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COLLEGE + DEGREE OUTCOMES

Finance and Financial Management Services bachelor's degree at University of Memphis

Memphis, TN · Public

What this page covers

Federal data group related majors at the same college and degree level. One record can include several named programs or concentrations.

The short version

Reported earnings are below similar programs.

$18,211 below the national median for the same field and degree level.

Debt as a share of earnings
41.5% of annual earnings
Highest price with a positive payoff
$5,330 / year
Modeled 10-year payoff
−12% · Negative payoff
Available price data
College-wide context only
PRICE SENSITIVITY

The price can change the verdict.

Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.

What stays fixed$65,132 observed annual earnings · 4 years of study · $45,000 alternative annual earnings · ten-year horizonThe marked price is this college’s institution-wide average net price, not the exact price of this program category. This is a sensitivity test, not a tuition quote or earnings forecast.
OUTCOME SIGNALS

Graduate outcomes from several angles.

Follow earnings over time and inspect the cohort behind each federal measure.

+43%Earnings growth, year 1 → 5$44,395 → $63,377
Not availableEarn above high-school thresholdGraduate count in the year-4 cohort
45Working in the college’s stateGraduate count in the year-4 cohort
62Year-5 earnings observationsCohort behind the year-5 median
93Borrowers representedCohort behind the debt median
Not availableAwarding-school debtDebt attributed to the college granting the credential
1Recent awardsIPEDS 2024–25 first-major completions in this field and credential
NEW FEDERAL PROGRAM CONTEXT

Size, aid and an earnings floor.

The Department of Education’s 2026 informational preview adds current program participation and a preliminary earnings comparison. It does not make a final eligibility determination.

546Students receiving federal aid2024–25 Title IV enrollment
73Federal-aid completers2024–25 program completers
362Pell Grant recipients2024–25 program count
257Federal loan borrowers2024–25 unduplicated count
15.0%Federal-aid non-completion rate2022–23 program cohort · 76 non-completers
58Graduates not recorded as employedHistorical federal cohort, three years after completion
Preliminary federal earnings benchmark$32,989Informational preview, not a final accountability result
Observed year-4 earnings$65,132$32,143 above the preliminary benchmark

Additional borrowing reported for this category: 20 Parent PLUS borrowers.

Source: U.S. Department of Education PPD:2026 informational preview. Program categories use OPEID, four-digit field and credential level; federal-aid counts do not represent every enrolled student. Completion and employment measures use older cohorts shown above and are not combined into the payoff estimate.

01 · PRICE CONTEXT$12,397

Institution-wide annual average net price, not this program’s price.

02 · BORROWING$27,000

Median federal debt across schools attended at this academic level.

03 · EARNINGS$65,132

Observed median earnings four full years after completion.

04 · REPAYMENT$286/mo

Estimated standard 10-year federal payment.

ADDITIONAL WORKFORCE PROGRAM REPORTS

1 related offering reported to the Department of Labor

These provider-reported records add named prices, completion and employment context where available. They describe a separate workforce-program cohort and may include non-degree training, so they are not blended into the College Scorecard earnings or DegreeVerdict ROI.

B.B.A · CIP 52.0801

FINANCE

Reported price
$60,120
Completion
Not reported
Employed in Q2
Not reported
Q2 quarterly earnings
Not available
This program provides in-person instruction only.
Program year 2022. Quarterly earnings are not annual salary. Suppressed values appear as “Not reported.” Source: U.S. Department of Labor TrainingProviderResults.gov. Showing 1 of 1 related records.
WHAT WILL IT COST?

Published college costs provide the starting point.

Your exact offering, aid, residency and time to finish determine the price you actually pay.

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AVERAGE NET PRICE$12,397Institution-wide annual figure
COST OF ATTENDANCE$25,169Institution-wide annual budget
ADMISSION RATE72.0%Institution context
COMPLETION RATE50.9%Institution-wide completion rate
WHAT DO GRADUATES EARN?

Reported earnings after completion.

Each point may represent a different federal cohort. A missing bar means the figure was unavailable or suppressed.

$44,395Year 1
$65,132Year 4
$63,377Year 5
CAN THE EARNINGS SUPPORT THE DEBT?

5.3% of gross monthly earnings

Estimated monthly payment divided by observed gross monthly earnings. This excludes taxes, other debts and income-driven repayment.

Gross monthly earnings$5,428
Estimated loan payment$286
93borrowers represented where reported
HOW DOES IT COMPARE?

$65,132 vs. $83,343

$18,211 below the national median for the same field and credential.

Same-field national median
WHAT WORK CAN IT LEAD TO?

Related occupations, wages and outlook.

Official CIP–SOC links show careers the curriculum may prepare students for, not observed jobs held by this school’s graduates. BLS wages describe everyone working in an occupation.

