Public · COLLEGE PAYOFF

University of Florida

Gainesville, FL · 145 field-and-degree records

Earnings reported for 144 · Federal debt reported for 68

Based onObserved earnings + college priceEstimate10-year payoff
Estimated 10-year payoff
Positive payoff

+$67,626 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

7.5 yrsTime to earn back the modeled cost
+33%Estimated return after 10 years
$72,379Observed earnings · year 5
$23,448Highest annual price before payoff reaches $0

The price benchmark is $16,907 per year below this threshold.

Start with your question

What do you want to understand?

ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
+$67,626at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$206,1640
2
4
6
8
+$67,62610
Years after graduationBreak-even: 7.5 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$6,381
Sticker price
Published out-of-state tuition$28,659
Sticker price
Average net price$6,541
Title IV student average
Cost of attendance$22,523
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
PUBLISHED STUDENT BUDGET · 2024–25

What makes up the annual price?

Sticker-price components reported to IPEDS. Grants and scholarships are not subtracted here.

Tuition and required fees$6,381$28,659 for out-of-state students
Books and supplies$810Estimated academic-year allowance
On-campus housing and food$12,120$4,210 in other expenses reported separately
Estimated on-campus total$23,521Sum of available published components, before aid

Living off campus: $12,220 housing and food allowance plus $4,210 in other expenses.

Do not confuse this with net price. Net price subtracts average grants and scholarships. DegreeVerdict continues to use the separately labeled average net price in its standard college ROI scenario.

PRICE SENSITIVITY

The price can change the verdict.

Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.

What stays fixed$72,379 observed annual earnings · 4 years of study · $45,000 alternative annual earnings · ten-year horizonThe marked price is this college’s institution-wide average net price, not your personal aid offer. This is a sensitivity test, not a tuition quote or earnings forecast.
HOW STUDENTS ATTEND · 2023-24

Online study is a meaningful part of the student experience.

IPEDS enrollment counts show course delivery across the whole institution. They do not indicate whether a specific degree can be completed online.

Fully online19%
11,902 students
Some online courses41%
25,519 students
No online courses40%
24,515 students
Undergraduates age 25+2.8%
Share of undergraduate enrollment

Institution-level attendance context from IPEDS. Program delivery is reported separately on degree pages and in the program directory. These figures do not enter ROI.

College identity and local contextAccreditation, institution type, dual enrollment and state prices
COLLEGE AT A GLANCE

Institution details

Current federal characteristics describing the college, not the outcomes of a specific program.

Accreditor
Southern Association of Colleges and Schools Commission on Colleges
Main award level
Bachelor’s degrees
Campus setting
City
Admissions
Selective admission
Delivery
Campus or mixed delivery
Federal designation
Land-grant institution
Sources: College Scorecard June 2026 release and IPEDS 2024 institutional characteristics.
DUAL-ENROLLMENT CONTEXT · 2024

10 high-school students took college courses.

IPEDS counts students enrolled in college credit while still in high school. A large dual-enrollment population can shape headline enrollment figures, especially at community colleges.

This is participation, not a college completion rate. It does not indicate how many students later enrolled after high school, earned a credential or entered the workforce.

STATE PRICE CONTEXT · 2024

Prices in Florida run 3% above the U.S. level.

BEA Regional Price Parities compare price levels across states. A value of 100 equals the national average.

Overall3% above U.S.
Goods2% below U.S.
Housing22% above U.S.
Utilities10% below U.S.
Other services1% above U.S.

Use this as geographic context, not a personal budget. It describes the state, not the campus neighborhood, and does not measure tuition or student-specific housing.

DegreeVerdict does not adjust reported earnings, college prices or ROI using this index.

Download the official BEA source →
THE NUMBERS BEHIND THE VERDICT

What it costs and what graduates earn

$6,541Average net price / year
$22,523Cost of attendance
$15,000Median federal student debt · completer borrowers
$159/moPublished 10-year payment estimate
$72,379Median earnings · year 5 after completion
91.1%Completion rate
24.2%Admission rate
1,403Average SAT score
31ACT midpoint
35,629Student size

Debt covers federal student-loan borrowers who completed. It does not include Parent PLUS or private loans. We show admissions scores only when a valid federal value is available.

QUESTIONS ANSWERED

What the numbers say about University of Florida

What does University of Florida cost?

University of Florida reports an average annual net price of $6,541 after grants and scholarships. This is an institution-wide average, not an individual aid offer.

