Private nonprofit · COLLEGE PAYOFF

The University of Olivet

Olivet, MI · 6 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$165,182 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

26.5 yrsModeled economic break-even
−62%Modeled 10-year ROI
$55,039Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$165,182at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$265,5720
2
4
6
8
−$165,18210
Years after graduationBreak-even: 26.5 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$34,068
Sticker price
Published out-of-state tuition$34,068
Sticker price
Average net price$21,393
Title IV student average
Cost of attendance$47,069
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$21,393Average net price / year
$47,069Cost of attendance
$55,039Median earnings · year 5 after completion
35.3%Completion rate
83.3%Admission rate
892Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

72thEarnings percentile
18thCompletion percentile
EARNINGS PATH

Reported earnings over time

$37,100Year 1
$52,261Year 4
$55,039Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Business Administration, Management and Operations · Bachelor's Degree$63,3802Insurance · Bachelor's Degree$62,7403Criminal Justice and Corrections · Bachelor's Degree$56,3794Sports, Kinesiology, and Physical Education/Fitness · Bachelor's Degree$43,4755Biology, General · Bachelor's Degree$42,353

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in MI

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Grand Rapids, MI

Calvin University

Annual net price
$22,992
Observed earnings · year 5
$56,704
Modeled 10-year ROI
-57%
Open college profile →
Alma, MI

Alma College

Annual net price
$20,694
Observed earnings · year 5
$52,066
Modeled 10-year ROI
-73%
Open college profile →
Kalamazoo, MI

Kalamazoo College

Annual net price
$19,072
Observed earnings · year 5
$57,449
Modeled 10-year ROI
-51%
Open college profile →
Adrian, MI

Siena Heights University

Annual net price
$17,124
Observed earnings · year 5
$56,974
Modeled 10-year ROI
-52%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Business Administration, Management and OperationsBachelor's Degree$63,380$27,000
InsuranceBachelor's Degree$62,740$24,710
Criminal Justice and CorrectionsBachelor's Degree$56,379$27,000
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$43,475$29,578
Biology, GeneralBachelor's Degree$42,353$27,000
Psychology, GeneralBachelor's DegreeNot available$27,000

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.