10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$94,142at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Public · COLLEGE PAYOFF
University of Cincinnati-Main Campus
Cincinnati, OH · 120 field-and-degree records
Earnings reported for 111 · Federal debt reported for 83
Based onObserved earnings + college priceEstimate10-year payoff
Estimated 10-year payoff
Negative payoff
−$94,142 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
15.0 yrsTime to earn back the modeled cost
−33%Estimated return after 10 years
$63,845Observed earnings · year 5
$2,113Highest annual price before payoff reaches $0
The price benchmark would need to fall by $23,536 per year to reach it.
Start with your question
What do you want to understand?
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PUBLISHED STUDENT BUDGET · 2024–25
What makes up the annual price?
Sticker-price components reported to IPEDS. Grants and scholarships are not subtracted here.
Living off campus: $17,526 housing and food allowance plus $8,430 in other expenses.
Do not confuse this with net price. Net price subtracts average grants and scholarships. DegreeVerdict continues to use the separately labeled average net price in its standard college ROI scenario.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price+$8,450
$8,000Annual price−$23,550
$16,000Annual price−$55,550
$24,000Annual price−$87,550
$26,000Current college-wide context−$95,550
$32,000Annual price−$119,550
$40,000Annual price−$151,550
HOW STUDENTS ATTEND · 2023-24
Most students take at least some classes online.
IPEDS enrollment counts show course delivery across the whole institution. They do not indicate whether a specific degree can be completed online.
Institution-level attendance context from IPEDS. Program delivery is reported separately on degree pages and in the program directory. These figures do not enter ROI.
College identity and local contextAccreditation, institution type, dual enrollment and state prices
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Higher Learning Commission
- Main award level
- Bachelor’s degrees
- Campus setting
- City
- Admissions
- Selective admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
DUAL-ENROLLMENT CONTEXT · 2024
2,346 high-school students took college courses.
IPEDS counts students enrolled in college credit while still in high school. A large dual-enrollment population can shape headline enrollment figures, especially at community colleges.
This is participation, not a college completion rate. It does not indicate how many students later enrolled after high school, earned a credential or entered the workforce.
STATE PRICE CONTEXT · 2024
Prices in Ohio run 7% below the U.S. level.
BEA Regional Price Parities compare price levels across states. A value of 100 equals the national average.
What it costs and what graduates earn
$25,648Average net price / year
$32,171Cost of attendance
$21,250Median federal student debt · completer borrowers
$225/moPublished 10-year payment estimate
$63,845Median earnings · year 5 after completion
75.0%Completion rate
85.3%Admission rate
1,282Average SAT score
27ACT midpoint
29,882Student size
Debt covers federal student-loan borrowers who completed. It does not include Parent PLUS or private loans. We show admissions scores only when a valid federal value is available.
What the numbers say about University of Cincinnati-Main Campus
What does University of Cincinnati-Main Campus cost?
University of Cincinnati-Main Campus reports an average annual net price of $25,648 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do University of Cincinnati-Main Campus graduates earn?
The observed median earnings figure is $63,845 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do University of Cincinnati-Main Campus graduates have?
Completer borrowers report median cumulative federal student debt of $21,250. Parent PLUS and private loans are not included.
Is every degree at University of Cincinnati-Main Campus worth the same?
No. The current release contains 120 field-and-degree records for University of Cincinnati-Main Campus; 111 report year-4 earnings and 83 report federal debt. Outcomes can differ substantially by field and degree level.
DEBT AFTER COLLEGE
Are borrowers making progress?
Repayment progress, default and debt at exit describe different federal borrower cohorts. They are shown separately and do not change the ROI estimate.
Source: College Scorecard. Repayment progress is the share of borrowers who reduced principal by at least $1 at the stated measurement point. Debt covers federal student loans; Parent PLUS and private loans are excluded. Cohorts and reporting periods differ across measures.
Who studied here during the year
52,396Students enrolled at any point
37,861Undergraduate students
14,535Graduate students
Unduplicated students enrolled at any point from July 1, 2024 through June 30, 2025. This full-year measure is different from a fall headcount and does not enter ROI.