What do University of Florida graduates earn?

The observed median earnings figure is $72,379 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.

How much federal debt do University of Florida graduates have?

Completer borrowers report median cumulative federal student debt of $15,000. Parent PLUS and private loans are not included.

Is every degree at University of Florida worth the same?

No. The current release contains 145 field-and-degree records for University of Florida; 144 report year-4 earnings and 68 report federal debt. Outcomes can differ substantially by field and degree level.

DEBT AFTER COLLEGE

Are borrowers making progress?

Repayment progress, default and debt at exit describe different federal borrower cohorts. They are shown separately and do not change the ROI estimate.

1 year64%Paid down at least $1 of principal
3 years69%Paid down at least $1 of principal
5 years72%Paid down at least $1 of principal
7 years76%Paid down at least $1 of principal
Students who completed$15,000Median federal debt · 7,013 borrowers
Students who withdrew$9,000Median federal debt · 2,068 borrowers
Three-year cohort default rate0%Federal cohort measure, not the share currently behind on payments

Source: College Scorecard. Repayment progress is the share of borrowers who reduced principal by at least $1 at the stated measurement point. Debt covers federal student loans; Parent PLUS and private loans are excluded. Cohorts and reporting periods differ across measures.

2024–25 ENROLLMENT

Who studied here during the year

63,302Students enrolled at any point
39,860Undergraduate students
23,442Graduate students

Unduplicated students enrolled at any point from July 1, 2024 through June 30, 2025. This full-year measure is different from a fall headcount and does not enter ROI.

More student and earnings detailPrice by family income, retention, equity and common industries
PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$1,982
$30–48k$2,768
$48–75k$7,151
$75–110k$12,905
$110k+$16,723
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$72,379
Year 6$56,398
Year 10$71,588
Full-time retention
97.7%
Part-time retention
72.2%
Completion within 200% of normal time
90.7%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

WHO PAYS, WHO FINISHES, WHO EARNS

Outcomes are not the same for every family.

These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.

Pell Grant students87%

Complete within 150% of the expected time

86% received a Pell Grant within eight years
Parent borrowing$16,360

Median Parent PLUS debt

1,603 parent borrowers in the reported cohort
First-generation students$13,791

Median federal student debt

66% making progress in repayment after three years
Student family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$68,870Earnings are not a guarantee
Middle income$70,478Earnings are not a guarantee
Higher income$76,475Earnings are not a guarantee
Three-year repayment progress
Lower income64%
Middle income70%
Higher income72%
Undergraduate student composition
White49%
Black5%
Hispanic25%
Asian12%

Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

91thEarnings percentile
93thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use every reportable field-and-credential record at this institution. They do not fill privacy-suppressed outcomes.

$79,048Median year-4 earnings across reportable program categories
$17,368Median federal debt across categories that report debt
64%Of comparable categories above their same-field national benchmark
EARNINGS OVER TIME

What graduates earned in later years

$48,898Year 1
$77,321Year 4
$72,379Year 5

Each year can represent a different federal cohort, so the points do not track the same people over time.

DEGREES AT THIS COLLEGE

Your choice of degree can change the payoff.

Graduate earnings differ by field and credential, even within the same college.

1Advanced/Graduate Dentistry and Oral Sciences · Master's Degree$207,4552Business Administration, Management and Operations · Doctoral Degree$196,5413Dentistry · First Professional Degree$176,9594Finance and Financial Management Services · Master's Degree$173,8755Real Estate · Master's Degree$148,7646Legal Research and Advanced Professional Studies · Master's Degree$142,2917Pharmacy, Pharmaceutical Sciences, and Administration · First Professional Degree$138,1888Business Administration, Management and Operations · Master's Degree$137,404

Observed year-4 earnings · compare the same field and credential across colleges

Strongest relative outcomes

Programs that stand out against the same-degree benchmark

This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.

1Business Administration, Management and OperationsDoctoral Degree · $196,541 reported+73%vs same-degree national medianNot availablefederal debt2Finance and Financial Management ServicesMaster's Degree · $173,875 reported+57%vs same-degree national medianNot availablefederal debt3MusicBachelor's Degree · $61,446 reported+43%vs same-degree national medianNot availablefederal debt4Legal Research and Advanced Professional StudiesMaster's Degree · $142,291 reported+41%vs same-degree national medianNot availablefederal debt5Computer and Information Sciences, GeneralBachelor's Degree · $126,268 reported+37%vs same-degree national median$16,000federal debt6MathematicsBachelor's Degree · $93,022 reported+34%vs same-degree national median$16,675federal debt
BUILD A REAL SHORTLIST

Comparable colleges in FL

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.