BLS May 2025 wage estimates and 2025–35 employment projections.
Financial Managers$141,010 median wageTN estimate · 17,630 jobs · 11-3031$107,450–$194,620 middle 50% of TN wages+9.7% projected U.S. growth · 65,600 openings/yrTypical entry: Bachelor's degreeBusiness Teachers, Postsecondary$85,950 median wageTN estimate · 1,260 jobs · 25-1011$65,060–$132,980 middle 50% of TN wages+5.9% projected U.S. growth · 7,600 openings/yrTypical entry: Doctoral or professional degreeFinancial and Investment Analysts$92,990 median wageTN estimate · 4,910 jobs · 13-2051$71,910–$104,700 middle 50% of TN wages+7.2% projected U.S. growth · 24,700 openings/yrTypical entry: Bachelor's degreeFinancial Risk Specialists$90,950 median wageTN estimate · 540 jobs · 13-2054$73,480–$118,410 middle 50% of TN wages+7.4% projected U.S. growth · 4,800 openings/yrTypical entry: Bachelor's degreeCredit Analysts$72,550 median wageTN estimate · 1,480 jobs · 13-2041$57,710–$91,690 middle 50% of TN wages-4.3% projected U.S. growth · 3,100 openings/yrTypical entry: Bachelor's degreeCredit Counselors$38,730 median wageTN estimate · 950 jobs · 13-2071$37,530–$64,700 middle 50% of TN wages+3.3% projected U.S. growth · 2,000 openings/yrTypical entry: Bachelor's degreeGeneral and Operations Managers$106,970 median wageTN estimate · 63,720 jobs · 11-1021$72,500–$163,820 middle 50% of TN wages+5.0% projected U.S. growth · 285,000 openings/yrTypical entry: Bachelor's degreeBudget Analysts$86,570 median wageTN estimate · 1,140 jobs · 13-2031$76,400–$108,010 middle 50% of TN wages+1.9% projected U.S. growth · 2,900 openings/yrTypical entry: Bachelor's degreePersonal Financial Advisors$84,160 median wageTN estimate · 3,970 jobs · 13-2052$58,880–$167,410 middle 50% of TN wages+1.4% projected U.S. growth · 17,100 openings/yrTypical entry: Bachelor's degreeLoan Officers$62,800 median wageTN estimate · 6,510 jobs · 13-2072$47,250–$81,600 middle 50% of TN wages+1.1% projected U.S. growth · 17,100 openings/yrTypical entry: Bachelor's degreeSecurities, Commodities, and Financial Services Sales Agents$58,050 median wageTN estimate · 11,370 jobs · 41-3031$47,550–$83,540 middle 50% of TN wages+1.4% projected U.S. growth · 35,100 openings/yrTypical entry: Bachelor's degreeChief Executives$198,830 median wageTN estimate · 4,700 jobs · 11-1011$113,110–$307,390 middle 50% of TN wages+3.2% projected U.S. growth · 19,100 openings/yrTypical entry: Bachelor's degree
CENSUS EMPLOYMENT DESTINATIONS

Where graduates work five years later

The leading industries employing graduates in this college, broad field and credential group.

01

Finance and Insurance

about 11.4%
02

Professional, Scientific, and Technical Services

about 10.0%
03

Transportation and Warehousing

about 9.7%
04

Manufacturing

about 9.3%
05

Administrative and Support and Waste Management and Remediation Services

about 9.1%

How to read this: This is an observed industry mix, not a list of job titles or proof that every graduate worked in the field studied. Counts and shares are approximate because Census privacy protections add statistical noise.

Coverage is limited to institutions and states participating in the Census Post-Secondary Employment Outcomes program. These figures do not affect DegreeVerdict ROI calculations.

Download the official Census source file →
Possible alternatives

Same degree, stronger on at least one reported measure.

Every option below reports higher earnings, lower federal debt or a lower college-wide net price. Same-state options appear first.

Clarksville, TN

Austin Peay State University

$6,435 higher earnings · $9,500 less debt · $2,662 lower annual net price

Earnings
$71,567
Debt
$17,500
Annual net price
$9,735
View outcomes →
Knoxville, TN

The University of Tennessee-Knoxville

$18,661 higher earnings · $3,750 less debt

Earnings
$83,793
Debt
$23,250
Annual net price
$18,976
View outcomes →
Murfreesboro, TN

Middle Tennessee State University

$1,569 higher earnings · $4,300 less debt

Earnings
$66,701
Debt
$22,700
Annual net price
$13,359
View outcomes →
Cookeville, TN

Tennessee Technological University

$1,403 higher earnings · $10,913 less debt

Earnings
$66,535
Debt
$16,087
Annual net price
$14,246
View outcomes →
Compare these programs →
DATA QUALITY

Check the evidence behind the estimate.

62 observations in the earnings cohort

June 10, 2026 College Scorecard release

Observed, estimated and contextual figures are labeled separately throughout this page

IS IT WORTH IT AT YOUR PRICE?

Your price and current earnings determine the result.

Add your grants, borrowing and current salary to estimate payment pressure, break-even time and ten-year payoff.

Calculate my payoff →