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COLLEGE + DEGREE OUTCOMES

Finance and Financial Management Services bachelor's degree at Johnson & Wales University-Providence

Providence, RI · Private nonprofit

What this page covers

Federal data group related majors at the same college and degree level. One record can include several named programs or concentrations.

The short version

Reported earnings are below similar programs.

$10,191 below the national median for the same field and degree level.

Debt as a share of earnings
36.9% of annual earnings
Highest price with a positive payoff
$25,380 / year
Modeled 10-year payoff
−7% · Negative payoff
Available price data
College-wide context only
PRICE SENSITIVITY

The price can change the verdict.

Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.

What stays fixed$73,152 observed annual earnings · 4 years of study · $45,000 alternative annual earnings · ten-year horizonThe marked price is this college’s institution-wide average net price, not the exact price of this program category. This is a sensitivity test, not a tuition quote or earnings forecast.
OUTCOME SIGNALS

Graduate outcomes from several angles.

Follow earnings over time and inspect the cohort behind each federal measure.

+4%Earnings growth, year 1 → 5$53,555 → $55,940
Not availableEarn above high-school thresholdGraduate count in the year-4 cohort
Not availableWorking in the college’s stateGraduate count in the year-4 cohort
22Year-5 earnings observationsCohort behind the year-5 median
38Borrowers representedCohort behind the debt median
Not availableAwarding-school debtDebt attributed to the college granting the credential
Not availableRecent awardsIPEDS 2024–25 first-major completions in this field and credential
NEW FEDERAL PROGRAM CONTEXT

Size, aid and an earnings floor.

The Department of Education’s 2026 informational preview adds current program participation and a preliminary earnings comparison. It does not make a final eligibility determination.

257Students receiving federal aid2024–25 Title IV enrollment
15Federal-aid completers2024–25 program completers
106Pell Grant recipients2024–25 program count
115Federal loan borrowers2024–25 unduplicated count
10.2%Federal-aid non-completion rate2022–23 program cohort · 15 non-completers
25Graduates not recorded as employedHistorical federal cohort, three years after completion
Preliminary federal earnings benchmark$34,808Informational preview, not a final accountability result
Observed year-4 earnings$73,152$38,344 above the preliminary benchmark

Additional borrowing reported for this category: 15 Parent PLUS borrowers.

Source: U.S. Department of Education PPD:2026 informational preview. Program categories use OPEID, four-digit field and credential level; federal-aid counts do not represent every enrolled student. Completion and employment measures use older cohorts shown above and are not combined into the payoff estimate.

01 · PRICE CONTEXT$31,027

Institution-wide annual average net price, not this program’s price.

02 · BORROWING$27,000

Median federal debt across schools attended at this academic level.

03 · EARNINGS$73,152

Observed median earnings four full years after completion.

04 · REPAYMENT$286/mo

Estimated standard 10-year federal payment.

WHAT WILL IT COST?

Published college costs provide the starting point.

Your exact offering, aid, residency and time to finish determine the price you actually pay.

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AVERAGE NET PRICE$31,027Institution-wide annual figure
COST OF ATTENDANCE$60,314Institution-wide annual budget
ADMISSION RATE88.4%Institution context
COMPLETION RATE55.4%Institution-wide completion rate
WHAT DO GRADUATES EARN?

Reported earnings after completion.

Each point may represent a different federal cohort. A missing bar means the figure was unavailable or suppressed.

$53,555Year 1
$73,152Year 4
$55,940Year 5
CAN THE EARNINGS SUPPORT THE DEBT?

4.7% of gross monthly earnings

Estimated monthly payment divided by observed gross monthly earnings. This excludes taxes, other debts and income-driven repayment.

Gross monthly earnings$6,096
Estimated loan payment$286
38borrowers represented where reported
HOW DOES IT COMPARE?

$73,152 vs. $83,343

$10,191 below the national median for the same field and credential.

Same-field national median
WHAT WORK CAN IT LEAD TO?

Related occupations, wages and outlook.

Official CIP–SOC links show careers the curriculum may prepare students for, not observed jobs held by this school’s graduates. BLS wages describe everyone working in an occupation.