More student and earnings detailPrice by family income, retention, equity and common industries
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
66% received a Pell Grant within eight yearsMedian Parent PLUS debt
4,419 parent borrowers in the reported cohortMedian federal student debt
51% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$43,211Earnings are not a guarantee
Middle income$57,058Earnings are not a guarantee
Higher income$63,899Earnings are not a guarantee
Three-year repayment progress
Lower income41%
Middle income60%
Higher income72%
Undergraduate student composition
White69%
Black9%
Hispanic5%
Asian5%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
INDEPENDENT CENSUS EARNINGS VIEW
How earnings develop by field
Privacy-protected Census employment records follow graduate cohorts one, five and ten years after completion. This source is kept separate from College Scorecard because its population and methodology differ.
Field and credentialYear 1Year 5Year 10
Advanced/Graduate Dentistry and Oral Sciences.Doctoral, professional practice · Broad federal field 51
$74,301Year 1
$144,463Year 5
$238,727Year 10
Accounting and Related Services.Doctoral, research/scholarship · Broad federal field 52
$140,924Year 1
$152,658Year 5
$182,659Year 10
Aerospace, Aeronautical, and Astronautical/Space Engineering.Doctoral, research/scholarship · Broad federal field 14
$103,597Year 1
$125,221Year 5
$166,788Year 10
Computer Programming.Master’s degree · Broad federal field 11
$83,923Year 1
$131,216Year 5
$155,572Year 10
Aerospace, Aeronautical, and Astronautical/Space Engineering.Master’s degree · Broad federal field 14
$94,620Year 1
$117,197Year 5
$154,543Year 10
Advanced/Graduate Dentistry and Oral Sciences.Doctoral, research/scholarship · Broad federal field 51
$89,177Year 1
$116,855Year 5
$153,673Year 10
Accounting and Computer Science.Master’s degree · Broad federal field 30
$57,052Year 1
$108,447Year 5
$146,374Year 10
Biochemistry, Biophysics and Molecular Biology.Doctoral, research/scholarship · Broad federal field 26
$66,850Year 1
$92,887Year 5
$142,174Year 10
Median annual earnings in 2023 dollars. Each time point may use a different pooled graduation cohort. Coverage is limited to institutions participating in the Census Post-Secondary Employment Outcomes program.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use every reportable field-and-credential record at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS OVER TIME
What graduates earned in later years
$53,819Year 1
$72,188Year 4
$63,845Year 5
Each year can represent a different federal cohort, so the points do not track the same people over time.
Your choice of degree can change the payoff.
Graduate earnings differ by field and credential, even within the same college.
1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Doctoral Degree$199,2962Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Post-baccalaureate Certificate$142,0753Management Sciences and Quantitative Methods · Master's Degree$134,9064Pharmacy, Pharmaceutical Sciences, and Administration · First Professional Degree$130,2655Business Administration, Management and Operations · Master's Degree$126,2876Economics · Master's Degree$121,7867Computer and Information Sciences, General · Master's Degree$121,4858Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Master's Degree$114,994Observed year-4 earnings · compare the same field and credential across colleges
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingDoctoral Degree · $199,296 reported+44%vs same-degree national medianNot availablefederal debt2Design and Applied ArtsBachelor's Degree · $71,605 reported+39%vs same-degree national median$25,851federal debt3Drama/Theatre Arts and StagecraftBachelor's Degree · $54,000 reported+36%vs same-degree national median$25,980federal debt4Information Science/StudiesAssociate's Degree · $75,248 reported+32%vs same-degree national median$13,125federal debt5Health and Medical Administrative ServicesBachelor's Degree · $77,549 reported+32%vs same-degree national median$39,352federal debt6Communication and Media StudiesAssociate's Degree · $55,995 reported+29%vs same-degree national median$17,922federal debt
Comparable colleges in OH
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Oxford, OH
Miami University-Oxford
- Annual net price
- $28,384
- Observed earnings · year 5
- $65,273
- Modeled 10-year ROI
- -31%
Ohio University-Main Campus
- Annual net price
- $21,637
- Observed earnings · year 5
- $65,965
- Modeled 10-year ROI
- -21%
University of Cincinnati-Blue Ash College
- Annual net price
- $16,508
- Observed earnings · year 5
- $63,845
- Modeled 10-year ROI
- -23%
Tri-Rivers Career Center
- Annual net price
- $25,605
- Observed earnings · year 5
- $54,106
- Modeled 10-year ROI
- -68%
Compare fields and degree levels
Showing the 40 highest-earning records from 120 field-and-degree records. Use the program directory to search the complete set.
