Decision Guides

How to Compare College Degrees by Cost, Salary, Debt & Jobs

Compare college degrees using the numbers that matter: program earnings, debt, college cost, employment data and the education required for the career.

7 minute readAugust 21, 2026Updated August 28, 2026Data through June 10, 2026

Comparing two college degrees by salary alone is easy.

It is also a good way to make a bad decision.

Suppose finance graduates earn more than public health graduates. That tells you something.

It does not tell you:

  • what your college will cost;
  • how much graduates borrow;
  • whether the degree usually leads directly to work;
  • whether graduate school is part of the path;
  • how widely outcomes vary between colleges;
  • whether you actually have a realistic chance of finishing the major.

DegreeVerdict's comparison should put those questions on one screen.

Start with the same credential level

The first rule is boring and important.

Compare bachelor's with bachelor's.

Associate with associate.

Master's with master's.

A bachelor's degree in biology followed by medical school is not financially equivalent to a bachelor's degree in nursing that leads directly to RN work.

If a field commonly requires additional education for the career you want, add that path explicitly.

Compare graduate earnings

Use College Scorecard field-of-study earnings for the same credential level and a clearly labeled reporting period.

Do not substitute one BLS occupation wage.

A degree feeds many occupations.

Internal link: Salary by Degree

The interface should answer:

What do graduates in these fields report earning?

not:

What does the highest-paid job associated with this field pay?

Compare federal debt

Debt changes the payoff.

If Major A reports somewhat higher earnings but leaves borrowers with much higher federal debt, the advantage is less clear.

The comparison card should show:

  • median federal debt;
  • debt-to-earnings ratio as a descriptive screen;
  • exact debt definition;
  • missing-data status.

Do not call federal debt "total college cost."

It is not.

Compare what the colleges actually cost

Degree choice and college choice interact.

A finance degree at College A may cost less than a sociology degree at College B.

That means national major averages cannot answer your personal decision.

Let users choose actual programs and show institution net-price context.

Where household-income net-price bands are available, use them carefully.

The most useful comparison is the offer the student actually has.

Compare employment, not just salary

Use Census ACS employment data by field of degree as a national labor-market measure.

Show:

  • employment rate;
  • unemployment rate;
  • labor-force participation;
  • sample size;
  • methodology link.

Internal link: Employment Rate by Major

This can reveal a major that pays moderately but has strong labor-market attachment, or a high-paying field with a narrower path.

Compare the likely next degree

This is one of the most important and least visible variables.

Nursing

Often employable at the bachelor's level.

Biology

Many students pursue professional or graduate school, but not all.

Political science

Can lead directly to work, while law school is a separate optional investment.

Psychology

Many clinical paths require graduate education.

A bachelor's degree that looks cheap can become expensive when it is only step one.

Compare the college effect

National major rankings hide variation by institution.

For each selected major, show the distribution of program earnings across colleges.

Then let the user select actual schools.

A reader comparing computer science and finance should be able to discover that:

The national CS median is higher, but the finance program at my affordable public university may have a better payoff than the expensive CS offer I received elsewhere.

That is the kind of insight we make easy.

Do not create a fake precision score

A 91.4 "degree score" looks authoritative.

It may hide arbitrary weights.

If DegreeVerdict eventually creates a composite score, the formula should be public and adjustable.

Until then, show the ingredients.

A transparent comparison table is better than a mysterious number.

Suggested columns:

MetricDegree ADegree BWhy it matters
Reported earningsNot availableNot availablePost-college outcome
Median federal debtNot availableNot availableBorrower burden
Employment rateNot availableNot availableLabor-market attachment
Related occupation outlookNot availableNot availableCareer context
Graduate school common?Not availableNot availableAdditional investment
Program price at selected collegeNot availableNot availableYour likely cost
Institution graduation rateNot availableNot availableCollege-level completion context

Institution graduation rate is context, not major completion

IPEDS provides institution-level completion data.

Do not display that as:

Biology graduation rate: 84%

unless you actually have a reliable major-specific completion measure.

Label it:

Institution six-year graduation rate: 84%

That tells the user something useful without inventing precision.

