10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$156,474at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Spalding University
⌖ Louisville, KY · 14 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$156,474 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
22.5 yrsModeled economic break-even
−55%Modeled 10-year ROI
$57,549Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$25,491Average net price / year
$45,530Cost of attendance
$57,549Median earnings · year 5 after completion
51.7%Completion rate
99.5%Admission rate
583Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$49,340Year 1
$64,136Year 4
$57,549Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Master's Degree$117,5512Clinical, Counseling and Applied Psychology · Doctoral Degree$101,8333Educational Administration and Supervision · Doctoral Degree$85,7444Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$77,9835Rehabilitation and Therapeutic Professions · Master's Degree$66,6686Accounting and Related Services · Bachelor's Degree$65,2887Business/Commerce, General · Bachelor's Degree$63,3258Student Counseling and Personnel Services · Master's Degree$61,178Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in KY
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Crestview Hills, KY
Thomas More University
- Annual net price
- $21,835
- Observed earnings · year 5
- $61,067
- Modeled 10-year ROI
- -40%
Bellarmine University
- Annual net price
- $21,499
- Observed earnings · year 5
- $61,131
- Modeled 10-year ROI
- -39%
Centre College
- Annual net price
- $20,781
- Observed earnings · year 5
- $60,552
- Modeled 10-year ROI
- -41%
Transylvania University
- Annual net price
- $21,913
- Observed earnings · year 5
- $50,583
- Modeled 10-year ROI
- -79%
Explore exact field-and-credential outcomes
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.