10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$320,710at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Private nonprofit · COLLEGE PAYOFF
Paine College
Augusta, GA · No degree-level outcomes reported
Based onObserved earnings + college priceEstimate10-year payoff
Estimated 10-year payoff
Negative payoff
−$320,710 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
Not availableTime to earn back the modeled cost
−130%Estimated return after 10 years
$37,597Observed earnings · year 5
Not reachedHighest annual price before payoff reaches $0
Start with your question
What do you want to understand?
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PUBLISHED STUDENT BUDGET · 2024–25
What makes up the annual price?
Sticker-price components reported to IPEDS. Grants and scholarships are not subtracted here.
Living off campus: $7,512 housing and food allowance plus $3,024 in other expenses.
Do not confuse this with net price. Net price subtracts average grants and scholarships. DegreeVerdict continues to use the separately labeled average net price in its standard college ROI scenario.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price−$254,030
$8,000Annual price−$286,030
$16,000Current college-wide context−$318,030
$17,000Current college-wide context−$322,030
$24,000Annual price−$350,030
$32,000Annual price−$382,030
$40,000Annual price−$414,030
HOW STUDENTS ATTEND · 2023-24
Online study is a meaningful part of the student experience.
IPEDS enrollment counts show course delivery across the whole institution. They do not indicate whether a specific degree can be completed online.
Institution-level attendance context from IPEDS. Program delivery is reported separately on degree pages and in the program directory. These figures do not enter ROI.
College identity and local contextAccreditation, institution type, dual enrollment and state prices
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Transnational Association of Christian Colleges and Schools
- Main award level
- Bachelor’s degrees
- Campus setting
- City
- Admissions
- Selective admission
- Delivery
- Campus or mixed delivery
- Federal designation
- Historically Black college or university
DUAL-ENROLLMENT CONTEXT · 2024
5 high-school students took college courses.
IPEDS counts students enrolled in college credit while still in high school. A large dual-enrollment population can shape headline enrollment figures, especially at community colleges.
This is participation, not a college completion rate. It does not indicate how many students later enrolled after high school, earned a credential or entered the workforce.
STATE PRICE CONTEXT · 2024
Prices in Georgia run 4% below the U.S. level.
BEA Regional Price Parities compare price levels across states. A value of 100 equals the national average.
What it costs and what graduates earn
$16,670Average net price / year
$27,431Cost of attendance
Not availableMedian federal student debt · completer borrowers
Not availablePublished 10-year payment estimate
$37,597Median earnings · year 5 after completion
14.4%Completion rate
95.4%Admission rate
388Student size
Debt covers federal student-loan borrowers who completed. It does not include Parent PLUS or private loans. We show admissions scores only when a valid federal value is available.
What the numbers say about Paine College
What does Paine College cost?
Paine College reports an average annual net price of $16,670 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do Paine College graduates earn?
The observed median earnings figure is $37,597 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do Paine College graduates have?
Median federal debt for completer borrowers is not reportable in the current record.
Is every degree at Paine College worth the same?
The current release does not contain reportable degree outcomes for Paine College, so this page cannot compare its individual degrees.
DEBT AFTER COLLEGE
Are borrowers making progress?
Repayment progress, default and debt at exit describe different federal borrower cohorts. They are shown separately and do not change the ROI estimate.
Source: College Scorecard. Repayment progress is the share of borrowers who reduced principal by at least $1 at the stated measurement point. Debt covers federal student loans; Parent PLUS and private loans are excluded. Cohorts and reporting periods differ across measures.
Who studied here during the year
381Students enrolled at any point
381Undergraduate students
Not availableGraduate students
Unduplicated students enrolled at any point from July 1, 2024 through June 30, 2025. This full-year measure is different from a fall headcount and does not enter ROI.
More student and earnings detailPrice by family income, retention, equity and common industries
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
18% received a Pell Grant within eight yearsMedian Parent PLUS debt
98 parent borrowers in the reported cohortMedian federal student debt
17% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$31,922Earnings are not a guarantee
Middle income$34,361Earnings are not a guarantee
Higher income$37,036Earnings are not a guarantee
Three-year repayment progress
Lower income14%
Middle incomeNot reported
Higher incomeNot reported
Undergraduate student composition
White0%
Black95%
Hispanic5%
Asian0%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS OVER TIME
What graduates earned in later years
$19,230Year 1
$41,449Year 4
$37,597Year 5
Each year can represent a different federal cohort, so the points do not track the same people over time.
Comparable colleges in GA
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Cuthbert, GA
Andrew College
- Annual net price
- $21,823
- Observed earnings · year 5
- $36,747
- Modeled 10-year ROI
- -131%
Toccoa Falls College
- Annual net price
- $21,642
- Observed earnings · year 5
- $39,025
- Modeled 10-year ROI
- -122%
Shorter University
- Annual net price
- $16,646
- Observed earnings · year 5
- $49,722
- Modeled 10-year ROI
- -81%
Point University
- Annual net price
- $25,335
- Observed earnings · year 5
- $42,134
- Modeled 10-year ROI
- -110%
No degree-level outcomes are currently reportable.
This college remains in the national directory because it appears in the College Scorecard. Degree outcomes may be unavailable, privacy-suppressed or outside the reported cohorts.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.