Private nonprofit · COLLEGE PAYOFF

Andrew College

Cuthbert, GA · 1 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$349,822 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

Modeled economic break-even
−131%Modeled 10-year ROI
$36,747Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$349,822at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$267,2920
2
4
6
8
−$349,82210
Years after graduationBreak-even: years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$19,604
Sticker price
Published out-of-state tuition$19,604
Sticker price
Average net price$21,823
Title IV student average
Cost of attendance$37,612
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$21,823Average net price / year
$37,612Cost of attendance
$12,533Median federal student debt · completer borrowers
$133/moPublished 10-year payment estimate
$36,747Median earnings · year 5 after completion
32.8%Completion rate
45.7%Admission rate
473Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$19,107
$30–48k$20,082
$48–75k$22,324
$75–110k$24,861
$110k+$26,427
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$36,747
Year 6$30,337
Year 10$38,475
Full-time retention
40.0%
Part-time retention
Not available
Completion within 200% of normal time
Not available

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

32thEarnings percentile
15thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$77,669Median year-4 earnings across reportable program categories
$31,438Median federal debt across categories that report debt
0%Of earnings-reporting categories above their same-field national benchmark
EARNINGS PATH

Reported earnings over time

$42,395Year 1
$47,329Year 4
$36,747Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$77,669

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in GA

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Toccoa Falls, GA

Toccoa Falls College

Annual net price
$21,642
Observed earnings · year 5
$39,025
Modeled 10-year ROI
-122%
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Annual net price
$16,670
Observed earnings · year 5
$37,597
Modeled 10-year ROI
-130%
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West Point, GA

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Annual net price
$25,335
Observed earnings · year 5
$42,134
Modeled 10-year ROI
-110%
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Young Harris, GA

Young Harris College

Annual net price
$22,034
Observed earnings · year 5
$46,494
Modeled 10-year ROI
-94%
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ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree$77,669$31,438

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.