Public · COLLEGE PAYOFF

University of South Dakota

Vermillion, SD · 42 field-and-degree records

Earnings reported for 42 · Federal debt reported for 23

Based onObserved earnings + college priceEstimate10-year payoff
Estimated 10-year payoff
Negative payoff

−$112,502 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

17.7 yrsTime to earn back the modeled cost
−43%Estimated return after 10 years
$59,693Observed earnings · year 5
Not reachedHighest annual price before payoff reaches $0
Start with your question

What do you want to understand?

ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$112,502at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$259,4320
2
4
6
8
−$112,50210
Years after graduationBreak-even: 17.7 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$9,432
Sticker price
Published out-of-state tuition$12,942
Sticker price
Average net price$19,858
Title IV student average
Cost of attendance$24,422
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
PUBLISHED STUDENT BUDGET · 2024–25

What makes up the annual price?

Sticker-price components reported to IPEDS. Grants and scholarships are not subtracted here.

Tuition and required fees$9,432$12,942 for out-of-state students
Books and supplies$1,000Estimated academic-year allowance
On-campus housing and food$10,356$4,948 in other expenses reported separately
Estimated on-campus total$25,736Sum of available published components, before aid

Living off campus: $10,870 housing and food allowance plus $6,280 in other expenses.

Do not confuse this with net price. Net price subtracts average grants and scholarships. DegreeVerdict continues to use the separately labeled average net price in its standard college ROI scenario.

PRICE SENSITIVITY

The price can change the verdict.

Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.

What stays fixed$59,693 observed annual earnings · 4 years of study · $45,000 alternative annual earnings · ten-year horizonThe marked price is this college’s institution-wide average net price, not your personal aid offer. This is a sensitivity test, not a tuition quote or earnings forecast.
HOW STUDENTS ATTEND · 2023-24

Most students take at least some classes online.

IPEDS enrollment counts show course delivery across the whole institution. They do not indicate whether a specific degree can be completed online.

Fully online44%
5,721 students
Some online courses36%
4,639 students
No online courses20%
2,561 students
Undergraduates age 25+7.2%
Share of undergraduate enrollment

Institution-level attendance context from IPEDS. Program delivery is reported separately on degree pages and in the program directory. These figures do not enter ROI.

College identity and local contextAccreditation, institution type, dual enrollment and state prices
COLLEGE AT A GLANCE

Institution details

Current federal characteristics describing the college, not the outcomes of a specific program.

Accreditor
Higher Learning Commission
Main award level
Bachelor’s degrees
Campus setting
Town
Admissions
Selective admission
Delivery
Campus or mixed delivery
Federal designation
No special designation reported
Sources: College Scorecard June 2026 release and IPEDS 2024 institutional characteristics.
DUAL-ENROLLMENT CONTEXT · 2024

2,102 high-school students took college courses.

IPEDS counts students enrolled in college credit while still in high school. A large dual-enrollment population can shape headline enrollment figures, especially at community colleges.

This is participation, not a college completion rate. It does not indicate how many students later enrolled after high school, earned a credential or entered the workforce.

STATE PRICE CONTEXT · 2024

Prices in South Dakota run 11% below the U.S. level.

BEA Regional Price Parities compare price levels across states. A value of 100 equals the national average.

Overall11% below U.S.
Goods5% below U.S.
Housing32% below U.S.
Utilities20% below U.S.
Other services8% below U.S.

Use this as geographic context, not a personal budget. It describes the state, not the campus neighborhood, and does not measure tuition or student-specific housing.

DegreeVerdict does not adjust reported earnings, college prices or ROI using this index.

Download the official BEA source →
THE NUMBERS BEHIND THE VERDICT

What it costs and what graduates earn

$19,858Average net price / year
$24,422Cost of attendance
$23,592Median federal student debt · completer borrowers
$250/moPublished 10-year payment estimate
$59,693Median earnings · year 5 after completion
59.9%Completion rate
98.8%Admission rate
1,125Average SAT score
22ACT midpoint
5,439Student size

Debt covers federal student-loan borrowers who completed. It does not include Parent PLUS or private loans. We show admissions scores only when a valid federal value is available.

QUESTIONS ANSWERED

What the numbers say about University of South Dakota

What does University of South Dakota cost?

University of South Dakota reports an average annual net price of $19,858 after grants and scholarships. This is an institution-wide average, not an individual aid offer.

What do University of South Dakota graduates earn?

The observed median earnings figure is $59,693 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.

How much federal debt do University of South Dakota graduates have?

Completer borrowers report median cumulative federal student debt of $23,592. Parent PLUS and private loans are not included.

Is every degree at University of South Dakota worth the same?

No. The current release contains 42 field-and-degree records for University of South Dakota; 42 report year-4 earnings and 23 report federal debt. Outcomes can differ substantially by field and degree level.

DEBT AFTER COLLEGE

Are borrowers making progress?

Repayment progress, default and debt at exit describe different federal borrower cohorts. They are shown separately and do not change the ROI estimate.