A hypothetical comparison: biology vs. nursing

Imagine a student interested in healthcare.

Biology may offer a broad scientific base and a route toward medicine or research.

Nursing offers a more direct route into licensed clinical work.

The comparison should ask:

  • Which work do you actually want?
  • How much does each program cost?
  • What do graduates report earning?
  • How much debt do borrowers leave with?
  • Does your target career need graduate school?
  • What happens if your first plan changes?

Internal link: Is Biology a Good Major?

Internal link: Is Nursing Worth It?

Now the data supports a decision instead of replacing one.

A hypothetical comparison: data science vs. computer science

These fields overlap.

Computer science may offer broader software flexibility. Data science may be more direct for analytics and modeling.

The comparison should show actual program outcomes and curriculum differences rather than repeating a national salary average.

Internal link: Is Data Science a Good Major?

Internal link: Is Computer Science a Good Major?

How to make the final choice

A useful five-step order:

1. Remove degrees you do not want to study

Completion matters.

2. Remove degrees that do not lead toward work you would consider

A salary is not a career.

3. Compare earnings and employment

Use real field-level data.

4. Compare your actual college costs

This can reverse a national ranking.

5. Stress-test the plan

What happens if you do not attend graduate school? What if you switch careers? What if it takes an extra year?

The more robust degree often deserves extra weight.

Let users compare up to three degrees, not ten

More options sound more powerful.

They often make tools worse.

A three-column comparison is enough for most real decisions and remains readable on desktop and mobile.

On mobile, show one degree as the baseline and let users swipe or switch the comparison target.

Core metrics should remain visible without horizontal gymnastics.

Every comparison needs a "why this matters" layer

Numbers are not self-explanatory.

Next to each metric, offer a short plain-English note.

Example:

Median federal debt<br/>"What borrowers in this reported field/credential typically accumulated in federal student debt under the Scorecard definition."

Employment rate<br/>"Share employed among the DegreeVerdict ACS comparison population, not a college job-placement rate."

This is where good product design and good editorial work meet.

Support shareable comparison URLs

A reader comparing biology, nursing and public health should be able to save or send that comparison.

Example structure:

`/compare/degrees/?a=biology&b=nursing&c=public-health`

This has SEO and product benefits only if implemented carefully.

Canonicalize parameterized comparison pages to the main tool unless a specific comparison page has substantial unique editorial content and is intentionally indexable.

Do not accidentally create thousands of thin indexed combinations.

Add a "change my assumptions" panel

For ROI scenarios, let the user adjust:

  • estimated personal net price;
  • expected borrowing;
  • whether graduate school is planned;
  • years of additional education;
  • optional salary-growth assumption if a defensible model exists.

Clearly separate user-entered assumptions from federal observed data.

The UI should never make a hypothetical projection look like a government statistic.

Use the comparison as a starting point

If someone compares biology and nursing, surface:

  • Is Biology a Good Major?
  • Is Nursing Worth It?
  • Salary by Degree
  • Employment Rate by Major

This is not merely SEO internal linking.

It helps the reader understand why the numbers differ.

Comparison pages should expose missing data instead of smoothing it away

Real federal data is messy.

One degree may have program earnings at College A while another is suppressed.

The worst response is to silently substitute a national figure in the same visual slot.

Instead show:

Program earnings unavailable<br/>National field earnings available →

That makes the hierarchy explicit.

A reader can still compare, but they understand when the evidence is less specific.

Trust comes partly from resisting the urge to make every box look complete.

The DegreeVerdict verdict

The right degree comparison is not:

Which major earns more?

It is:

What does each path cost, what do graduates earn, how much do they borrow, how strong is the labor market, and how much additional education does the career require?

Put those on one page and students can make a much better decision.

Compare two degrees side by side →

Keep exploring on DegreeVerdict

Sources and further reading

About the data

We combine College Scorecard field-of-study earnings/debt, institution-level College Scorecard/IPEDS cost and completion context, Census ACS employment analysis, and BLS occupation context. Each metric must preserve its own definition and reporting period rather than being blended into an unexplained score.

Use the data

Take the next step with real comparisons.

The national picture is a starting point. Open the relevant degree, programs, or calculator before making a decision.