Public · COLLEGE PAYOFF

Western Oregon University

Monmouth, OR · 20 field-and-degree records

Earnings reported for 19 · Federal debt reported for 14

Based onObserved earnings + college priceEstimate10-year payoff
Estimated 10-year payoff
Negative payoff

−$170,938 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

31.9 yrsTime to earn back the modeled cost
−69%Estimated return after 10 years
$52,801Observed earnings · year 5
Not reachedHighest annual price before payoff reaches $0
Start with your question

What do you want to understand?

ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$170,938at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$248,9480
2
4
6
8
−$170,93810
Years after graduationBreak-even: 31.9 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$11,879
Sticker price
Published out-of-state tuition$32,534
Sticker price
Average net price$17,237
Title IV student average
Cost of attendance$25,062
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
PUBLISHED STUDENT BUDGET · 2024–25

What makes up the annual price?

Sticker-price components reported to IPEDS. Grants and scholarships are not subtracted here.

Tuition and required fees$11,879$32,534 for out-of-state students
Books and supplies$1,125Estimated academic-year allowance
On-campus housing and food$12,528$2,676 in other expenses reported separately
Estimated on-campus total$28,208Sum of available published components, before aid

Living off campus: $12,528 housing and food allowance plus $2,676 in other expenses.

Do not confuse this with net price. Net price subtracts average grants and scholarships. DegreeVerdict continues to use the separately labeled average net price in its standard college ROI scenario.

PRICE SENSITIVITY

The price can change the verdict.

Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.

What stays fixed$52,801 observed annual earnings · 4 years of study · $45,000 alternative annual earnings · ten-year horizonThe marked price is this college’s institution-wide average net price, not your personal aid offer. This is a sensitivity test, not a tuition quote or earnings forecast.
HOW STUDENTS ATTEND · 2023-24

Online study is a meaningful part of the student experience.

IPEDS enrollment counts show course delivery across the whole institution. They do not indicate whether a specific degree can be completed online.

Fully online14%
988 students
Some online courses43%
3,097 students
No online courses44%
3,152 students
Undergraduates age 25+17%
Share of undergraduate enrollment

Institution-level attendance context from IPEDS. Program delivery is reported separately on degree pages and in the program directory. These figures do not enter ROI.

College identity and local contextAccreditation, institution type, dual enrollment and state prices
COLLEGE AT A GLANCE

Institution details

Current federal characteristics describing the college, not the outcomes of a specific program.

Accreditor
Northwest Commission on Colleges and Universities
Main award level
Bachelor’s degrees
Campus setting
Town
Admissions
Selective admission
Delivery
Campus or mixed delivery
Federal designation
No special designation reported
Sources: College Scorecard June 2026 release and IPEDS 2024 institutional characteristics.
DUAL-ENROLLMENT CONTEXT · 2024

2,424 high-school students took college courses.

IPEDS counts students enrolled in college credit while still in high school. A large dual-enrollment population can shape headline enrollment figures, especially at community colleges.

This is participation, not a college completion rate. It does not indicate how many students later enrolled after high school, earned a credential or entered the workforce.

STATE PRICE CONTEXT · 2024

Prices in Oregon run 3% above the U.S. level.

BEA Regional Price Parities compare price levels across states. A value of 100 equals the national average.

Overall3% above U.S.
Goods5% above U.S.
Housing9% above U.S.
Utilities7% above U.S.
Other services0% above U.S.

Use this as geographic context, not a personal budget. It describes the state, not the campus neighborhood, and does not measure tuition or student-specific housing.

DegreeVerdict does not adjust reported earnings, college prices or ROI using this index.

Download the official BEA source →
THE NUMBERS BEHIND THE VERDICT

What it costs and what graduates earn

$17,237Average net price / year
$25,062Cost of attendance
$20,609Median federal student debt · completer borrowers
$218/moPublished 10-year payment estimate
$52,801Median earnings · year 5 after completion
47.1%Completion rate
98.1%Admission rate
3,103Student size

Debt covers federal student-loan borrowers who completed. It does not include Parent PLUS or private loans. We show admissions scores only when a valid federal value is available.

QUESTIONS ANSWERED

What the numbers say about Western Oregon University

What does Western Oregon University cost?

Western Oregon University reports an average annual net price of $17,237 after grants and scholarships. This is an institution-wide average, not an individual aid offer.