1 year64%Paid down at least $1 of principal
3 years69%Paid down at least $1 of principal
5 years74%Paid down at least $1 of principal
7 years77%Paid down at least $1 of principal
Students who completed$23,592Median federal debt · 1,998 borrowers
Students who withdrew$8,782Median federal debt · 1,717 borrowers
Three-year cohort default rate0%Federal cohort measure, not the share currently behind on payments

Source: College Scorecard. Repayment progress is the share of borrowers who reduced principal by at least $1 at the stated measurement point. Debt covers federal student loans; Parent PLUS and private loans are excluded. Cohorts and reporting periods differ across measures.

2024–25 ENROLLMENT

Who studied here during the year

13,606Students enrolled at any point
9,746Undergraduate students
3,860Graduate students

Unduplicated students enrolled at any point from July 1, 2024 through June 30, 2025. This full-year measure is different from a fall headcount and does not enter ROI.

More student and earnings detailPrice by family income, retention, equity and common industries
PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$14,921
$30–48k$15,942
$48–75k$18,540
$75–110k$21,202
$110k+$22,193
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$59,693
Year 6$46,290
Year 10$51,926
Full-time retention
79.3%
Part-time retention
46.2%
Completion within 200% of normal time
57.6%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

WHO PAYS, WHO FINISHES, WHO EARNS

Outcomes are not the same for every family.

These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.

Pell Grant students48%

Complete within 150% of the expected time

44% received a Pell Grant within eight years
Parent borrowing$12,000

Median Parent PLUS debt

1,016 parent borrowers in the reported cohort
First-generation students$17,121

Median federal student debt

68% making progress in repayment after three years
Student family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$48,679Earnings are not a guarantee
Middle income$53,191Earnings are not a guarantee
Higher income$53,842Earnings are not a guarantee
Three-year repayment progress
Lower income58%
Middle income73%
Higher income79%
Undergraduate student composition
White76%
Black4%
Hispanic6%
Asian2%

Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.

INDEPENDENT CENSUS EARNINGS VIEW

How earnings develop by field

Privacy-protected Census employment records follow graduate cohorts one, five and ten years after completion. This source is kept separate from College Scorecard because its population and methodology differ.

Field and credentialYear 1Year 5Year 10
Advanced/Graduate Dentistry and Oral Sciences.Doctoral, professional practice · Broad federal field 51
$71,178Year 1
$111,499Year 5
$329,290Year 10
Computer Programming.Master’s degree · Broad federal field 11
$73,157Year 1
$94,656Year 5
$119,554Year 10
Clinical Psychology.Doctoral, research/scholarship · Broad federal field 42
$78,110Year 1
$110,768Year 5
$112,807Year 10
Accounting and Related Services.Master’s degree · Broad federal field 52
$75,929Year 1
$95,590Year 5
$112,166Year 10
Law.Doctoral, professional practice · Broad federal field 22
$64,216Year 1
$85,202Year 5
$99,353Year 10
Community Organization and Advocacy.Master’s degree · Broad federal field 44
$84,905Year 1
$85,416Year 5
$99,192Year 10
Biochemistry, Biophysics and Molecular Biology.Bachelor’s degree · Broad federal field 26
$32,088Year 1
$60,751Year 5
$96,791Year 10
Bilingual, Multilingual, and Multicultural Education.Doctoral, research/scholarship · Broad federal field 13
$97,476Year 1
$101,595Year 5
$93,465Year 10

Median annual earnings in 2023 dollars. Each time point may use a different pooled graduation cohort. Coverage is limited to institutions participating in the Census Post-Secondary Employment Outcomes program.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

79thEarnings percentile
52thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use every reportable field-and-credential record at this institution. They do not fill privacy-suppressed outcomes.

$63,252Median year-4 earnings across reportable program categories
$26,000Median federal debt across categories that report debt
38%Of comparable categories above their same-field national benchmark
EARNINGS OVER TIME

What graduates earned in later years

$49,835Year 1
$62,334Year 4
$59,693Year 5

Each year can represent a different federal cohort, so the points do not track the same people over time.

DEGREES AT THIS COLLEGE

Your choice of degree can change the payoff.

Graduate earnings differ by field and credential, even within the same college.

1Medicine · First Professional Degree$126,9112Allied Health Diagnostic, Intervention, and Treatment Professions · Master's Degree$123,6123Business Administration, Management and Operations · Master's Degree$109,3664Educational Administration and Supervision · Doctoral Degree$105,9585Public Administration · Master's Degree$87,2756Human Services, General · Master's Degree$86,7037Accounting and Related Services · Master's Degree$85,9648Law · First Professional Degree$83,195

Observed year-4 earnings · compare the same field and credential across colleges

Strongest relative outcomes

Programs that stand out against the same-degree benchmark

This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.

