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Private nonprofit · COLLEGE PAYOFF

University of the Incarnate Word

⌖ San Antonio, TX · 32 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$127,810 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

18.9 yrsModeled economic break-even
−47%Modeled 10-year ROI
$59,329Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$127,810at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$271,1000
2
4
6
8
−$127,81010
Years after graduationBreak-even: 18.9 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$37,090
Sticker price
Published out-of-state tuition$37,090
Sticker price
Average net price$22,775
Title IV student average
Cost of attendance$48,681
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$22,775Average net price / year
$48,681Cost of attendance
$59,329Median earnings · year 5 after completion
51.0%Completion rate
98.1%Admission rate
4,440Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

79thEarnings percentile
39thCompletion percentile
EARNINGS PATH

Reported earnings over time

$46,280Year 1
$63,004Year 4
$59,329Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Pharmacy, Pharmaceutical Sciences, and Administration · First Professional Degree$140,8952Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · First Professional Degree$133,6443Optometry · First Professional Degree$133,4984Education, General · Doctoral Degree$95,4835Human Resources Management and Services · Master's Degree$88,9956Rehabilitation and Therapeutic Professions · First Professional Degree$87,0917Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$84,2868Business Administration, Management and Operations · Master's Degree$83,447

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in TX

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Irving, TX

University of Dallas

Annual net price
$22,610
Observed earnings · year 5
$60,044
Modeled 10-year ROI
-44%
Open college profile →Dallas, TX

Criswell College

Annual net price
$21,630
Observed earnings · year 5
$59,854
Modeled 10-year ROI
-44%
Open college profile →Belton, TX

University of Mary Hardin-Baylor

Annual net price
$26,106
Observed earnings · year 5
$59,381
Modeled 10-year ROI
-49%
Open college profile →San Antonio, TX

St. Mary's University

Annual net price
$21,145
Observed earnings · year 5
$57,112
Modeled 10-year ROI
-54%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Pharmacy, Pharmaceutical Sciences, and AdministrationFirst Professional Degree$140,895Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingFirst Professional Degree$133,644Not available
OptometryFirst Professional Degree$133,498Not available
Education, GeneralDoctoral Degree$95,483Not available
Human Resources Management and ServicesMaster's Degree$88,995Not available
Rehabilitation and Therapeutic ProfessionsFirst Professional Degree$87,091Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$84,286$27,574
Business Administration, Management and OperationsMaster's Degree$83,447Not available
Health and Medical Administrative ServicesMaster's Degree$82,359Not available
Accounting and Related ServicesMaster's Degree$80,749Not available
Human Resources Management and ServicesBachelor's Degree$72,061$36,007
Computer and Information Sciences, GeneralBachelor's Degree$65,405$28,986
Business Administration, Management and OperationsBachelor's Degree$64,692$29,791
Allied Health Diagnostic, Intervention, and Treatment ProfessionsBachelor's Degree$63,475$38,436
Biology, GeneralMaster's Degree$62,494Not available
Liberal Arts and Sciences, General Studies and HumanitiesBachelor's Degree$62,084$21,004
Health Services/Allied Health/Health Sciences, GeneralBachelor's Degree$60,839$29,298
Rehabilitation and Therapeutic ProfessionsBachelor's Degree$58,059$24,103
Health Services/Allied Health/Health Sciences, GeneralAssociate's Degree$55,307$11,000
Criminal Justice and CorrectionsBachelor's Degree$54,097$28,901
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$53,576$31,000
Sports, Kinesiology, and Physical Education/FitnessMaster's Degree$52,943Not available
Psychology, GeneralBachelor's Degree$51,470$27,666
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$50,871$30,718
Education, GeneralMaster's Degree$50,523Not available
Biology, GeneralBachelor's Degree$50,389$27,000
Design and Applied ArtsBachelor's Degree$48,472$27,000
English Language and Literature, GeneralBachelor's Degree$45,684Not available
Public HealthBachelor's Degree$43,524$31,000
Drama/Theatre Arts and StagecraftBachelor's Degree$41,720Not available
Communication and Media StudiesBachelor's Degree$39,660$27,000
Fine and Studio ArtsBachelor's Degree$36,447Not available

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.