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Private nonprofit · COLLEGE PAYOFF

Bellarmine University

⌖ Louisville, KY · 19 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$104,686 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

16.5 yrsModeled economic break-even
−39%Modeled 10-year ROI
$61,131Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$104,686at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$265,9960
2
4
6
8
−$104,68610
Years after graduationBreak-even: 16.5 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$48,770
Sticker price
Published out-of-state tuition$48,770
Sticker price
Average net price$21,499
Title IV student average
Cost of attendance$61,691
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$21,499Average net price / year
$61,691Cost of attendance
$61,131Median earnings · year 5 after completion
64.4%Completion rate
86.1%Admission rate
2,161Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

81thEarnings percentile
59thCompletion percentile
EARNINGS PATH

Reported earnings over time

$48,319Year 1
$64,564Year 4
$61,131Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Master's Degree$107,3942Business Administration, Management and Operations · Master's Degree$89,3913Finance and Financial Management Services · Bachelor's Degree$84,2624Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$82,8145Rehabilitation and Therapeutic Professions · Doctoral Degree$81,3436Allied Health Diagnostic, Intervention, and Treatment Professions · Bachelor's Degree$79,6987Educational Administration and Supervision · Master's Degree$71,2278Business Administration, Management and Operations · Bachelor's Degree$63,991

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in KY

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Crestview Hills, KY

Thomas More University

Annual net price
$21,835
Observed earnings · year 5
$61,067
Modeled 10-year ROI
-40%
Open college profile →Danville, KY

Centre College

Annual net price
$20,781
Observed earnings · year 5
$60,552
Modeled 10-year ROI
-41%
Open college profile →Louisville, KY

Spalding University

Annual net price
$25,491
Observed earnings · year 5
$57,549
Modeled 10-year ROI
-55%
Open college profile →Lexington, KY

Transylvania University

Annual net price
$21,913
Observed earnings · year 5
$50,583
Modeled 10-year ROI
-79%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingMaster's Degree$107,394Not available
Business Administration, Management and OperationsMaster's Degree$89,391Not available
Finance and Financial Management ServicesBachelor's Degree$84,262Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$82,814$30,800
Rehabilitation and Therapeutic ProfessionsDoctoral Degree$81,343Not available
Allied Health Diagnostic, Intervention, and Treatment ProfessionsBachelor's Degree$79,698Not available
Educational Administration and SupervisionMaster's Degree$71,227Not available
Business Administration, Management and OperationsBachelor's Degree$63,991$26,000
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$61,841$25,944
Teacher Education and Professional Development, Specific Levels and MethodsMaster's Degree$54,573Not available
Psychology, GeneralBachelor's Degree$53,413$26,376
Political Science and GovernmentBachelor's Degree$52,228$25,226
Criminal Justice and CorrectionsBachelor's Degree$51,527$25,990
Communication and Media StudiesBachelor's Degree$50,665$25,853
English Language and Literature, GeneralBachelor's Degree$45,612$27,000
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$43,808$27,000
Special Education and TeachingBachelor's DegreeNot available$27,000
Biology, GeneralBachelor's DegreeNot available$27,000
Fine and Studio ArtsBachelor's DegreeNot available$27,000

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.