1Human Services, GeneralMaster's Degree · $86,703 reported+52%vs same-degree national medianNot availablefederal debt2Health and Medical Administrative ServicesBachelor's Degree · $74,816 reported+27%vs same-degree national medianNot availablefederal debt3Parks, Recreation, and Leisure StudiesBachelor's Degree · $64,104 reported+26%vs same-degree national medianNot availablefederal debt4MedicineFirst Professional Degree · $126,911 reported+13%vs same-degree national medianNot availablefederal debt5Communication Disorders Sciences and ServicesBachelor's Degree · $64,069 reported+9%vs same-degree national median$25,000federal debt6Public AdministrationMaster's Degree · $87,275 reported+7%vs same-degree national medianNot availablefederal debt
BUILD A REAL SHORTLIST

Comparable colleges in SD

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.

Brookings, SD

South Dakota State University

Annual net price
$19,841
Observed earnings · year 5
$58,627
Modeled 10-year ROI
-47%
Open college profile →
Madison, SD

Dakota State University

Annual net price
$21,057
Observed earnings · year 5
$55,541
Modeled 10-year ROI
-60%
Open college profile →
Sioux Falls, SD

Southeast Technical College

Annual net price
$17,400
Observed earnings · year 5
$50,646
Modeled 10-year ROI
-77%
Open college profile →
Aberdeen, SD

Northern State University

Annual net price
$15,812
Observed earnings · year 5
$51,509
Modeled 10-year ROI
-73%
Open college profile →
DEGREE OUTCOMES

Compare fields and degree levels

Showing the 40 highest-earning records from 42 field-and-degree records. Use the program directory to search the complete set.

Major or fieldDegree levelEarnings, year 4Federal debt2024–25 graduates
MedicineFirst Professional Degree$126,911Not availableNot reported
Allied Health Diagnostic, Intervention, and Treatment ProfessionsMaster's Degree$123,612Not availableNot reported
Business Administration, Management and OperationsMaster's Degree$109,366Not availableNot reported
Educational Administration and SupervisionDoctoral Degree$105,958Not available9
Public AdministrationMaster's Degree$87,275Not availableNot reported
Human Services, GeneralMaster's Degree$86,703Not availableNot reported
Accounting and Related ServicesMaster's Degree$85,964Not availableNot reported
LawFirst Professional Degree$83,195Not availableNot reported
Health and Medical Administrative ServicesBachelor's Degree$74,816Not available2
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$73,025$28,644Not reported
Rehabilitation and Therapeutic ProfessionsFirst Professional Degree$72,528Not availableNot reported
Educational Administration and SupervisionMaster's Degree$72,032Not availableNot reported
EconomicsBachelor's Degree$71,463$20,819Not reported
Accounting and Related ServicesBachelor's Degree$71,179$25,793Not reported
Finance and Financial Management ServicesBachelor's Degree$70,100$24,320Not reported
Rehabilitation and Therapeutic ProfessionsDoctoral Degree$70,000Not available54
Dental Support Services and Allied ProfessionsBachelor's Degree$68,556$27,000Not reported
Business Administration, Management and OperationsBachelor's Degree$64,890$22,9507
Parks, Recreation, and Leisure StudiesBachelor's Degree$64,104Not availableNot reported
Communication Disorders Sciences and ServicesBachelor's Degree$64,069$25,000Not reported
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree$63,700$35,951Not reported
Teacher Education and Professional Development, Specific Subject AreasMaster's Degree$62,804Not availableNot reported
Health Services/Allied Health/Health Sciences, GeneralBachelor's Degree$61,518$27,000Not reported
Political Science and GovernmentBachelor's Degree$61,362$26,000Not reported
Social WorkMaster's Degree$60,964Not availableNot reported
Biology, GeneralBachelor's Degree$58,099$23,250Not reported
Criminal Justice and CorrectionsBachelor's Degree$58,046$25,000Not reported
Communication Disorders Sciences and ServicesMaster's Degree$57,931Not availableNot reported
Clinical, Counseling and Applied PsychologyMaster's Degree$57,716Not availableNot reported
Mental and Social Health Services and Allied ProfessionsMaster's Degree$57,591Not availableNot reported
MarketingBachelor's Degree$55,261$26,0001
Teacher Education and Professional Development, Specific Levels and MethodsMaster's Degree$54,349Not availableNot reported
Mental and Social Health Services and Allied ProfessionsBachelor's Degree$52,211$26,00011
Communication and Media StudiesBachelor's Degree$52,100$26,000Not reported
Psychology, GeneralBachelor's Degree$50,993$24,5931
Liberal Arts and Sciences, General Studies and HumanitiesBachelor's Degree$50,306$30,092Not reported
Teacher Education and Professional Development, Specific Subject AreasBachelor's Degree$50,270$27,0001
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$46,034$27,0006
Special Education and TeachingBachelor's Degree$45,415$27,0001
HistoryBachelor's Degree$45,096$27,000Not reported

Graduate counts come from IPEDS and group related majors into the same federal field. Missing earnings or debt values remain labeled as unavailable.

Search every University of South Dakota program record →

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.