Public · COLLEGE PAYOFF

Vernon College

⌖ Vernon, TX · 7 reportable field-and-credential outcomes

10-year estimate · Negative payoff

−$175,476 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

With these assumptions, the added earnings do not recover the cost within ten years.

68.2 yrsModeled economic break-even
−85%Modeled 10-year ROI
$48,014Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
Includes direct price and earnings forgone while studying. Assumes $45,000 in alternative annual earnings and no wage growth. How we calculate it
A QUICK READ

What the numbers say about Vernon College

What does Vernon College cost?

Vernon College reports an average annual net price of $6,404 after grants and scholarships. This is an institution-wide average, not an individual aid offer.

What do Vernon College graduates earn?

The observed median earnings figure is $48,014 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.

How much federal debt do Vernon College graduates have?

Completer borrowers report median cumulative federal student debt of $11,000. Parent PLUS and private loans are not included.

Is every degree at Vernon College worth the same?

No. DegreeVerdict currently shows 7 field-and-credential outcomes at Vernon College; reported earnings and debt can differ substantially by program category.

ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$175,476at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$205,6160
2
4
6
8
−$175,47610
Years after graduationBreak-even: 68.2 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$3,720
Sticker price
Published out-of-state tuition$6,120
Sticker price
Average net price$6,404
Title IV student average
Cost of attendance$14,564
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
PRICE SENSITIVITY

The price can change the verdict.

Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.

What stays fixed$48,014 observed annual earnings · 4 years of study · $45,000 alternative annual earnings · ten-year horizonThe marked price is this college’s institution-wide average net price, not your personal aid offer. This is a sensitivity test, not a tuition quote or earnings forecast.
COLLEGE AT A GLANCE

Institution details

Current federal characteristics describing the college, not the outcomes of a specific program.

Accreditor
Southern Association of Colleges and Schools Commission on Colleges
Main award level
Associate degrees
Campus setting
Town
Admissions
Open admission
Delivery
Campus or mixed delivery
Federal designation
No special designation reported
Sources: College Scorecard June 2026 release and IPEDS 2024 institutional characteristics.
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$6,404Average net price / year
$14,564Cost of attendance
$11,000Median federal student debt · completer borrowers
$117/moPublished 10-year payment estimate
$48,014Median earnings · year 5 after completion
21.0%Completion rate
Not availableAdmission rate
2,113Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$4,244
$30–48k$4,501
$48–75k$7,337
$75–110k$10,738
$110k+$11,712
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$48,014
Year 6$34,881
Year 10$40,464
Full-time retention
41.3%
Part-time retention
46.9%
Completion within 200% of normal time
20.9%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

WHO PAYS, WHO FINISHES, WHO EARNS

Outcomes are not the same for every family.

These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.

Pell Grant students22%

Complete within 150% of the expected time

31% received a Pell Grant within eight years
Parent borrowingNot available

Median Parent PLUS debt

13 parent borrowers in the reported cohort
First-generation students$6,975

Median federal student debt

38% making progress in repayment after three years
Student family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$38,576Earnings are not a guarantee
Middle income$45,217Earnings are not a guarantee
Higher income$45,786Earnings are not a guarantee
Three-year repayment progress
Lower income32%
Middle income46%
Higher income52%

Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.

INDEPENDENT CENSUS EARNINGS VIEW

How earnings develop by field

Privacy-protected Census employment records follow graduate cohorts one, five and ten years after completion. This source is kept separate from College Scorecard because its population and methodology differ.

