Public · COLLEGE PAYOFF

White Mountains Community College

Berlin, NH · 2 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$259,046 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

Modeled economic break-even
−107%Modeled 10-year ROI
$43,285Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$259,046at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$241,8960
2
4
6
8
−$259,04610
Years after graduationBreak-even: years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$7,050
Sticker price
Published out-of-state tuition$15,300
Sticker price
Average net price$15,474
Title IV student average
Cost of attendance$21,739
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$15,474Average net price / year
$21,739Cost of attendance
$43,285Median earnings · year 5 after completion
61.8%Completion rate
Not availableAdmission rate
450Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

45thEarnings percentile
55thCompletion percentile
EARNINGS PATH

Reported earnings over time

$49,704Year 1
$60,674Year 4
$43,285Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$76,2112Precision Metal Working · Undergraduate Certificate or Diploma$71,074

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in NH

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Portsmouth, NH

Great Bay Community College

Annual net price
$15,768
Observed earnings · year 5
$48,245
Modeled 10-year ROI
-87%
Open college profile →
Claremont, NH

River Valley Community College

Annual net price
$14,804
Observed earnings · year 5
$49,093
Modeled 10-year ROI
-83%
Open college profile →
Laconia, NH

Lakes Region Community College

Annual net price
$13,124
Observed earnings · year 5
$50,161
Modeled 10-year ROI
-78%
Open college profile →
Nashua, NH

Nashua Community College

Annual net price
$23,154
Observed earnings · year 5
$48,843
Modeled 10-year ROI
-86%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree$76,211$26,875
Precision Metal WorkingUndergraduate Certificate or Diploma$71,074$9,625

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.