10-YEAR PAYOFF CURVECumulative economic payoff after graduation
+$578,298at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Bais Medrash Toras Chesed
⌖ Lakewood, NJ · 0 reportable field-and-credential outcomes
MODELED SCENARIO · Strong payoff
+$578,298 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
Observed earnings clearly outpace the comparison earnings and estimated education cost in this scenario.
2.6 yrsModeled economic break-even
+279%Modeled 10-year ROI
$123,565Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$6,838Average net price / year
$14,000Cost of attendance
$123,565Median earnings · year 5 after completion
33.3%Completion rate
57.6%Admission rate
132Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
Not availableYear 1
Not availableYear 4
$123,565Year 5
Separate federal cohorts may underlie different measurement years.
Comparable colleges in NJ
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Princeton, NJ
Princeton University
- Annual net price
- $6,128
- Observed earnings · year 5
- $113,450
- Modeled 10-year ROI
- +235%
Stevens Institute of Technology
- Annual net price
- $41,346
- Observed earnings · year 5
- $107,922
- Modeled 10-year ROI
- +82%
Saint Peter's University
- Annual net price
- $12,199
- Observed earnings · year 5
- $59,520
- Modeled 10-year ROI
- -37%
Fairleigh Dickinson University-Metropolitan Campus
- Annual net price
- $15,404
- Observed earnings · year 5
- $61,013
- Modeled 10-year ROI
- -34%
No field-level outcomes are currently reportable.
This college remains in the national directory because it appears in the College Scorecard. Program outcomes may be unavailable, privacy-suppressed or outside the reported cohorts.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.