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COLLEGE + DEGREE OUTCOMES

Finance and Financial Management Services bachelor's degree at Western Carolina University

Cullowhee, NC · Public

What this page covers

Federal data group related majors at the same college and degree level. One record can include several named programs or concentrations.

The short version

Reported earnings are below similar programs.

$25,267 below the national median for the same field and degree level.

Debt as a share of earnings
40.7% of annual earnings
Highest price with a positive payoff
Not reached
Modeled 10-year payoff
−44% · Negative payoff
Available price data
College-wide context only
PRICE SENSITIVITY

The price can change the verdict.

Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.

What stays fixed$58,076 observed annual earnings · 4 years of study · $45,000 alternative annual earnings · ten-year horizonThe marked price is this college’s institution-wide average net price, not the exact price of this program category. This is a sensitivity test, not a tuition quote or earnings forecast.
OUTCOME SIGNALS

Graduate outcomes from several angles.

Follow earnings over time and inspect the cohort behind each federal measure.

+59%Earnings growth, year 1 → 5$40,575 → $64,679
Not availableEarn above high-school thresholdGraduate count in the year-4 cohort
22Working in the college’s stateGraduate count in the year-4 cohort
36Year-5 earnings observationsCohort behind the year-5 median
88Borrowers representedCohort behind the debt median
$15,333Awarding-school debtDebt attributed to the college granting the credential
Not availableRecent awardsIPEDS 2024–25 first-major completions in this field and credential
NEW FEDERAL PROGRAM CONTEXT

Size, aid and an earnings floor.

The Department of Education’s 2026 informational preview adds current program participation and a preliminary earnings comparison. It does not make a final eligibility determination.

340Students receiving federal aid2024–25 Title IV enrollment
61Federal-aid completers2024–25 program completers
172Pell Grant recipients2024–25 program count
155Federal loan borrowers2024–25 unduplicated count
7.8%Federal-aid non-completion rate2022–23 program cohort · 22 non-completers
34Graduates not recorded as employedHistorical federal cohort, three years after completion
Preliminary federal earnings benchmark$32,203Informational preview, not a final accountability result
Observed year-4 earnings$58,076$25,873 above the preliminary benchmark

Additional borrowing reported for this category: 15 Parent PLUS borrowers.

Source: U.S. Department of Education PPD:2026 informational preview. Program categories use OPEID, four-digit field and credential level; federal-aid counts do not represent every enrolled student. Completion and employment measures use older cohorts shown above and are not combined into the payoff estimate.

01 · PRICE CONTEXT$13,315

Institution-wide annual average net price, not this program’s price.

02 · BORROWING$23,625

Median federal debt across schools attended at this academic level.

03 · EARNINGS$58,076

Observed median earnings four full years after completion.

04 · REPAYMENT$250/mo

Estimated standard 10-year federal payment.

WHAT WILL IT COST?

Published college costs provide the starting point.

Your exact offering, aid, residency and time to finish determine the price you actually pay.

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AVERAGE NET PRICE$13,315Institution-wide annual figure
COST OF ATTENDANCE$19,992Institution-wide annual budget
ADMISSION RATE81.8%Institution context
COMPLETION RATE60.3%Institution-wide completion rate
WHAT DO GRADUATES EARN?

Reported earnings after completion.

Each point may represent a different federal cohort. A missing bar means the figure was unavailable or suppressed.

$40,575Year 1
$58,076Year 4
$64,679Year 5
CAN THE EARNINGS SUPPORT THE DEBT?

5.2% of gross monthly earnings

Estimated monthly payment divided by observed gross monthly earnings. This excludes taxes, other debts and income-driven repayment.

Gross monthly earnings$4,840
Estimated loan payment$250
88borrowers represented where reported
HOW DOES IT COMPARE?

$58,076 vs. $83,343

$25,267 below the national median for the same field and credential.

Same-field national median
WHAT WORK CAN IT LEAD TO?

Related occupations, wages and outlook.

Official CIP–SOC links show careers the curriculum may prepare students for, not observed jobs held by this school’s graduates. BLS wages describe everyone working in an occupation.

