10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$172,080at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Wor-Wic Community College
⌖ Salisbury, MD · 5 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$172,080 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
47.9 yrsModeled economic break-even
−79%Modeled 10-year ROI
$49,536Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$9,360Average net price / year
$15,190Cost of attendance
$49,536Median earnings · year 5 after completion
27.1%Completion rate
Not availableAdmission rate
2,169Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$47,951Year 1
$55,384Year 4
$49,536Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$82,4362Practical Nursing, Vocational Nursing and Nursing Assistants · Undergraduate Certificate or Diploma$74,0973Criminal Justice and Corrections · Undergraduate Certificate or Diploma$64,5044Allied Health and Medical Assisting Services · Associate's Degree$51,2665Liberal Arts and Sciences, General Studies and Humanities · Associate's Degree$39,812Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in MD
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Frederick, MD
Frederick Community College
- Annual net price
- $9,465
- Observed earnings · year 5
- $52,565
- Modeled 10-year ROI
- -65%
Hagerstown Community College
- Annual net price
- $6,835
- Observed earnings · year 5
- $48,599
- Modeled 10-year ROI
- -83%
Harford Community College
- Annual net price
- $9,234
- Observed earnings · year 5
- $53,261
- Modeled 10-year ROI
- -62%
University of Maryland Eastern Shore
- Annual net price
- $13,338
- Observed earnings · year 5
- $49,138
- Modeled 10-year ROI
- -82%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Associate's Degree | $82,436 | $16,750 |
| Practical Nursing, Vocational Nursing and Nursing Assistants | Undergraduate Certificate or Diploma | $74,097 | $12,725 |
| Criminal Justice and Corrections | Undergraduate Certificate or Diploma | $64,504 | $14,000 |
| Allied Health and Medical Assisting Services | Associate's Degree | $51,266 | $20,000 |
| Liberal Arts and Sciences, General Studies and Humanities | Associate's Degree | $39,812 | $6,500 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.