10-YEAR PAYOFF CURVECumulative economic payoff after graduation
+$6,238at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Utica University
⌖ Utica, NY · 24 reportable field-and-credential outcomes
10-year estimate · Positive payoff
+$6,238 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
The estimate clears the cost within ten years, though your price and time to finish may change the result.
9.8 yrsModeled economic break-even
+2%Modeled 10-year ROI
$71,267Observed earnings · year 5
$20,668Maximum annual price for positive 10-year payoff
The price benchmark is $1,560 per year below this threshold.
Includes direct price and earnings forgone while studying. Assumes $45,000 in alternative annual earnings and no wage growth. How we calculate itWhat the numbers say about Utica University
What does Utica University cost?
Utica University reports an average annual net price of $19,108 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do Utica University graduates earn?
The observed median earnings figure is $71,267 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do Utica University graduates have?
Completer borrowers report median cumulative federal student debt of $22,500. Parent PLUS and private loans are not included.
Is every degree at Utica University worth the same?
No. DegreeVerdict currently shows 24 field-and-credential outcomes at Utica University; reported earnings and debt can differ substantially by program category.
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price+$82,670
$8,000Annual price+$50,670
$16,000Annual price+$18,670
$19,000Current college-wide context+$6,670
$24,000Annual price−$13,330
$32,000Annual price−$45,330
$40,000Annual price−$77,330
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Middle States Commission on Higher Education
- Main award level
- Bachelor’s degrees
- Campus setting
- City
- Admissions
- Selective admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
Cost, debt, completion and earnings context
$19,108Average net price / year
$37,205Cost of attendance
$22,500Median federal student debt · completer borrowers
$239/moPublished 10-year payment estimate
$71,267Median earnings · year 5 after completion
56.2%Completion rate
92.0%Admission rate
2,278Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
57% received a Pell Grant within eight yearsMedian Parent PLUS debt
527 parent borrowers in the reported cohortMedian federal student debt
57% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$55,691Earnings are not a guarantee
Middle income$66,129Earnings are not a guarantee
Higher income$66,498Earnings are not a guarantee
Three-year repayment progress
Lower income51%
Middle income59%
Higher income67%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$63,514Year 1
$77,491Year 4
$71,267Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Homeland Security · Master's Degree$118,9062Security Science and Technology · Master's Degree$108,5613Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$94,9814Business Administration, Management and Operations · Master's Degree$92,5215Accounting and Related Services · Master's Degree$92,2486Homeland Security · Bachelor's Degree$82,7337Security Science and Technology · Undergraduate Certificate or Diploma$82,0498Health and Medical Administrative Services · Master's Degree$80,570Observed year-4 earnings · compare like fields and credentials before deciding
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Security Science and TechnologyUndergraduate Certificate or Diploma · $82,049 reported+51%vs same-degree national medianNot availablefederal debt2Security Science and TechnologyMaster's Degree · $108,561 reported+32%vs same-degree national medianNot availablefederal debt3Criminal Justice and CorrectionsBachelor's Degree · $69,898 reported+26%vs same-degree national median$26,000federal debt4Homeland SecurityMaster's Degree · $118,906 reported+23%vs same-degree national medianNot availablefederal debt5Homeland SecurityBachelor's Degree · $82,733 reported+18%vs same-degree national median$27,846federal debt6Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree · $94,981 reported+7%vs same-degree national median$31,875federal debt
Comparable colleges in NY
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Elmira, NY
Arnot Ogden Medical Center
- Annual net price
- $20,068
- Observed earnings · year 5
- $69,988
- Modeled 10-year ROI
- -4%
Daemen University
- Annual net price
- $18,693
- Observed earnings · year 5
- $69,195
- Modeled 10-year ROI
- -5%
Trocaire College
- Annual net price
- $16,636
- Observed earnings · year 5
- $71,071
- Modeled 10-year ROI
- +6%
D'Youville University
- Annual net price
- $20,433
- Observed earnings · year 5
- $74,733
- Modeled 10-year ROI
- +14%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt | 2023–24 awards |
|---|---|---|---|---|
| Homeland Security | Master's Degree | $118,906 | Not available | Not reported |
| Security Science and Technology | Master's Degree | $108,561 | Not available | Not reported |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $94,981 | $31,875 | 9 |
| Business Administration, Management and Operations | Master's Degree | $92,521 | Not available | Not reported |
| Accounting and Related Services | Master's Degree | $92,248 | Not available | Not reported |
| Homeland Security | Bachelor's Degree | $82,733 | $27,846 | 0 |
| Security Science and Technology | Undergraduate Certificate or Diploma | $82,049 | Not available | 6 |
| Health and Medical Administrative Services | Master's Degree | $80,570 | Not available | Not reported |
| Criminal Justice and Corrections | Bachelor's Degree | $69,898 | $26,000 | Not reported |
| Rehabilitation and Therapeutic Professions | Master's Degree | $66,176 | Not available | Not reported |
| Health Services/Allied Health/Health Sciences, General | Bachelor's Degree | $62,369 | $26,988 | Not reported |
| Business/Managerial Economics | Bachelor's Degree | $60,150 | Not available | Not reported |
| Special Education and Teaching | Master's Degree | $57,847 | Not available | Not reported |
| Rehabilitation and Therapeutic Professions | Bachelor's Degree | $56,113 | $27,000 | Not reported |
| Public Relations, Advertising, and Applied Communication | Bachelor's Degree | $55,344 | Not available | Not reported |
| Business Administration, Management and Operations | Bachelor's Degree | $53,705 | $26,149 | Not reported |
| Research and Experimental Psychology | Bachelor's Degree | $53,457 | $26,000 | Not reported |
| Accounting and Related Services | Bachelor's Degree | $51,882 | Not available | Not reported |
| Psychology, General | Bachelor's Degree | $50,847 | $26,000 | Not reported |
| Communication and Media Studies | Bachelor's Degree | $44,969 | $27,000 | Not reported |
| Teacher Education and Professional Development, Specific Levels and Methods | Bachelor's Degree | Not available | $27,000 | Not reported |
| Liberal Arts and Sciences, General Studies and Humanities | Bachelor's Degree | Not available | $27,220 | Not reported |
| Biology, General | Bachelor's Degree | Not available | $28,000 | Not reported |
| Construction Management | Bachelor's Degree | Not available | $27,000 | Not reported |
Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.