← Program directory
COLLEGE + DEGREE OUTCOMES

Psychology, General bachelor's degree at University of Southern Maine

Portland, ME · Public

What this page covers

Federal data group related majors at the same college and degree level. One record can include several named programs or concentrations.

The short version

Reported earnings are below similar programs.

$5,177 below the national median for the same field and degree level.

Debt as a share of earnings
45.5% of annual earnings
Highest price with a positive payoff
Not reached
Modeled 10-year payoff
−98% · Negative payoff
Available price data
College-wide context only
PRICE SENSITIVITY

The price can change the verdict.

Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.

What stays fixed$45,529 observed annual earnings · 4 years of study · $45,000 alternative annual earnings · ten-year horizonThe marked price is this college’s institution-wide average net price, not the exact price of this program category. This is a sensitivity test, not a tuition quote or earnings forecast.
OUTCOME SIGNALS

Graduate outcomes from several angles.

Follow earnings over time and inspect the cohort behind each federal measure.

+25%Earnings growth, year 1 → 5$33,621 → $42,001
Not availableEarn above high-school thresholdGraduate count in the year-4 cohort
30Working in the college’s stateGraduate count in the year-4 cohort
40Year-5 earnings observationsCohort behind the year-5 median
73Borrowers representedCohort behind the debt median
Not availableAwarding-school debtDebt attributed to the college granting the credential
Not availableRecent awardsIPEDS 2024–25 first-major completions in this field and credential
NEW FEDERAL PROGRAM CONTEXT

Size, aid and an earnings floor.

The Department of Education’s 2026 informational preview adds current program participation and a preliminary earnings comparison. It does not make a final eligibility determination.

306Students receiving federal aid2024–25 Title IV enrollment
44Federal-aid completers2024–25 program completers
162Pell Grant recipients2024–25 program count
162Federal loan borrowers2024–25 unduplicated count
9.1%Federal-aid non-completion rate2022–23 program cohort · 27 non-completers
36Graduates not recorded as employedHistorical federal cohort, three years after completion
Preliminary federal earnings benchmark$36,497Informational preview, not a final accountability result
Observed year-4 earnings$45,529$9,032 above the preliminary benchmark

Additional borrowing reported for this category: 15 Parent PLUS borrowers.

Source: U.S. Department of Education PPD:2026 informational preview. Program categories use OPEID, four-digit field and credential level; federal-aid counts do not represent every enrolled student. Completion and employment measures use older cohorts shown above and are not combined into the payoff estimate.

01 · PRICE CONTEXT$13,596

Institution-wide annual average net price, not this program’s price.

02 · BORROWING$20,730

Median federal debt across schools attended at this academic level.

03 · EARNINGS$45,529

Observed median earnings four full years after completion.

04 · REPAYMENT$220/mo

Estimated standard 10-year federal payment.

ADDITIONAL WORKFORCE PROGRAM REPORTS

1 related offering reported to the Department of Labor

These provider-reported records add named prices, completion and employment context where available. They describe a separate workforce-program cohort and may include non-degree training, so they are not blended into the College Scorecard earnings or DegreeVerdict ROI.

Bachelor of Science · CIP 42.0101

Psychology

Reported price
$0
Completion
86.0%
Employed in Q2
75.0%
Q2 quarterly earnings
$8,454
This is a hybrid or blended program providing both in-person and online instruction.
Program year 2022. Quarterly earnings are not annual salary. Suppressed values appear as “Not reported.” Source: U.S. Department of Labor TrainingProviderResults.gov. Showing 1 of 1 related records.
WHAT WILL IT COST?

Published college costs provide the starting point.

Your exact offering, aid, residency and time to finish determine the price you actually pay.

Enter my price →
AVERAGE NET PRICE$13,596Institution-wide annual figure
COST OF ATTENDANCE$23,717Institution-wide annual budget
ADMISSION RATE79.2%Institution context
COMPLETION RATE40.4%Institution-wide completion rate
WHAT DO GRADUATES EARN?

Reported earnings after completion.

Each point may represent a different federal cohort. A missing bar means the figure was unavailable or suppressed.

