Public · COLLEGE PAYOFF

Adams State University

Alamosa, CO · 11 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$190,570 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

56.1 yrsModeled economic break-even
−82%Modeled 10-year ROI
$49,135Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$190,570at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$231,9200
2
4
6
8
−$190,57010
Years after graduationBreak-even: 56.1 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$9,824
Sticker price
Published out-of-state tuition$21,944
Sticker price
Average net price$12,980
Title IV student average
Cost of attendance$24,352
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$12,980Average net price / year
$24,352Cost of attendance
$49,135Median earnings · year 5 after completion
39.4%Completion rate
Not availableAdmission rate
1,250Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

60thEarnings percentile
23thCompletion percentile
EARNINGS PATH

Reported earnings over time

$40,358Year 1
$52,621Year 4
$49,135Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$78,4022Liberal Arts and Sciences, General Studies and Humanities · Master's Degree$74,8313Business Administration, Management and Operations · Master's Degree$74,5604Teacher Education and Professional Development, Specific Levels and Methods · Master's Degree$59,1365Biology, General · Bachelor's Degree$56,4676Clinical, Counseling and Applied Psychology · Master's Degree$56,2077Business/Commerce, General · Bachelor's Degree$51,1118Sports, Kinesiology, and Physical Education/Fitness · Bachelor's Degree$44,701

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in CO

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Rangely, CO

Colorado Northwestern Community College

Annual net price
$12,131
Observed earnings · year 5
$49,730
Modeled 10-year ROI
-79%
Open college profile →
Westminster, CO

Front Range Community College

Annual net price
$13,031
Observed earnings · year 5
$46,622
Modeled 10-year ROI
-93%
Open college profile →
Greeley, CO

Aims Community College

Annual net price
$11,463
Observed earnings · year 5
$47,038
Modeled 10-year ROI
-91%
Open college profile →
Gunnison, CO

Western Colorado University

Annual net price
$16,425
Observed earnings · year 5
$48,723
Modeled 10-year ROI
-85%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$78,402$31,000
Liberal Arts and Sciences, General Studies and HumanitiesMaster's Degree$74,831Not available
Business Administration, Management and OperationsMaster's Degree$74,560Not available
Teacher Education and Professional Development, Specific Levels and MethodsMaster's Degree$59,136Not available
Biology, GeneralBachelor's Degree$56,467Not available
Clinical, Counseling and Applied PsychologyMaster's Degree$56,207Not available
Business/Commerce, GeneralBachelor's Degree$51,111$23,624
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$44,701$21,451
Liberal Arts and Sciences, General Studies and HumanitiesBachelor's Degree$41,809$24,879
Psychology, GeneralBachelor's DegreeNot available$22,745
SociologyBachelor's DegreeNot available$29,441

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.