BLS May 2025 wage estimates and 2025–35 employment projections.
Financial Managers$166,780 median wageNC estimate · 22,460 jobs · 11-3031$129,780–$223,540 middle 50% of NC wages+9.7% projected U.S. growth · 65,600 openings/yrTypical entry: Bachelor's degreeBusiness Teachers, Postsecondary$79,600 median wageNC estimate · 2,960 jobs · 25-1011$61,720–$131,980 middle 50% of NC wages+5.9% projected U.S. growth · 7,600 openings/yrTypical entry: Doctoral or professional degreeFinancial Risk Specialists$132,040 median wageNC estimate · 3,200 jobs · 13-2054$99,010–$167,830 middle 50% of NC wages+7.4% projected U.S. growth · 4,800 openings/yrTypical entry: Bachelor's degreeFinancial and Investment Analysts$102,390 median wageNC estimate · 12,710 jobs · 13-2051$76,510–$131,440 middle 50% of NC wages+7.2% projected U.S. growth · 24,700 openings/yrTypical entry: Bachelor's degreeCredit Analysts$94,570 median wageNC estimate · 3,270 jobs · 13-2041$76,030–$124,270 middle 50% of NC wages-4.3% projected U.S. growth · 3,100 openings/yrTypical entry: Bachelor's degreeCredit Counselors$46,180 median wageNC estimate · 320 jobs · 13-2071$40,250–$60,500 middle 50% of NC wages+3.3% projected U.S. growth · 2,000 openings/yrTypical entry: Bachelor's degreeGeneral and Operations Managers$101,950 median wageNC estimate · 63,740 jobs · 11-1021$66,800–$162,170 middle 50% of NC wages+5.0% projected U.S. growth · 285,000 openings/yrTypical entry: Bachelor's degreePersonal Financial Advisors$96,880 median wageNC estimate · 12,340 jobs · 13-2052$63,190–$153,970 middle 50% of NC wages+1.4% projected U.S. growth · 17,100 openings/yrTypical entry: Bachelor's degreeBudget Analysts$82,350 median wageNC estimate · 1,830 jobs · 13-2031$68,060–$100,360 middle 50% of NC wages+1.9% projected U.S. growth · 2,900 openings/yrTypical entry: Bachelor's degreeLoan Officers$75,920 median wageNC estimate · 10,700 jobs · 13-2072$57,680–$100,550 middle 50% of NC wages+1.1% projected U.S. growth · 17,100 openings/yrTypical entry: Bachelor's degreeSecurities, Commodities, and Financial Services Sales Agents$74,040 median wageNC estimate · 21,890 jobs · 41-3031$50,410–$110,030 middle 50% of NC wages+1.4% projected U.S. growth · 35,100 openings/yrTypical entry: Bachelor's degreeChief Executives$314,290 median wageNC estimate · 1,930 jobs · 11-1011$182,980–$442,080 middle 50% of NC wages+3.2% projected U.S. growth · 19,100 openings/yrTypical entry: Bachelor's degree
CENSUS EMPLOYMENT DESTINATIONS

Where graduates work five years later

The leading industries employing graduates in this college, broad field and credential group.

01

Finance and Insurance

about 13.6%
02

Professional, Scientific, and Technical Services

about 13.0%
03

Retail Trade

about 8.4%
04

Manufacturing

about 7.3%
05

Educational Services

about 7.1%

How to read this: This is an observed industry mix, not a list of job titles or proof that every graduate worked in the field studied. Counts and shares are approximate because Census privacy protections add statistical noise.

Coverage is limited to institutions and states participating in the Census Post-Secondary Employment Outcomes program. These figures do not affect DegreeVerdict ROI calculations.

Download the official Census source file →
Possible alternatives

Same degree, stronger on at least one reported measure.

Every option below reports higher earnings, lower federal debt or a lower college-wide net price. Same-state options appear first.

Winston-Salem, NC

Wake Forest University

$87,920 higher earnings · $4,125 less debt

Earnings
$145,996
Debt
$19,500
Annual net price
$28,719
View outcomes →
Elon, NC

Elon University

$45,350 higher earnings · $4,125 less debt

Earnings
$103,426
Debt
$19,500
Annual net price
$41,555
View outcomes →
Greenville, NC

East Carolina University

$20,248 higher earnings · $483 less debt

Earnings
$78,324
Debt
$23,142
Annual net price
$15,739
View outcomes →
Boone, NC

Appalachian State University

$17,320 higher earnings · $2,358 less debt

Earnings
$75,396
Debt
$21,267
Annual net price
$16,836
View outcomes →
Compare these programs →
DATA QUALITY

Check the evidence behind the estimate.

36 observations in the earnings cohort

June 10, 2026 College Scorecard release

Observed, estimated and contextual figures are labeled separately throughout this page

IS IT WORTH IT AT YOUR PRICE?

Your price and current earnings determine the result.

Add your grants, borrowing and current salary to estimate payment pressure, break-even time and ten-year payoff.

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