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COLLEGE + DEGREE OUTCOMES

Psychology, General bachelor's degree at College of the Holy Cross

Worcester, MA · Private nonprofit

What this page covers

Federal data group related majors at the same college and degree level. One record can include several named programs or concentrations.

The short version

Reported earnings are notably above similar programs.

$23,389 above the national median for the same field and degree level.

Debt as a share of earnings
36.4% of annual earnings
Highest price with a positive payoff
$27,738 / year
Modeled 10-year payoff
−13% · Negative payoff
Available price data
College-wide context only
PRICE SENSITIVITY

The price can change the verdict.

Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.

What stays fixed$74,095 observed annual earnings · 4 years of study · $45,000 alternative annual earnings · ten-year horizonThe marked price is this college’s institution-wide average net price, not the exact price of this program category. This is a sensitivity test, not a tuition quote or earnings forecast.
OUTCOME SIGNALS

Graduate outcomes from several angles.

Follow earnings over time and inspect the cohort behind each federal measure.

+54%Earnings growth, year 1 → 5$41,099 → $63,311
Not availableEarn above high-school thresholdGraduate count in the year-4 cohort
43Working in the college’s stateGraduate count in the year-4 cohort
86Year-5 earnings observationsCohort behind the year-5 median
126Borrowers representedCohort behind the debt median
$39,900Awarding-school debtDebt attributed to the college granting the credential
Not availableRecent awardsIPEDS 2024–25 first-major completions in this field and credential
NEW FEDERAL PROGRAM CONTEXT

Size, aid and an earnings floor.

The Department of Education’s 2026 informational preview adds current program participation and a preliminary earnings comparison. It does not make a final eligibility determination.

220Students receiving federal aid2024–25 Title IV enrollment
42Federal-aid completers2024–25 program completers
90Pell Grant recipients2024–25 program count
158Federal loan borrowers2024–25 unduplicated count
75Graduates not recorded as employedHistorical federal cohort, three years after completion
Preliminary federal earnings benchmark$34,808Informational preview, not a final accountability result
Observed year-4 earnings$74,095$39,287 above the preliminary benchmark

Additional borrowing reported for this category: 25 Parent PLUS borrowers.

Source: U.S. Department of Education PPD:2026 informational preview. Program categories use OPEID, four-digit field and credential level; federal-aid counts do not represent every enrolled student. Completion and employment measures use older cohorts shown above and are not combined into the payoff estimate.

01 · PRICE CONTEXT$38,782

Institution-wide annual average net price, not this program’s price.

02 · BORROWING$27,000

Median federal debt across schools attended at this academic level.

03 · EARNINGS$74,095

Observed median earnings four full years after completion.

04 · REPAYMENT$286/mo

Estimated standard 10-year federal payment.

WHAT WILL IT COST?

Published college costs provide the starting point.

Your exact offering, aid, residency and time to finish determine the price you actually pay.

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AVERAGE NET PRICE$38,782Institution-wide annual figure
COST OF ATTENDANCE$80,334Institution-wide annual budget
ADMISSION RATE17.6%Institution context
COMPLETION RATE87.3%Institution-wide completion rate
WHAT DO GRADUATES EARN?

Reported earnings after completion.

Each point may represent a different federal cohort. A missing bar means the figure was unavailable or suppressed.

$41,099Year 1
$74,095Year 4
$63,311Year 5
CAN THE EARNINGS SUPPORT THE DEBT?

4.6% of gross monthly earnings

Estimated monthly payment divided by observed gross monthly earnings. This excludes taxes, other debts and income-driven repayment.

Gross monthly earnings$6,175
Estimated loan payment$286
126borrowers represented where reported
HOW DOES IT COMPARE?

$74,095 vs. $50,706

$23,389 above the national median for the same field and credential.

Same-field national median
WHAT WORK CAN IT LEAD TO?

Related occupations, wages and outlook.

Official CIP–SOC links show careers the curriculum may prepare students for, not observed jobs held by this school’s graduates. BLS wages describe everyone working in an occupation.

BLS May 2025 wage estimates and 2025–35 employment projections.
Industrial-Organizational Psychologists$193,950 median wageU.S. estimate · 790 jobs · 19-3032+6.5% projected U.S. growth · 300 openings/yrTypical entry: Master's degreeManagers, All Other$182,950 median wageMA estimate · 10,630 jobs · 11-9199$146,190–$227,670 middle 50% of MA wages+4.9% projected U.S. growth · 100,900 openings/yrTypical entry: Bachelor's degreePsychologists, All Other$129,410 median wageMA estimate · 500 jobs · 19-3039$83,250–$151,570 middle 50% of MA wages+2.3% projected U.S. growth · 3,500 openings/yrTypical entry: Master's degreeClinical and Counseling Psychologists$115,180 median wageMA estimate · 2,860 jobs · 19-3033$84,610–$159,570 middle 50% of MA wages+11.7% projected U.S. growth · 4,100 openings/yrTypical entry: Doctoral or professional degreePsychology Teachers, Postsecondary$82,930 median wageMA estimate · 2,640 jobs · 25-1066$68,530–$104,390 middle 50% of MA wages+4.0% projected U.S. growth · 3,700 openings/yrTypical entry: Doctoral or professional degreeSocial Science Research Assistants$63,480 median wageMA estimate · 30,640 jobs · 19-4061$49,980–$71,700 middle 50% of MA wages+5.0% projected U.S. growth · 4,900 openings/yrTypical entry: Bachelor's degree
Possible alternatives

Same degree, stronger on at least one reported measure.

Every option below reports higher earnings, lower federal debt or a lower college-wide net price. Same-state options appear first.

Williamstown, MA

Williams College

$13,584 less debt · $21,066 lower annual net price

Earnings
$72,891
Debt
$13,416
Annual net price
$17,716
View outcomes →
Easton, MA

Stonehill College

$2,000 less debt · $5,766 lower annual net price

Earnings
$63,957
Debt
$25,000
Annual net price
$33,016
View outcomes →
Boston, MA

Boston University

$1,000 less debt · $14,380 lower annual net price

Earnings
$63,838
Debt
$26,000
Annual net price
$24,402
View outcomes →
Worcester, MA

Clark University

$1,000 less debt · $10,068 lower annual net price

Earnings
$61,203
Debt
$26,000
Annual net price
$28,714
View outcomes →
Compare these programs →
DATA QUALITY

Check the evidence behind the estimate.

86 observations in the earnings cohort

June 10, 2026 College Scorecard release

Observed, estimated and contextual figures are labeled separately throughout this page

IS IT WORTH IT AT YOUR PRICE?

Your price and current earnings determine the result.

Add your grants, borrowing and current salary to estimate payment pressure, break-even time and ten-year payoff.

Calculate my payoff →