges
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Electrical and Power Transmission InstallersAssociate's Degree · $107,186 reported+51%vs same-degree national median$11,668federal debt2Electrical and Power Transmission InstallersUndergraduate Certificate or Diploma · $80,192 reported+51%vs same-degree national median$8,177federal debt3Electromechanical Technologies/TechniciansUndergraduate Certificate or Diploma · $83,132 reported+27%vs same-degree national medianNot availablefederal debt4Allied Health and Medical Assisting ServicesUndergraduate Certificate or Diploma · $41,190 reported+20%vs same-degree national medianNot availablefederal debt5Practical Nursing, Vocational Nursing and Nursing AssistantsUndergraduate Certificate or Diploma · $63,363 reported+13%vs same-degree national median$15,925federal debt6Health and Medical Administrative ServicesAssociate's Degree · $41,745 reported+13%vs same-degree national median$26,123federal debt
Comparable colleges in TX
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Texarkana, TX
Texas A&M University-Texarkana
- Annual net price
- $12,997
- Observed earnings · year 5
- $45,254
- Modeled 10-year ROI
- -99%
Navarro College
- Annual net price
- $14,820
- Observed earnings · year 5
- $45,603
- Modeled 10-year ROI
- -97%
Blinn College District
- Annual net price
- $10,844
- Observed earnings · year 5
- $47,870
- Modeled 10-year ROI
- -87%
Tyler Junior College
- Annual net price
- $10,206
- Observed earnings · year 5
- $45,715
- Modeled 10-year ROI
- -97%
Compare fields and degree levels
Showing the 40 highest-earning records from 42 field-and-degree records. Use the program directory to search the complete set.
| Major or field | Degree level | Earnings, year 4 | Federal debt | 2024–25 graduates |
|---|---|---|---|---|
| Electrical and Power Transmission Installers | Associate's Degree | $107,186 | $11,668 | Not reported |
| Electromechanical Technologies/Technicians | Undergraduate Certificate or Diploma | $83,132 | Not available | 253 |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Associate's Degree | $82,931 | $24,654 | Not reported |
| Electrical and Power Transmission Installers | Undergraduate Certificate or Diploma | $80,192 | $8,177 | 596 |
| Electromechanical Technologies/Technicians | Associate's Degree | $79,070 | $11,000 | Not reported |
| Physical Science Technologies/Technicians | Associate's Degree | $76,027 | $11,959 | Not reported |
| Industrial Production Technologies/Technicians | Associate's Degree | $74,781 | $15,834 | Not reported |
| Allied Health Diagnostic, Intervention, and Treatment Professions | Associate's Degree | $71,586 | $12,750 | Not reported |
| Electrical/Electronic Engineering Technologies/Technicians | Associate's Degree | $63,825 | Not available | Not reported |
| Practical Nursing, Vocational Nursing and Nursing Assistants | Undergraduate Certificate or Diploma | $63,363 | $15,925 | 102 |
| Vehicle Maintenance and Repair Technologies/Technicians | Associate's Degree | $63,228 | $10,543 | 0 |
| Dental Support Services and Allied Professions | Associate's Degree | $62,639 | $16,500 | Not reported |
| Industrial Production Technologies/Technicians | Undergraduate Certificate or Diploma | $61,718 | $9,500 | 140 |
| Allied Health Diagnostic, Intervention, and Treatment Professions | Undergraduate Certificate or Diploma | $60,413 | $8,160 | 121 |
| Construction Engineering Technology/Technician | Associate's Degree | $59,247 | $12,125 | Not reported |
| Precision Metal Working | Associate's Degree | $57,743 | $9,168 | Not reported |
| Quality Control and Safety Technologies/Technicians | Associate's Degree | $57,050 | $19,000 | Not reported |
| Environmental Control Technologies/Technicians | Associate's Degree | $55,209 | $16,417 | Not reported |
| Air Transportation | Associate's Degree | $54,585 | $12,054 | Not reported |
| Computer/Information Technology Administration and Management | Associate's Degree | $52,618 | $17,500 | 6 |
| Precision Metal Working | Undergraduate Certificate or Diploma | $52,527 | $8,641 | 649 |
| Drafting/Design Engineering Technologies/Technicians | Associate's Degree | $52,041 | $13,500 | Not reported |
| Vehicle Maintenance and Repair Technologies/Technicians | Undergraduate Certificate or Diploma | $51,266 | $7,334 | 632 |
| Architectural Sciences and Technology | Associate's Degree | $49,906 | $9,875 | Not reported |
| Environmental Control Technologies/Technicians | Undergraduate Certificate or Diploma | $46,042 | $9,500 | 107 |
| Computer Software and Media Applications | Associate's Degree | $45,721 | Not available | Not reported |
| Culinary Arts and Related Services | Associate's Degree | $42,361 | $11,000 | Not reported |
| Health and Medical Administrative Services | Associate's Degree | $41,745 | $26,123 | Not reported |
| Allied Health and Medical Assisting Services | Undergraduate Certificate or Diploma | $41,190 | Not available | Not reported |
| Computer Systems Networking and Telecommunications | Associate's Degree | $40,662 | Not available | Not reported |
| Electrical/Electronics Maintenance and Repair Technologies/Technicians | Associate's Degree | $40,021 | $13,164 | Not reported |
| Energy Systems Technologies/Technicians | Undergraduate Certificate or Diploma | $38,931 | $12,000 | 16 |
| Business Administration, Management and Operations | Associate's Degree | $36,188 | $14,460 | Not reported |
| Mental and Social Health Services and Allied Professions | Associate's Degree | $36,108 | $19,078 | Not reported |
| Dental Support Services and Allied Professions | Undergraduate Certificate or Diploma | $34,720 | $6,584 | 29 |
| Electrical/Electronics Maintenance and Repair Technologies/Technicians | Undergraduate Certificate or Diploma | $33,082 | $7,834 | 0 |
| Agricultural Business and Management | Associate's Degree | $33,002 | Not available | Not reported |
| Design and Applied Arts | Associate's Degree | $32,604 | $15,679 | Not reported |
| Teaching Assistants/Aides | Associate's Degree | $32,170 | $9,216 | Not reported |
| Biology, General | Associate's Degree | $32,026 | $10,913 | Not reported |
Graduate counts come from IPEDS and group related majors into the same federal field. Missing earnings or debt values remain labeled as unavailable.
Search every Texas State Technical College program record →Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.