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Private nonprofit · COLLEGE PAYOFF

Visible Music College

⌖ Memphis, TN · 3 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$454,420 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

—Modeled economic break-even

−156%Modeled 10-year ROI

$28,686Observed earnings · year 5

Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula

ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation

−$454,420at year 10

Net gainInvestment not yet recovered

NET GAIN$0UNRECOVERED

−$291,2800

−$454,42010

FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$22,000

Sticker price

Published out-of-state tuition$22,000

Sticker price

Average net price$27,820

Title IV student average

Cost of attendance$31,820

Tuition + living budget

OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$27,820Average net price / year

$31,820Cost of attendance

$28,686Median earnings · year 5 after completion

22.9%Completion rate

28.0%Admission rate

79Student size

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

20thEarnings percentile

6thCompletion percentile

EARNINGS PATH

Reported earnings over time

$29,082Year 1

$36,048Year 4

$28,686Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Music · Bachelor's Degree$33,690

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in TN

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Memphis, TN

Remington College-Memphis Campus

Annual net price: $26,572
Observed earnings · year 5: $30,983
Modeled 10-year ROI: -149%

Open college profile →Nashville, TN

Remington College-Nashville Campus

Annual net price: $29,098
Observed earnings · year 5: $30,983
Modeled 10-year ROI: -147%

Open college profile →Gallatin, TN

Welch College

Annual net price: $25,263
Observed earnings · year 5: $41,122
Modeled 10-year ROI: -114%

Open college profile →Cleveland, TN

Brillare Beauty Institute

Annual net price: $17,894
Observed earnings · year 5: $20,178
Modeled 10-year ROI: -199%

Open college profile →

ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal field	Credential	Earnings, year 4	Federal debt
Music	Bachelor's Degree	$33,690	$27,000
Computer Software and Media Applications	Undergraduate Certificate or Diploma	Not available	$9,500
Music	Undergraduate Certificate or Diploma	Not available	$5,500

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.