What do Western Oregon University graduates earn?

The observed median earnings figure is $52,801 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.

How much federal debt do Western Oregon University graduates have?

Completer borrowers report median cumulative federal student debt of $20,609. Parent PLUS and private loans are not included.

Is every degree at Western Oregon University worth the same?

No. The current release contains 20 field-and-degree records for Western Oregon University; 19 report year-4 earnings and 14 report federal debt. Outcomes can differ substantially by field and degree level.

DEBT AFTER COLLEGE

Are borrowers making progress?

Repayment progress, default and debt at exit describe different federal borrower cohorts. They are shown separately and do not change the ROI estimate.

1 year47%Paid down at least $1 of principal
3 years54%Paid down at least $1 of principal
5 years60%Paid down at least $1 of principal
7 years68%Paid down at least $1 of principal
Students who completed$20,609Median federal debt · 1,287 borrowers
Students who withdrew$9,500Median federal debt · 1,379 borrowers
Three-year cohort default rate0%Federal cohort measure, not the share currently behind on payments

Source: College Scorecard. Repayment progress is the share of borrowers who reduced principal by at least $1 at the stated measurement point. Debt covers federal student loans; Parent PLUS and private loans are excluded. Cohorts and reporting periods differ across measures.

2024–25 ENROLLMENT

Who studied here during the year

7,686Students enrolled at any point
6,585Undergraduate students
1,101Graduate students

Unduplicated students enrolled at any point from July 1, 2024 through June 30, 2025. This full-year measure is different from a fall headcount and does not enter ROI.

More student and earnings detailPrice by family income, retention, equity and common industries
PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$15,575
$30–48k$14,585
$48–75k$16,151
$75–110k$17,974
$110k+$20,243
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$52,801
Year 6$42,537
Year 10$51,815
Full-time retention
72.7%
Part-time retention
27.6%
Completion within 200% of normal time
48.8%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

WHO PAYS, WHO FINISHES, WHO EARNS

Outcomes are not the same for every family.

These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.

Pell Grant students43%

Complete within 150% of the expected time

54% received a Pell Grant within eight years
Parent borrowing$19,714

Median Parent PLUS debt

559 parent borrowers in the reported cohort
First-generation students$15,000

Median federal student debt

51% making progress in repayment after three years
Student family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$48,824Earnings are not a guarantee
Middle income$53,103Earnings are not a guarantee
Higher income$54,693Earnings are not a guarantee
Three-year repayment progress
Lower income44%
Middle income58%
Higher income64%
Undergraduate student composition
White55%
Black3%
Hispanic27%
Asian3%

Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.

INDEPENDENT CENSUS EARNINGS VIEW

How earnings develop by field

Privacy-protected Census employment records follow graduate cohorts one, five and ten years after completion. This source is kept separate from College Scorecard because its population and methodology differ.

Field and credentialYear 1Year 5Year 10
Computer Programming.Bachelor’s degree · Broad federal field 11
$56,312Year 1
$80,415Year 5
$101,595Year 10
Criminal Justice and Corrections.Bachelor’s degree · Broad federal field 43
$42,831Year 1
$62,026Year 5
$87,304Year 10
Accounting and Computer Science.Master’s degree · Broad federal field 30
$59,476Year 1
$63,610Year 5
$84,259Year 10
Advanced/Graduate Dentistry and Oral Sciences.Master’s degree · Broad federal field 51
$59,443Year 1
$68,203Year 5
$82,048Year 10
Accounting and Related Services.Bachelor’s degree · Broad federal field 52
$43,376Year 1
$61,531Year 5
$79,409Year 10
Bilingual, Multilingual, and Multicultural Education.Master’s degree · Broad federal field 13
$58,979Year 1
$66,251Year 5
$76,588Year 10
Biochemistry, Biophysics and Molecular Biology.Bachelor’s degree · Broad federal field 26
$33,960Year 1
$56,877Year 5
$73,271Year 10
Anthropology.Bachelor’s degree · Broad federal field 45
$38,861Year 1
$53,040Year 5
$70,970Year 10

Median annual earnings in 2023 dollars. Each time point may use a different pooled graduation cohort. Coverage is limited to institutions participating in the Census Post-Secondary Employment Outcomes program.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

68thEarnings percentile
33thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use every reportable field-and-credential record at this institution. They do not fill privacy-suppressed outcomes.