Miami, FL

Florida International University

Annual net price
$9,288
Observed earnings · year 5
$59,979
Modeled 10-year ROI
-31%
Open college profile →
Tallahassee, FL

Florida State University

Annual net price
$11,297
Observed earnings · year 5
$61,121
Modeled 10-year ROI
-28%
Open college profile →
Miami, FL

George T Baker Aviation Technical College

Annual net price
$7,489
Observed earnings · year 5
$56,760
Modeled 10-year ROI
-44%
Open college profile →
Tampa, FL

University of South Florida

Annual net price
$9,812
Observed earnings · year 5
$57,660
Modeled 10-year ROI
-42%
Open college profile →
DEGREE OUTCOMES

Compare fields and degree levels

Showing the 40 highest-earning records from 145 field-and-degree records. Use the program directory to search the complete set.

Major or fieldDegree levelEarnings, year 4Federal debt2024–25 graduates
Advanced/Graduate Dentistry and Oral SciencesMaster's Degree$207,455Not availableNot reported
Business Administration, Management and OperationsDoctoral Degree$196,541Not available31
DentistryFirst Professional Degree$176,959Not availableNot reported
Finance and Financial Management ServicesMaster's Degree$173,875Not availableNot reported
Real EstateMaster's Degree$148,764Not availableNot reported
Legal Research and Advanced Professional StudiesMaster's Degree$142,291Not availableNot reported
Pharmacy, Pharmaceutical Sciences, and AdministrationFirst Professional Degree$138,188Not availableNot reported
Business Administration, Management and OperationsMaster's Degree$137,404Not availableNot reported
Systems EngineeringMaster's Degree$137,191Not available0
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingFirst Professional Degree$136,765Not availableNot reported
Allied Health Diagnostic, Intervention, and Treatment ProfessionsFirst Professional Degree$130,026Not availableNot reported
Allied Health Diagnostic, Intervention, and Treatment ProfessionsMaster's Degree$128,417Not availableNot reported
Computer EngineeringBachelor's Degree$128,140$22,5628
Materials EngineeringDoctoral Degree$128,018Not available14
Computer and Information Sciences, GeneralBachelor's Degree$126,268$16,000Not reported
Veterinary MedicineFirst Professional Degree$124,305Not availableNot reported
Systems EngineeringBachelor's Degree$122,299$19,25084
Electrical, Electronics, and Communications EngineeringMaster's Degree$121,478Not availableNot reported
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingDoctoral Degree$120,248Not available110
Computer Systems AnalysisMaster's Degree$116,725Not availableNot reported
LawFirst Professional Degree$114,496Not availableNot reported
Materials EngineeringMaster's Degree$113,416Not availableNot reported
Communication and Media StudiesGraduate/Professional Certificate$110,796Not available8
Mechanical EngineeringMaster's Degree$109,893Not availableNot reported
Chemical EngineeringBachelor's Degree$109,607$20,050Not reported
Management Sciences and Quantitative MethodsBachelor's Degree$109,220$18,625Not reported
Construction Engineering Technology/TechnicianBachelor's Degree$109,139$14,7384
Aerospace, Aeronautical, and Astronautical/Space EngineeringMaster's Degree$108,542Not availableNot reported
Biological and Biomedical Sciences, OtherDoctoral Degree$108,414Not available56
Accounting and Related ServicesMaster's Degree$107,577Not availableNot reported
Electrical, Electronics, and Communications EngineeringBachelor's Degree$107,543$21,5448
Health and Medical Administrative ServicesMaster's Degree$107,445Not availableNot reported
Finance and Financial Management ServicesBachelor's Degree$106,153$17,9540
Mechanical EngineeringDoctoral Degree$106,068Not available21
MedicineFirst Professional Degree$104,811Not availableNot reported
Environmental/Environmental Health EngineeringMaster's Degree$103,569Not availableNot reported
Psychology, GeneralDoctoral Degree$103,154Not available28
ChemistryDoctoral Degree$100,761Not available41
StatisticsBachelor's Degree$98,409$14,783Not reported
Fire ProtectionBachelor's Degree$97,839$12,2965

Graduate counts come from IPEDS and group related majors into the same federal field. Missing earnings or debt values remain labeled as unavailable.

Search every University of Florida program record →

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.