| Major or field | Degree level | Earnings, year 4 | Federal debt | 2024–25 graduates |
|---|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Doctoral Degree | $199,296 | Not available | 106 |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Post-baccalaureate Certificate | $142,075 | $21,000 | 388 |
| Management Sciences and Quantitative Methods | Master's Degree | $134,906 | Not available | Not reported |
| Pharmacy, Pharmaceutical Sciences, and Administration | First Professional Degree | $130,265 | Not available | Not reported |
| Business Administration, Management and Operations | Master's Degree | $126,287 | Not available | Not reported |
| Economics | Master's Degree | $121,786 | Not available | Not reported |
| Computer and Information Sciences, General | Master's Degree | $121,485 | Not available | Not reported |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Master's Degree | $114,994 | Not available | 183 |
| Mechanical Engineering | Master's Degree | $112,569 | Not available | Not reported |
| Pharmacy, Pharmaceutical Sciences, and Administration | Master's Degree | $105,309 | Not available | Not reported |
| Aerospace, Aeronautical, and Astronautical/Space Engineering | Master's Degree | $105,027 | Not available | Not reported |
| Computer Engineering | Bachelor's Degree | $102,273 | $21,875 | Not reported |
| Computer and Information Sciences, General | Bachelor's Degree | $100,975 | $23,203 | 61 |
| Health and Medical Administrative Services | Master's Degree | $99,407 | Not available | Not reported |
| Electrical, Electronics, and Communications Engineering | Bachelor's Degree | $98,364 | $27,000 | Not reported |
| Chemical Engineering | Bachelor's Degree | $97,220 | $21,333 | Not reported |
| Medical Illustration and Informatics | Master's Degree | $95,667 | Not available | Not reported |
| Information Science/Studies | Bachelor's Degree | $93,694 | $23,000 | Not reported |
| Construction Engineering | Bachelor's Degree | $92,984 | $25,480 | Not reported |
| Architectural Engineering | Bachelor's Degree | $92,687 | $25,880 | Not reported |
| Applied Mathematics | Master's Degree | $91,400 | Not available | Not reported |
| Biomedical/Medical Engineering | Bachelor's Degree | $90,897 | $23,250 | Not reported |
| Medicine | First Professional Degree | $90,324 | Not available | Not reported |
| Allied Health Diagnostic, Intervention, and Treatment Professions | Bachelor's Degree | $89,915 | $27,000 | Not reported |
| Civil Engineering | Bachelor's Degree | $89,653 | $24,500 | Not reported |
| Aerospace, Aeronautical, and Astronautical/Space Engineering | Bachelor's Degree | $88,511 | $20,750 | Not reported |
| Information Science/Studies | Master's Degree | $88,102 | Not available | Not reported |
| Environmental/Environmental Health Engineering | Bachelor's Degree | $86,926 | Not available | 0 |
| Mechanical Engineering | Bachelor's Degree | $86,331 | $25,998 | Not reported |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $85,551 | $27,000 | 1 |
| Law | First Professional Degree | $85,043 | Not available | Not reported |
| Accounting and Related Services | Master's Degree | $84,200 | Not available | Not reported |
| Finance and Financial Management Services | Bachelor's Degree | $83,501 | $21,549 | 3 |
| Rehabilitation and Therapeutic Professions | Doctoral Degree | $82,145 | Not available | 37 |
| Insurance | Bachelor's Degree | $81,489 | Not available | Not reported |
| Clinical/Medical Laboratory Science/Research and Allied Professions | Bachelor's Degree | $79,742 | $33,814 | Not reported |
| Architectural Sciences and Technology | Master's Degree | $77,629 | Not available | Not reported |
| Health and Medical Administrative Services | Bachelor's Degree | $77,549 | $39,352 | 23 |
| Mathematics | Bachelor's Degree | $76,667 | $20,970 | Not reported |
| Architecture | Master's Degree | $76,450 | Not available | Not reported |
Graduate counts come from IPEDS and group related majors into the same federal field. Missing earnings or debt values remain labeled as unavailable.
Search every University of Cincinnati-Main Campus program record →Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.