Public · COLLEGE PAYOFF

Western Connecticut State University

Danbury, CT · 24 field-and-degree records

Earnings reported for 23 · Federal debt reported for 21

Based onObserved earnings + college priceEstimate10-year payoff
Estimated 10-year payoff
Negative payoff

−$111,686 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

18.1 yrsTime to earn back the modeled cost
−45%Estimated return after 10 years
$58,873Observed earnings · year 5
Not reachedHighest annual price before payoff reaches $0
Start with your question

What do you want to understand?

ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$111,686at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$250,4160
2
4
6
8
−$111,68610
Years after graduationBreak-even: 18.1 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$13,401
Sticker price
Published out-of-state tuition$16,901
Sticker price
Average net price$17,604
Title IV student average
Cost of attendance$24,877
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
PUBLISHED STUDENT BUDGET · 2024–25

What makes up the annual price?

Sticker-price components reported to IPEDS. Grants and scholarships are not subtracted here.

Tuition and required fees$13,401$16,901 for out-of-state students
Books and supplies$1,200Estimated academic-year allowance
On-campus housing and food$15,659$1,438 in other expenses reported separately
Estimated on-campus total$31,698Sum of available published components, before aid

Living off campus: $9,282 housing and food allowance plus $8,232 in other expenses.

Do not confuse this with net price. Net price subtracts average grants and scholarships. DegreeVerdict continues to use the separately labeled average net price in its standard college ROI scenario.

PRICE SENSITIVITY

The price can change the verdict.

Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.

What stays fixed$58,873 observed annual earnings · 4 years of study · $45,000 alternative annual earnings · ten-year horizonThe marked price is this college’s institution-wide average net price, not your personal aid offer. This is a sensitivity test, not a tuition quote or earnings forecast.
HOW STUDENTS ATTEND · 2023-24

Online study is a meaningful part of the student experience.

IPEDS enrollment counts show course delivery across the whole institution. They do not indicate whether a specific degree can be completed online.

Fully online8.9%
431 students
Some online courses37%
1,801 students
No online courses54%
2,587 students
Undergraduates age 25+12%
Share of undergraduate enrollment

Institution-level attendance context from IPEDS. Program delivery is reported separately on degree pages and in the program directory. These figures do not enter ROI.

College identity and local contextAccreditation, institution type, dual enrollment and state prices
COLLEGE AT A GLANCE

Institution details

Current federal characteristics describing the college, not the outcomes of a specific program.

Accreditor
New England Commission on Higher Education
Main award level
Bachelor’s degrees
Campus setting
City
Admissions
Selective admission
Delivery
Campus or mixed delivery
Federal designation
No special designation reported
Sources: College Scorecard June 2026 release and IPEDS 2024 institutional characteristics.
DUAL-ENROLLMENT CONTEXT · 2024

220 high-school students took college courses.

IPEDS counts students enrolled in college credit while still in high school. A large dual-enrollment population can shape headline enrollment figures, especially at community colleges.

This is participation, not a college completion rate. It does not indicate how many students later enrolled after high school, earned a credential or entered the workforce.

STATE PRICE CONTEXT · 2024

Prices in Connecticut run 4% above the U.S. level.

BEA Regional Price Parities compare price levels across states. A value of 100 equals the national average.

Overall4% above U.S.
Goods3% below U.S.
Housing17% above U.S.
Utilities46% above U.S.
Other services3% above U.S.

Use this as geographic context, not a personal budget. It describes the state, not the campus neighborhood, and does not measure tuition or student-specific housing.

DegreeVerdict does not adjust reported earnings, college prices or ROI using this index.

Download the official BEA source →
THE NUMBERS BEHIND THE VERDICT

What it costs and what graduates earn

$17,604Average net price / year
$24,877Cost of attendance
$24,147Median federal student debt · completer borrowers
$256/moPublished 10-year payment estimate
$58,873Median earnings · year 5 after completion
51.8%Completion rate
87.0%Admission rate
1,110Average SAT score
3,511Student size

Debt covers federal student-loan borrowers who completed. It does not include Parent PLUS or private loans. We show admissions scores only when a valid federal value is available.

QUESTIONS ANSWERED

What the numbers say about Western Connecticut State University

What does Western Connecticut State University cost?

Western Connecticut State University reports an average annual net price of $17,604 after grants and scholarships. This is an institution-wide average, not an individual aid offer.

What do Western Connecticut State University graduates earn?

The observed median earnings figure is $58,873 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.

How much federal debt do Western Connecticut State University graduates have?

