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Private nonprofit · COLLEGE PAYOFF

University of Northwestern Ohio

⌖ Lima, OH · 15 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$193,178 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

36.1 yrsModeled economic break-even
−72%Modeled 10-year ROI
$52,405Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$193,178at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$267,2280
2
4
6
8
−$193,17810
Years after graduationBreak-even: 36.1 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$13,875
Sticker price
Published out-of-state tuition$13,875
Sticker price
Average net price$21,807
Title IV student average
Cost of attendance$26,266
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$21,807Average net price / year
$26,266Cost of attendance
$52,405Median earnings · year 5 after completion
54.0%Completion rate
Not availableAdmission rate
2,494Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

67thEarnings percentile
43thCompletion percentile
EARNINGS PATH

Reported earnings over time

$41,920Year 1
$56,340Year 4
$52,405Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Electromechanical Technologies/Technicians · Associate's Degree$72,2082Business Administration, Management and Operations · Master's Degree$71,8313Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) · Associate's Degree$59,8014Vehicle Maintenance and Repair Technologies/Technicians · Associate's Degree$58,4295Business Administration, Management and Operations · Bachelor's Degree$56,3926Vehicle Maintenance and Repair Technologies/Technicians · Undergraduate Certificate or Diploma$55,3847Agricultural Business and Management · Associate's Degree$54,9608Accounting and Related Services · Bachelor's Degree$52,038

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in OH

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Independence, OH

Central School of Practical Nursing

Annual net price
$21,369
Observed earnings · year 5
$52,341
Modeled 10-year ROI
-72%
Open college profile →Delaware, OH

Ohio Wesleyan University

Annual net price
$20,897
Observed earnings · year 5
$52,040
Modeled 10-year ROI
-73%
Open college profile →Painesville, OH

Lake Erie College

Annual net price
$20,961
Observed earnings · year 5
$53,562
Modeled 10-year ROI
-68%
Open college profile →Hiram, OH

Hiram College

Annual net price
$21,058
Observed earnings · year 5
$53,876
Modeled 10-year ROI
-66%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Electromechanical Technologies/TechniciansAssociate's Degree$72,208$13,084
Business Administration, Management and OperationsMaster's Degree$71,831Not available
Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR)Associate's Degree$59,801$13,084
Vehicle Maintenance and Repair Technologies/TechniciansAssociate's Degree$58,429$20,332
Business Administration, Management and OperationsBachelor's Degree$56,392$31,000
Vehicle Maintenance and Repair Technologies/TechniciansUndergraduate Certificate or Diploma$55,384$17,417
Agricultural Business and ManagementAssociate's Degree$54,960Not available
Accounting and Related ServicesBachelor's Degree$52,038$31,000
Health and Medical Administrative ServicesBachelor's Degree$49,026$31,000
Business Administration, Management and OperationsAssociate's Degree$41,418Not available
Health and Medical Administrative ServicesAssociate's Degree$40,653$27,324
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$40,469Not available
Computer/Information Technology Administration and ManagementAssociate's Degree$39,122Not available
Allied Health and Medical Assisting ServicesAssociate's Degree$35,625Not available
MarketingBachelor's DegreeNot available$30,000

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.