Private nonprofit · COLLEGE PAYOFF

Westminster College

Fulton, MO · 2 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$228,166 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

56.5 yrsModeled economic break-even
−82%Modeled 10-year ROI
$49,909Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$228,166at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$277,2560
2
4
6
8
−$228,16610
Years after graduationBreak-even: 56.5 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$35,214
Sticker price
Published out-of-state tuition$35,214
Sticker price
Average net price$24,314
Title IV student average
Cost of attendance$51,532
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$24,314Average net price / year
$51,532Cost of attendance
$27,000Median federal student debt · completer borrowers
$286/moPublished 10-year payment estimate
$49,909Median earnings · year 5 after completion
55.5%Completion rate
79.2%Admission rate
638Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$24,543
$30–48k$17,050
$48–75k$22,123
$75–110k$24,957
$110k+$26,066
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$49,909
Year 6$40,992
Year 10$52,199
Full-time retention
71.0%
Part-time retention
Not available
Completion within 200% of normal time
64.0%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

62thEarnings percentile
46thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$60,077Median year-4 earnings across reportable program categories
$24,500Median federal debt across categories that report debt
100%Of earnings-reporting categories above their same-field national benchmark
EARNINGS PATH

Reported earnings over time

$35,551Year 1
$51,238Year 4
$49,909Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Business Administration, Management and Operations · Bachelor's Degree$70,1002Sports, Kinesiology, and Physical Education/Fitness · Bachelor's Degree$60,077

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in MO

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Fayette, MO

Central Methodist University-College of Liberal Arts and Sciences

Annual net price
$22,766
Observed earnings · year 5
$50,224
Modeled 10-year ROI
-81%
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Canton, MO

Culver-Stockton College

Annual net price
$21,983
Observed earnings · year 5
$50,883
Modeled 10-year ROI
-78%
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Fulton, MO

William Woods University

Annual net price
$26,569
Observed earnings · year 5
$48,059
Modeled 10-year ROI
-89%
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Bolivar, MO

Southwest Baptist University

Annual net price
$21,677
Observed earnings · year 5
$52,213
Modeled 10-year ROI
-73%
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ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Business Administration, Management and OperationsBachelor's Degree$70,100$24,500
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$60,077$26,170

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.