10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$480,384at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Private nonprofit · COLLEGE PAYOFF
Valley College-Martinsburg
Martinsburg, WV · 6 field-and-degree records
Earnings reported for 6 · Federal debt reported for 6
Based onObserved earnings + college priceEstimate10-year payoff
Estimated 10-year payoff
Negative payoff
−$480,384 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
Not availableTime to earn back the modeled cost
−170%Estimated return after 10 years
$25,262Observed earnings · year 5
Not reachedHighest annual price before payoff reaches $0
Start with your question
What do you want to understand?
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price−$377,380
$8,000Annual price−$409,380
$16,000Annual price−$441,380
$24,000Annual price−$473,380
$26,000Current college-wide context−$481,380
$32,000Annual price−$505,380
$40,000Annual price−$537,380
HOW STUDENTS ATTEND · 2023-24
Most students take at least some classes online.
IPEDS enrollment counts show course delivery across the whole institution. They do not indicate whether a specific degree can be completed online.
Institution-level attendance context from IPEDS. Program delivery is reported separately on degree pages and in the program directory. These figures do not enter ROI.
College identity and local contextAccreditation, institution type, dual enrollment and state prices
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Accrediting Commission of Career Schools and Colleges
- Main award level
- Certificates
- Campus setting
- Suburban
- Admissions
- Open admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
STATE PRICE CONTEXT · 2024
Prices in West Virginia run 11% below the U.S. level.
BEA Regional Price Parities compare price levels across states. A value of 100 equals the national average.
What it costs and what graduates earn
$25,751Average net price / year
$31,332Cost of attendance
$9,500Median federal student debt · completer borrowers
$101/moPublished 10-year payment estimate
$25,262Median earnings · year 5 after completion
66.4%Completion rate
Not availableAdmission rate
765Student size
Debt covers federal student-loan borrowers who completed. It does not include Parent PLUS or private loans. We show admissions scores only when a valid federal value is available.
What the numbers say about Valley College-Martinsburg
What does Valley College-Martinsburg cost?
Valley College-Martinsburg reports an average annual net price of $25,751 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do Valley College-Martinsburg graduates earn?
The observed median earnings figure is $25,262 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do Valley College-Martinsburg graduates have?
Completer borrowers report median cumulative federal student debt of $9,500. Parent PLUS and private loans are not included.
Is every degree at Valley College-Martinsburg worth the same?
No. The current release contains 6 field-and-degree records for Valley College-Martinsburg; 6 report year-4 earnings and 6 report federal debt. Outcomes can differ substantially by field and degree level.
DEBT AFTER COLLEGE
Are borrowers making progress?
Repayment progress, default and debt at exit describe different federal borrower cohorts. They are shown separately and do not change the ROI estimate.
Source: College Scorecard. Repayment progress is the share of borrowers who reduced principal by at least $1 at the stated measurement point. Debt covers federal student loans; Parent PLUS and private loans are excluded. Cohorts and reporting periods differ across measures.
Who studied here during the year
1,419Students enrolled at any point
1,419Undergraduate students
Not availableGraduate students
Unduplicated students enrolled at any point from July 1, 2024 through June 30, 2025. This full-year measure is different from a fall headcount and does not enter ROI.
More student and earnings detailPrice by family income, retention, equity and common industries
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
66% received a Pell Grant within eight yearsMedian Parent PLUS debt
77 parent borrowers in the reported cohortMedian federal student debt
Three-year repayment not reportedThree-year repayment progress
Lower income18%
Middle incomeNot reported
Higher incomeNot reported
Undergraduate student composition
White53%
Black27%
Hispanic4%
Asian0%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use every reportable field-and-credential record at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS OVER TIME
What graduates earned in later years
$25,257Year 1
$32,659Year 4
$25,262Year 5
Each year can represent a different federal cohort, so the points do not track the same people over time.
Your choice of degree can change the payoff.
Graduate earnings differ by field and credential, even within the same college.
1Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) · Undergraduate Certificate or Diploma$42,6322Computer/Information Technology Administration and Management · Associate's Degree$42,5083Business Administration, Management and Operations · Associate's Degree$42,2414Allied Health and Medical Assisting Services · Undergraduate Certificate or Diploma$32,5985Health and Medical Administrative Services · Associate's Degree$31,6856Health and Medical Administrative Services · Undergraduate Certificate or Diploma$27,769Observed year-4 earnings · compare the same field and credential across colleges
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Allied Health and Medical Assisting ServicesUndergraduate Certificate or Diploma · $32,598 reported-5%vs same-degree national median$9,500federal debt2Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR)Undergraduate Certificate or Diploma · $42,632 reported-11%vs same-degree national median$9,500federal debt3Business Administration, Management and OperationsAssociate's Degree · $42,241 reported-13%vs same-degree national median$21,146federal debt4Health and Medical Administrative ServicesAssociate's Degree · $31,685 reported-15%vs same-degree national median$19,936federal debt5Health and Medical Administrative ServicesUndergraduate Certificate or Diploma · $27,769 reported-22%vs same-degree national median$9,500federal debt6Computer/Information Technology Administration and ManagementAssociate's Degree · $42,508 reported-22%vs same-degree national median$20,000federal debt
Comparable colleges in WV
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Beckley, WV
Valley College-Beckley
- Annual net price
- $25,149
- Observed earnings · year 5
- $23,655
- Modeled 10-year ROI
- -176%
Ameritas College
- Annual net price
- $9,422
- Observed earnings · year 5
- $26,946
- Modeled 10-year ROI
- -183%
Appalachian Bible College
- Annual net price
- $11,579
- Observed earnings · year 5
- $30,301
- Modeled 10-year ROI
- -165%
Bethany College
- Annual net price
- $18,605
- Observed earnings · year 5
- $48,767
- Modeled 10-year ROI
- -85%
Compare fields and degree levels
Showing all 6 field-and-degree records in the current release.
| Major or field | Degree level | Earnings, year 4 | Federal debt | 2024–25 graduates |
|---|---|---|---|---|
| Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) | Undergraduate Certificate or Diploma | $42,632 | $9,500 | Not reported |
| Computer/Information Technology Administration and Management | Associate's Degree | $42,508 | $20,000 | Not reported |
| Business Administration, Management and Operations | Associate's Degree | $42,241 | $21,146 | Not reported |
| Allied Health and Medical Assisting Services | Undergraduate Certificate or Diploma | $32,598 | $9,500 | 91 |
| Health and Medical Administrative Services | Associate's Degree | $31,685 | $19,936 | Not reported |
| Health and Medical Administrative Services | Undergraduate Certificate or Diploma | $27,769 | $9,500 | 201 |
Graduate counts come from IPEDS and group related majors into the same federal field. Missing earnings or debt values remain labeled as unavailable.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.