BLS May 2025 wage estimates and 2025–35 employment projections.
Financial Managers$166,940 median wageRI estimate · 2,570 jobs · 11-3031$131,000–$218,390 middle 50% of RI wages+9.7% projected U.S. growth · 65,600 openings/yrTypical entry: Bachelor's degreeBusiness Teachers, Postsecondary$103,820 median wageRI estimate · 360 jobs · 25-1011$83,350–$162,750 middle 50% of RI wages+5.9% projected U.S. growth · 7,600 openings/yrTypical entry: Doctoral or professional degreeFinancial Risk Specialists$104,470 median wageRI estimate · 450 jobs · 13-2054$82,010–$144,420 middle 50% of RI wages+7.4% projected U.S. growth · 4,800 openings/yrTypical entry: Bachelor's degreeFinancial and Investment Analysts$100,550 median wageRI estimate · 1,790 jobs · 13-2051$77,870–$131,140 middle 50% of RI wages+7.2% projected U.S. growth · 24,700 openings/yrTypical entry: Bachelor's degreeCredit Analysts$85,920 median wageRI estimate · 160 jobs · 13-2041$70,790–$104,310 middle 50% of RI wages-4.3% projected U.S. growth · 3,100 openings/yrTypical entry: Bachelor's degreeCredit Counselors$58,480 median wageRI estimate · 130 jobs · 13-2071$49,600–$75,050 middle 50% of RI wages+3.3% projected U.S. growth · 2,000 openings/yrTypical entry: Bachelor's degreeGeneral and Operations Managers$117,380 median wageRI estimate · 9,150 jobs · 11-1021$85,700–$171,220 middle 50% of RI wages+5.0% projected U.S. growth · 285,000 openings/yrTypical entry: Bachelor's degreeBudget Analysts$92,790 median wageRI estimate · 90 jobs · 13-2031$77,390–$120,430 middle 50% of RI wages+1.9% projected U.S. growth · 2,900 openings/yrTypical entry: Bachelor's degreePersonal Financial Advisors$80,200 median wageRI estimate · 1,130 jobs · 13-2052$62,690–$133,440 middle 50% of RI wages+1.4% projected U.S. growth · 17,100 openings/yrTypical entry: Bachelor's degreeSecurities, Commodities, and Financial Services Sales Agents$78,660 median wageU.S. estimate · 1,780 jobs · 41-3031+1.4% projected U.S. growth · 35,100 openings/yrTypical entry: Bachelor's degreeLoan Officers$77,250 median wageRI estimate · 1,290 jobs · 13-2072$55,640–$99,930 middle 50% of RI wages+1.1% projected U.S. growth · 17,100 openings/yrTypical entry: Bachelor's degreeChief Executives$235,360 median wageRI estimate · 460 jobs · 11-1011$181,270–$414,180 middle 50% of RI wages+3.2% projected U.S. growth · 19,100 openings/yrTypical entry: Bachelor's degree
Possible alternatives

Same degree, stronger on at least one reported measure.

Every option below reports higher earnings, lower federal debt or a lower college-wide net price. Same-state options appear first.

Kingston, RI

University of Rhode Island

$14,044 higher earnings · $3,380 less debt · $9,587 lower annual net price

Earnings
$87,196
Debt
$23,620
Annual net price
$21,440
View outcomes →
Bristol, RI

Roger Williams University

$21,767 higher earnings · $500 less debt

Earnings
$94,919
Debt
$26,500
Annual net price
$37,999
View outcomes →
Smithfield, RI

Bryant University

$17,347 higher earnings · $47 less debt

Earnings
$90,499
Debt
$26,953
Annual net price
$41,219
View outcomes →
Providence, RI

Rhode Island College

$3,250 less debt · $21,549 lower annual net price

Earnings
$70,470
Debt
$23,750
Annual net price
$9,478
View outcomes →
Compare these programs →
DATA QUALITY

Check the evidence behind the estimate.

22 observations in the earnings cohort

June 10, 2026 College Scorecard release

Observed, estimated and contextual figures are labeled separately throughout this page

IS IT WORTH IT AT YOUR PRICE?

Your price and current earnings determine the result.

Add your grants, borrowing and current salary to estimate payment pressure, break-even time and ten-year payoff.

Calculate my payoff →