Completer borrowers report median cumulative federal student debt of $24,147. Parent PLUS and private loans are not included.

Is every degree at Western Connecticut State University worth the same?

No. The current release contains 24 field-and-degree records for Western Connecticut State University; 23 report year-4 earnings and 21 report federal debt. Outcomes can differ substantially by field and degree level.

DEBT AFTER COLLEGE

Are borrowers making progress?

Repayment progress, default and debt at exit describe different federal borrower cohorts. They are shown separately and do not change the ROI estimate.

1 year59%Paid down at least $1 of principal
3 years64%Paid down at least $1 of principal
5 years70%Paid down at least $1 of principal
7 years73%Paid down at least $1 of principal
Students who completed$24,147Median federal debt · 1,194 borrowers
Students who withdrew$9,500Median federal debt · 1,258 borrowers
Three-year cohort default rate0%Federal cohort measure, not the share currently behind on payments

Source: College Scorecard. Repayment progress is the share of borrowers who reduced principal by at least $1 at the stated measurement point. Debt covers federal student loans; Parent PLUS and private loans are excluded. Cohorts and reporting periods differ across measures.

2024–25 ENROLLMENT

Who studied here during the year

5,068Students enrolled at any point
4,327Undergraduate students
741Graduate students

Unduplicated students enrolled at any point from July 1, 2024 through June 30, 2025. This full-year measure is different from a fall headcount and does not enter ROI.

More student and earnings detailPrice by family income, retention, equity and common industries
PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$13,507
$30–48k$13,716
$48–75k$16,697
$75–110k$18,737
$110k+$21,318
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$58,873
Year 6$45,997
Year 10$59,115
Full-time retention
73.2%
Part-time retention
38.1%
Completion within 200% of normal time
53.6%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

WHO PAYS, WHO FINISHES, WHO EARNS

Outcomes are not the same for every family.

These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.

Pell Grant students49%

Complete within 150% of the expected time

57% received a Pell Grant within eight years
Parent borrowing$16,851

Median Parent PLUS debt

513 parent borrowers in the reported cohort
First-generation students$17,501

Median federal student debt

62% making progress in repayment after three years
Three-year repayment progress
Lower income57%
Middle income64%
Higher income69%
Undergraduate student composition
White47%
Black11%
Hispanic30%
Asian4%

Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.

INDEPENDENT CENSUS EARNINGS VIEW

How earnings develop by field

Privacy-protected Census employment records follow graduate cohorts one, five and ten years after completion. This source is kept separate from College Scorecard because its population and methodology differ.

Field and credentialYear 1Year 5Year 10
Accounting and Related Services.Master’s degree · Broad federal field 52
$88,374Year 1
$124,051Year 5
$161,007Year 10
Advanced/Graduate Dentistry and Oral Sciences.Master’s degree · Broad federal field 51
$127,147Year 1
$137,023Year 5
$151,312Year 10
Bilingual, Multilingual, and Multicultural Education.Doctoral, professional practice · Broad federal field 13
$134,767Year 1
$154,543Year 5
$148,888Year 10
Advanced/Graduate Dentistry and Oral Sciences.Bachelor’s degree · Broad federal field 51
$83,659Year 1
$89,338Year 5
$106,921Year 10
Bilingual, Multilingual, and Multicultural Education.Master’s degree · Broad federal field 13
$66,287Year 1
$81,473Year 5
$102,823Year 10
Astronomy and Astrophysics.Bachelor’s degree · Broad federal field 40
$37,984Year 1
$70,527Year 5
$102,104Year 10
Accounting and Related Services.Bachelor’s degree · Broad federal field 52
$52,701Year 1
$77,734Year 5
$99,857Year 10
History.Master’s degree · Broad federal field 54
$88,123Year 1
$96,354Year 5
$98,592Year 10

Median annual earnings in 2023 dollars. Each time point may use a different pooled graduation cohort. Coverage is limited to institutions participating in the Census Post-Secondary Employment Outcomes program.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

78thEarnings percentile
40thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use every reportable field-and-credential record at this institution. They do not fill privacy-suppressed outcomes.

$58,337Median year-4 earnings across reportable program categories
$25,069Median federal debt across categories that report debt
39%Of comparable categories above their same-field national benchmark
EARNINGS OVER TIME

What graduates earned in later years

$40,889Year 1
$60,346Year 4
$58,873Year 5

Each year can represent a different federal cohort, so the points do not track the same people over time.

DEGREES AT THIS COLLEGE

Your choice of degree can change the payoff.