$53,550Median year-4 earnings across reportable program categories
$24,500Median federal debt across categories that report debt
37%Of comparable categories above their same-field national benchmark
EARNINGS OVER TIME

What graduates earned in later years

$38,013Year 1
$54,346Year 4
$52,801Year 5

Each year can represent a different federal cohort, so the points do not track the same people over time.

DEGREES AT THIS COLLEGE

Your choice of degree can change the payoff.

Graduate earnings differ by field and credential, even within the same college.

1Computer and Information Sciences, General · Bachelor's Degree$90,3242Educational/Instructional Media Design · Master's Degree$72,7143Rehabilitation and Therapeutic Professions · Master's Degree$69,6534Special Education and Teaching · Master's Degree$65,1725Teacher Education and Professional Development, Specific Levels and Methods · Master's Degree$60,4656Criminal Justice and Corrections · Bachelor's Degree$60,3637Business/Commerce, General · Bachelor's Degree$59,5998Teacher Education and Professional Development, Specific Levels and Methods · Bachelor's Degree$54,761

Observed year-4 earnings · compare the same field and credential across colleges

Strongest relative outcomes

Programs that stand out against the same-degree benchmark

This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.

1Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree · $54,761 reported+16%vs same-degree national median$25,458federal debt2Criminal Justice and CorrectionsBachelor's Degree · $60,363 reported+9%vs same-degree national median$24,000federal debt3American Sign LanguageBachelor's Degree · $48,295 reported+7%vs same-degree national median$22,950federal debt4Psychology, GeneralBachelor's Degree · $52,407 reported+3%vs same-degree national median$23,448federal debt5Educational/Instructional Media DesignMaster's Degree · $72,714 reported+3%vs same-degree national medianNot availablefederal debt6Special Education and TeachingMaster's Degree · $65,172 reported+1%vs same-degree national medianNot availablefederal debt
BUILD A REAL SHORTLIST

Comparable colleges in OR

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.

La Grande, OR

Eastern Oregon University

Annual net price
$17,148
Observed earnings · year 5
$52,776
Modeled 10-year ROI
-69%
Open college profile →
Ashland, OR

Southern Oregon University

Annual net price
$16,732
Observed earnings · year 5
$51,877
Modeled 10-year ROI
-72%
Open college profile →
Portland, OR

Portland Community College

Annual net price
$10,405
Observed earnings · year 5
$49,810
Modeled 10-year ROI
-78%
Open college profile →
Bend, OR

Central Oregon Community College

Annual net price
$12,266
Observed earnings · year 5
$47,447
Modeled 10-year ROI
-89%
Open college profile →
DEGREE OUTCOMES

Compare fields and degree levels

Showing all 20 field-and-degree records in the current release.

Major or fieldDegree levelEarnings, year 4Federal debt2024–25 graduates
Computer and Information Sciences, GeneralBachelor's Degree$90,324$26,0000
Educational/Instructional Media DesignMaster's Degree$72,714Not availableNot reported
Rehabilitation and Therapeutic ProfessionsMaster's Degree$69,653Not availableNot reported
Special Education and TeachingMaster's Degree$65,172Not availableNot reported
Teacher Education and Professional Development, Specific Levels and MethodsMaster's Degree$60,465Not availableNot reported
Criminal Justice and CorrectionsBachelor's Degree$60,363$24,0006
Business/Commerce, GeneralBachelor's Degree$59,599$24,5000
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$54,761$25,4588
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$54,540$24,5000
Multi/Interdisciplinary Studies, OtherBachelor's Degree$53,550$27,0000
Public HealthBachelor's Degree$52,452$21,6910
Psychology, GeneralBachelor's Degree$52,407$23,4480
Social Sciences, GeneralBachelor's Degree$51,921$25,0000
Communication and Media StudiesBachelor's Degree$49,630$21,3160
American Sign LanguageBachelor's Degree$48,295$22,9500
Education, GeneralBachelor's Degree$46,042$20,5000
Biology, GeneralBachelor's Degree$45,268$27,3420
Drama/Theatre Arts and StagecraftBachelor's Degree$31,048Not available0
Fine and Studio ArtsBachelor's Degree$30,437Not available0
Design and Applied ArtsBachelor's DegreeNot available$24,6250

Graduate counts come from IPEDS and group related majors into the same federal field. Missing earnings or debt values remain labeled as unavailable.

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.