$33,621Year 1
$45,529Year 4
$42,001Year 5
CAN THE EARNINGS SUPPORT THE DEBT?

5.8% of gross monthly earnings

Estimated monthly payment divided by observed gross monthly earnings. This excludes taxes, other debts and income-driven repayment.

Gross monthly earnings$3,794
Estimated loan payment$220
73borrowers represented where reported
HOW DOES IT COMPARE?

$45,529 vs. $50,706

$5,177 below the national median for the same field and credential.

Same-field national median
WHAT WORK CAN IT LEAD TO?

Related occupations, wages and outlook.

Official CIP–SOC links show careers the curriculum may prepare students for, not observed jobs held by this school’s graduates. BLS wages describe everyone working in an occupation.

BLS May 2025 wage estimates and 2025–35 employment projections.
Industrial-Organizational Psychologists$193,950 median wageU.S. estimate · 790 jobs · 19-3032+6.5% projected U.S. growth · 300 openings/yrTypical entry: Master's degreeManagers, All Other$115,920 median wageME estimate · 1,860 jobs · 11-9199$100,700–$145,350 middle 50% of ME wages+4.9% projected U.S. growth · 100,900 openings/yrTypical entry: Bachelor's degreePsychologists, All Other$110,840 median wageU.S. estimate · 110 jobs · 19-3039+2.3% projected U.S. growth · 3,500 openings/yrTypical entry: Master's degreeClinical and Counseling Psychologists$100,580 median wageU.S. estimate · 75,990 jobs · 19-3033+11.7% projected U.S. growth · 4,100 openings/yrTypical entry: Doctoral or professional degreePsychology Teachers, Postsecondary$81,660 median wageME estimate · 110 jobs · 25-1066$64,290–$106,220 middle 50% of ME wages+4.0% projected U.S. growth · 3,700 openings/yrTypical entry: Doctoral or professional degreeSocial Science Research Assistants$50,650 median wageME estimate · 120 jobs · 19-4061$44,530–$65,010 middle 50% of ME wages+5.0% projected U.S. growth · 4,900 openings/yrTypical entry: Bachelor's degree
CENSUS EMPLOYMENT DESTINATIONS

Where graduates work five years later

The leading industries employing graduates in this college, broad field and credential group.

01

Health Care and Social Assistance

about 42.4%
02

Educational Services

about 18.2%
03

Finance and Insurance

about 8.2%
04

Accommodation and Food Services

about 8.1%
05

Retail Trade

about 5.4%

How to read this: This is an observed industry mix, not a list of job titles or proof that every graduate worked in the field studied. Counts and shares are approximate because Census privacy protections add statistical noise.

Coverage is limited to institutions and states participating in the Census Post-Secondary Employment Outcomes program. These figures do not affect DegreeVerdict ROI calculations.

Download the official Census source file →
Possible alternatives

Same degree, stronger on at least one reported measure.

Every option below reports higher earnings, lower federal debt or a lower college-wide net price. Same-state options appear first.

Lewiston, ME

Bates College

$20,397 higher earnings

Earnings
$65,926
Debt
Not available
Annual net price
$29,351
View outcomes →
Biddeford, ME

University of New England

$9,556 higher earnings

Earnings
$55,085
Debt
$27,000
Annual net price
$38,107
View outcomes →
Waterville, ME

Thomas College

$3,724 higher earnings

Earnings
$49,253
Debt
$27,000
Annual net price
$18,885
View outcomes →
Orono, ME

University of Maine

$2,713 higher earnings

Earnings
$48,242
Debt
$26,909
Annual net price
$17,510
View outcomes →
Compare these programs →
DATA QUALITY

Check the evidence behind the estimate.

40 observations in the earnings cohort

June 10, 2026 College Scorecard release

Observed, estimated and contextual figures are labeled separately throughout this page

IS IT WORTH IT AT YOUR PRICE?

Your price and current earnings determine the result.

Add your grants, borrowing and current salary to estimate payment pressure, break-even time and ten-year payoff.

Calculate my payoff →