How much federal debt do graduates of this program have?

The reported median federal debt among borrowers is $10,394.

Is this program above or below similar programs?

Reported year-four earnings are 40% above the national median for the same field and degree level.

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COLLEGE + DEGREE OUTCOMES

Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) undergraduate certificate or diploma at St Cloud Technical and Community College

Q: How much do Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) undergraduate certificate or diploma graduates from St Cloud Technical and Community College earn?

The reported median is $67,307 four years after completion.

Saint Cloud, MN · Public

What this page covers

Federal data group related majors at the same college and degree level. One record can include several named programs or concentrations.

The short version

Reported earnings are notably above similar programs.

$19,159 above the national median for the same field and degree level.

Debt as a share of earnings: 15.4% of annual earnings
Highest price with a positive payoff: $178,070 / year
Modeled 10-year payoff: Withheld by data safeguards
Available price data: College-wide context only

OUTCOME SIGNALS

Graduate outcomes from several angles.

Follow earnings over time and inspect the cohort behind each federal measure.

+11%Earnings growth, year 1 → 5$57,178 → $63,498

Not availableEarn above high-school thresholdGraduate count in the year-4 cohort

17Working in the college’s stateGraduate count in the year-4 cohort

16Year-5 earnings observationsCohort behind the year-5 median

19Borrowers representedCohort behind the debt median

Not availableAwarding-school debtDebt attributed to the college granting the credential

21Recent awardsIPEDS 2024–25 first-major completions in this field and credential

NEW FEDERAL PROGRAM CONTEXT

Size, aid and an earnings floor.

The Department of Education’s 2026 informational preview adds current program participation and a preliminary earnings comparison. It does not make a final eligibility determination.

22Students receiving federal aid2024–25 Title IV enrollment

Not reportedFederal-aid completers2024–25 program completers

15Pell Grant recipients2024–25 program count

Not reportedFederal loan borrowers2024–25 unduplicated count

Preliminary federal earnings benchmarkNot availableInformational preview, not a final accountability result

Observed year-4 earnings$67,307A like-for-like comparison is unavailable

Source: U.S. Department of Education PPD:2026 informational preview. Program categories use OPEID, four-digit field and credential level; federal-aid counts do not represent every enrolled student. Completion and employment measures use older cohorts shown above and are not combined into the payoff estimate.

01 · PRICE CONTEXT$9,635

Institution-wide annual average net price, not this program’s price.

02 · BORROWING$10,394

Median federal debt across schools attended at this academic level.

03 · EARNINGS$67,307

Observed median earnings four full years after completion.

04 · REPAYMENT$110/mo

Estimated standard 10-year federal payment.

WHAT WILL IT COST?

Published college costs provide the starting point.

Your exact offering, aid, residency and time to finish determine the price you actually pay.

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AVERAGE NET PRICE$9,635Institution-wide annual figure

COST OF ATTENDANCE$14,325Institution-wide annual budget

ADMISSION RATENot availableInstitution context

COMPLETION RATE44.9%Institution-wide completion rate

WHAT DO GRADUATES EARN?

Reported earnings after completion.

Each point may represent a different federal cohort. A missing bar means the figure was unavailable or suppressed.

$57,178Year 1

$67,307Year 4

$63,498Year 5

CAN THE EARNINGS SUPPORT THE DEBT?

2.0% of gross monthly earnings

Estimated monthly payment divided by observed gross monthly earnings. This excludes taxes, other debts and income-driven repayment.

Gross monthly earnings$5,609

Estimated loan payment$110

19borrowers represented where reported

HOW DOES IT COMPARE?

$67,307 vs. $48,148

$19,159 above the national median for the same field and credential.

Same-field national median

WHAT WORK CAN IT LEAD TO?

Related occupations, wages and outlook.

Official CIP–SOC links show careers the curriculum may prepare students for, not observed jobs held by this school’s graduates. BLS wages describe everyone working in an occupation.

BLS May 2025 wage estimates and 2025–35 employment projections.

Heating, Air Conditioning, and Refrigeration Mechanics and Installers$76,350 median wageMN estimate · 4,200 jobs · 49-9021$58,860–$87,190 middle 50% of MN wages+10.9% projected U.S. growth · 40,600 openings/yrTypical entry: Postsecondary nondegree award

Possible alternatives

Same degree, stronger on at least one reported measure.

Every option below reports higher earnings, lower federal debt or a lower college-wide net price. Same-state options appear first.

Brooklyn Park, MN

Hennepin Technical College

$12,732 higher earnings

Earnings: $80,039
Debt: Not available
Annual net price: $10,272

View outcomes →

White Bear Lake, MN

Century College

$3,306 higher earnings

Earnings: $70,613
Debt: $13,000
Annual net price: $10,906

View outcomes →

Fergus Falls, MN

Minnesota State Community and Technical College

$2,894 less debt

Earnings: $63,894
Debt: $7,500
Annual net price: $12,556

View outcomes →

Bradenton, FL

Manatee Technical College

$3,546 higher earnings · $7,827 lower annual net price

Earnings: $70,853
Debt: Not available
Annual net price: $1,808

View outcomes →

Compare these programs →

DATA QUALITY

Check the evidence behind the estimate.

16 observations in the earnings cohort

June 10, 2026 College Scorecard release

Observed, estimated and contextual figures are labeled separately throughout this page

IS IT WORTH IT AT YOUR PRICE?

Your price and current earnings determine the result.

Add your grants, borrowing and current salary to estimate payment pressure, break-even time and ten-year payoff.

Calculate my payoff →