Private nonprofit · COLLEGE PAYOFF

The University of the South

Sewanee, TN · 8 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$164,688 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

23.0 yrsModeled economic break-even
−56%Modeled 10-year ROI
$57,680Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$164,688at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$291,4880
2
4
6
8
−$164,68810
Years after graduationBreak-even: 23.0 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$56,120
Sticker price
Published out-of-state tuition$56,120
Sticker price
Average net price$27,872
Title IV student average
Cost of attendance$71,986
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$27,872Average net price / year
$71,986Cost of attendance
$57,680Median earnings · year 5 after completion
79.8%Completion rate
56.9%Admission rate
1,607Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

77thEarnings percentile
81thCompletion percentile
EARNINGS PATH

Reported earnings over time

$34,203Year 1
$63,966Year 4
$57,680Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Economics · Bachelor's Degree$87,7622Political Science and Government · Bachelor's Degree$72,6823International/Globalization Studies · Bachelor's Degree$70,9074Romance Languages, Literatures, and Linguistics · Bachelor's Degree$59,8215Psychology, General · Bachelor's Degree$58,7156English Language and Literature, General · Bachelor's Degree$58,1647Biology, General · Bachelor's Degree$47,695

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in TN

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Collegedale, TN

Southern Adventist University

Annual net price
$24,345
Observed earnings · year 5
$58,971
Modeled 10-year ROI
-50%
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Jackson, TN

Union University

Annual net price
$27,171
Observed earnings · year 5
$52,946
Modeled 10-year ROI
-72%
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Nashville, TN

Lipscomb University

Annual net price
$24,739
Observed earnings · year 5
$60,793
Modeled 10-year ROI
-43%
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Harrogate, TN

Lincoln Memorial University

Annual net price
$20,406
Observed earnings · year 5
$57,194
Modeled 10-year ROI
-53%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
EconomicsBachelor's Degree$87,762$24,798
Political Science and GovernmentBachelor's Degree$72,682$24,267
International/Globalization StudiesBachelor's Degree$70,907$19,500
Romance Languages, Literatures, and LinguisticsBachelor's Degree$59,821Not available
Psychology, GeneralBachelor's Degree$58,715$17,148
English Language and Literature, GeneralBachelor's Degree$58,164$21,175
Biology, GeneralBachelor's Degree$47,695$25,000
HistoryBachelor's DegreeNot available$22,750

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.