Field and credentialYear 1Year 5Year 10
Advanced/Graduate Dentistry and Oral Sciences.Associate degree · Broad federal field 51
$72,585Year 1
$81,576Year 5
$88,599Year 10
Criminal Justice and Corrections.Certificate, less than 1 year · Broad federal field 43
$53,878Year 1
$66,976Year 5
$79,471Year 10
Advanced/Graduate Dentistry and Oral Sciences.Certificate, 1–2 years · Broad federal field 51
$39,898Year 1
$47,119Year 5
$66,619Year 10
Architectural Engineering Technologies/Technicians.Associate degree · Broad federal field 15
$49,855Year 1
$59,848Year 5
$65,194Year 10
Architectural Engineering Technologies/Technicians.Certificate, less than 1 year · Broad federal field 15
$43,858Year 1
$50,767Year 5
$65,081Year 10
Advanced/Graduate Dentistry and Oral Sciences.Certificate, less than 1 year · Broad federal field 51
$41,054Year 1
$52,783Year 5
$60,466Year 10
Boilermaking/Boilermaker.Certificate, less than 1 year · Broad federal field 48
$39,482Year 1
$48,943Year 5
$58,065Year 10
Computer Programming.Associate degree · Broad federal field 11
$34,002Year 1
$62,818Year 5
$56,877Year 10

Median annual earnings in 2023 dollars. Each time point may use a different pooled graduation cohort. Coverage is limited to institutions participating in the Census Post-Secondary Employment Outcomes program.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

57thEarnings percentile
5thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$47,552Median year-4 earnings across reportable program categories
$12,000Median federal debt across categories that report debt
33%Of earnings-reporting categories above their same-field national benchmark
EARNINGS PATH

Reported earnings over time

$40,101Year 1
$53,885Year 4
$48,014Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$81,0462Practical Nursing, Vocational Nursing and Nursing Assistants · Undergraduate Certificate or Diploma$60,8913Allied Health Diagnostic, Intervention, and Treatment Professions · Undergraduate Certificate or Diploma$47,7814Precision Metal Working · Associate's Degree$47,5525Liberal Arts and Sciences, General Studies and Humanities · Associate's Degree$43,1976Cosmetology and Related Personal Grooming Services · Undergraduate Certificate or Diploma$21,410

Observed year-4 earnings · compare like fields and credentials before deciding

Strongest relative outcomes

Programs that stand out against the same-degree benchmark

This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.

1Practical Nursing, Vocational Nursing and Nursing AssistantsUndergraduate Certificate or Diploma · $60,891 reported+9%vs same-degree national median$9,147federal debt2Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree · $81,046 reported+0%vs same-degree national median$20,000federal debt3Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree · $43,197 reported-2%vs same-degree national median$12,000federal debt4Precision Metal WorkingAssociate's Degree · $47,552 reported-16%vs same-degree national median$5,500federal debt5Allied Health Diagnostic, Intervention, and Treatment ProfessionsUndergraduate Certificate or Diploma · $47,781 reported-17%vs same-degree national median$16,260federal debt6Cosmetology and Related Personal Grooming ServicesUndergraduate Certificate or Diploma · $21,410 reported-19%vs same-degree national medianNot availablefederal debt
BUILD A REAL SHORTLIST

Comparable colleges in TX

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.

Houston, TX

Houston City College

Annual net price
$5,737
Observed earnings · year 5
$47,815
Modeled 10-year ROI
-86%
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Waco, TX

McLennan Community College

Annual net price
$5,051
Observed earnings · year 5
$47,643
Modeled 10-year ROI
-87%
Open college profile →
Denison, TX

Grayson College

Annual net price
$5,880
Observed earnings · year 5
$49,460
Modeled 10-year ROI
-78%
Open college profile →
Kilgore, TX

Kilgore College

Annual net price
$5,364
Observed earnings · year 5
$47,073
Modeled 10-year ROI
-90%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt2023–24 awards
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree$81,046$20,000Not reported
Practical Nursing, Vocational Nursing and Nursing AssistantsUndergraduate Certificate or Diploma$60,891$9,14795
Allied Health Diagnostic, Intervention, and Treatment ProfessionsUndergraduate Certificate or Diploma$47,781$16,26016
Precision Metal WorkingAssociate's Degree$47,552$5,500Not reported
Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree$43,197$12,000Not reported
Cosmetology and Related Personal Grooming ServicesUndergraduate Certificate or Diploma$21,410Not available36
Computer and Information Sciences, GeneralAssociate's DegreeNot available$12,170Not reported

Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.