10-YEAR PAYOFF CURVECumulative economic payoff after graduation
+$578,298at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Private nonprofit · COLLEGE PAYOFF
Bais Medrash Toras Chesed
Lakewood, NJ · No degree-level outcomes reported
Based onObserved earnings + college priceEstimate10-year payoff
Estimated 10-year payoff
Strong payoff
+$578,298 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
2.6 yrsTime to earn back the modeled cost
+279%Estimated return after 10 years
$123,565Observed earnings · year 5
$151,413Highest annual price before payoff reaches $0
The price benchmark is $144,575 per year below this threshold.
Start with your question
What do you want to understand?
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PUBLISHED STUDENT BUDGET · 2024–25
What makes up the annual price?
Sticker-price components reported to IPEDS. Grants and scholarships are not subtracted here.
Do not confuse this with net price. Net price subtracts average grants and scholarships. DegreeVerdict continues to use the separately labeled average net price in its standard college ROI scenario.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price+$605,650
$7,000Current college-wide context+$577,650
$20,000Annual price+$525,650
$40,000Annual price+$445,650
$60,000Annual price+$365,650
$80,000Annual price+$285,650
$100,000Annual price+$205,650
HOW STUDENTS ATTEND · 2023-24
Attendance format is not fully reported.
IPEDS enrollment counts show course delivery across the whole institution. They do not indicate whether a specific degree can be completed online.
Institution-level attendance context from IPEDS. Program delivery is reported separately on degree pages and in the program directory. These figures do not enter ROI.
College identity and local contextAccreditation, institution type, dual enrollment and state prices
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Association of Advanced Rabbinical and Talmudic Schools
- Main award level
- Bachelor’s degrees
- Campus setting
- City
- Admissions
- Selective admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
STATE PRICE CONTEXT · 2024
Prices in New Jersey run 9% above the U.S. level.
BEA Regional Price Parities compare price levels across states. A value of 100 equals the national average.
What it costs and what graduates earn
$6,838Average net price / year
$14,000Cost of attendance
Not availableMedian federal student debt · completer borrowers
Not availablePublished 10-year payment estimate
$123,565Median earnings · year 5 after completion
33.3%Completion rate
57.6%Admission rate
132Student size
Debt covers federal student-loan borrowers who completed. It does not include Parent PLUS or private loans. We show admissions scores only when a valid federal value is available.
What the numbers say about Bais Medrash Toras Chesed
What does Bais Medrash Toras Chesed cost?
Bais Medrash Toras Chesed reports an average annual net price of $6,838 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do Bais Medrash Toras Chesed graduates earn?
The observed median earnings figure is $123,565 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do Bais Medrash Toras Chesed graduates have?
Median federal debt for completer borrowers is not reportable in the current record.
Is every degree at Bais Medrash Toras Chesed worth the same?
The current release does not contain reportable degree outcomes for Bais Medrash Toras Chesed, so this page cannot compare its individual degrees.
Who studied here during the year
163Students enrolled at any point
163Undergraduate students
Not availableGraduate students
Unduplicated students enrolled at any point from July 1, 2024 through June 30, 2025. This full-year measure is different from a fall headcount and does not enter ROI.
More student and earnings detailPrice by family income, retention, equity and common industries
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
33% received a Pell Grant within eight yearsMedian Parent PLUS debt
Borrower count not reportedMedian federal student debt
Three-year repayment not reportedUndergraduate student composition
White99%
Black0%
Hispanic0%
Asian0%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS OVER TIME
What graduates earned in later years
Not availableYear 1
Not availableYear 4
$123,565Year 5
Each year can represent a different federal cohort, so the points do not track the same people over time.
Comparable colleges in NJ
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Princeton, NJ
Princeton University
- Annual net price
- $6,128
- Observed earnings · year 5
- $113,450
- Modeled 10-year ROI
- +235%
Stevens Institute of Technology
- Annual net price
- $41,346
- Observed earnings · year 5
- $107,922
- Modeled 10-year ROI
- +82%
Saint Peter's University
- Annual net price
- $12,199
- Observed earnings · year 5
- $59,520
- Modeled 10-year ROI
- -37%
Fairleigh Dickinson University-Metropolitan Campus
- Annual net price
- $15,404
- Observed earnings · year 5
- $61,013
- Modeled 10-year ROI
- -34%
No degree-level outcomes are currently reportable.
This college remains in the national directory because it appears in the College Scorecard. Degree outcomes may be unavailable, privacy-suppressed or outside the reported cohorts.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.