Graduate earnings differ by field and credential, even within the same college.

1Computer and Information Sciences, General · Bachelor's Degree$118,3242Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$96,4833Business Administration, Management and Operations · Master's Degree$88,5764Finance and Financial Management Services · Bachelor's Degree$81,7685Accounting and Related Services · Bachelor's Degree$80,8956Clinical, Counseling and Applied Psychology · Master's Degree$74,7837Management Information Systems and Services · Bachelor's Degree$72,2918Marketing · Bachelor's Degree$68,490

Observed year-4 earnings · compare the same field and credential across colleges

Strongest relative outcomes

Programs that stand out against the same-degree benchmark

This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.

1Drama/Theatre Arts and StagecraftBachelor's Degree · $50,955 reported+28%vs same-degree national median$27,000federal debt2Computer and Information Sciences, GeneralBachelor's Degree · $118,324 reported+28%vs same-degree national median$24,125federal debt3Mental and Social Health Services and Allied ProfessionsBachelor's Degree · $63,218 reported+21%vs same-degree national median$29,875federal debt4Criminal Justice and CorrectionsBachelor's Degree · $66,510 reported+20%vs same-degree national median$24,875federal debt5Clinical, Counseling and Applied PsychologyMaster's Degree · $74,783 reported+15%vs same-degree national medianNot availablefederal debt6Teacher Education and Professional Development, Specific Subject AreasBachelor's Degree · $56,882 reported+11%vs same-degree national median$27,000federal debt
BUILD A REAL SHORTLIST

Comparable colleges in CT

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.

New Haven, CT

Southern Connecticut State University

Annual net price
$20,857
Observed earnings · year 5
$58,062
Modeled 10-year ROI
-50%
Open college profile →
New Britain, CT

Central Connecticut State University

Annual net price
$16,857
Observed earnings · year 5
$63,695
Modeled 10-year ROI
-24%
Open college profile →
Willimantic, CT

Eastern Connecticut State University

Annual net price
$21,067
Observed earnings · year 5
$55,034
Modeled 10-year ROI
-62%
Open college profile →
New Britain, CT

Connecticut State Community College

Annual net price
$11,513
Observed earnings · year 5
$49,819
Modeled 10-year ROI
-79%
Open college profile →
DEGREE OUTCOMES

Compare fields and degree levels

Showing all 24 field-and-degree records in the current release.

Major or fieldDegree levelEarnings, year 4Federal debt2024–25 graduates
Computer and Information Sciences, GeneralBachelor's Degree$118,324$24,125Not reported
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$96,483$26,000Not reported
Business Administration, Management and OperationsMaster's Degree$88,576Not availableNot reported
Finance and Financial Management ServicesBachelor's Degree$81,768$22,000Not reported
Accounting and Related ServicesBachelor's Degree$80,895$25,375Not reported
Clinical, Counseling and Applied PsychologyMaster's Degree$74,783Not available2
Management Information Systems and ServicesBachelor's Degree$72,291$23,670Not reported
MarketingBachelor's Degree$68,490$23,535Not reported
Management Sciences and Quantitative MethodsBachelor's Degree$66,878$25,000Not reported
Criminal Justice and CorrectionsBachelor's Degree$66,510$24,875Not reported
Mental and Social Health Services and Allied ProfessionsBachelor's Degree$63,218$29,875Not reported
Student Counseling and Personnel ServicesMaster's Degree$58,337Not available1
Teacher Education and Professional Development, Specific Subject AreasBachelor's Degree$56,882$27,000Not reported
Social WorkBachelor's Degree$56,058$24,527Not reported
Biology, GeneralBachelor's Degree$52,458$27,000Not reported
Communication and Media StudiesBachelor's Degree$52,385$25,069Not reported
Drama/Theatre Arts and StagecraftBachelor's Degree$50,955$27,000Not reported
Psychology, GeneralBachelor's Degree$50,410$24,622Not reported
HistoryBachelor's Degree$49,967$27,500Not reported
Radio, Television, and Digital CommunicationBachelor's Degree$43,257$25,000Not reported
Liberal Arts and Sciences, General Studies and HumanitiesBachelor's Degree$40,555$26,782Not reported
Leisure and Recreational ActivitiesBachelor's Degree$39,609$26,000Not reported
MusicBachelor's Degree$35,889$26,025Not reported
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's DegreeNot available$21,000Not reported

Graduate counts come from IPEDS and group related majors into the same federal field. Missing earnings or debt values remain labeled as unavailable.

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.