10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$126,532at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Bridgewater State University
⌖ Bridgewater, MA · 38 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$126,532 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
20.6 yrsModeled economic break-even
−52%Modeled 10-year ROI
$56,900Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$16,383Average net price / year
$26,160Cost of attendance
$56,900Median earnings · year 5 after completion
53.4%Completion rate
87.8%Admission rate
7,829Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$42,562Year 1
$59,669Year 4
$56,900Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Business Administration, Management and Operations · Master's Degree$114,5412Accounting and Related Services · Master's Degree$99,0203Computer Science · Bachelor's Degree$87,0994Chemistry · Bachelor's Degree$80,2875Accounting and Related Services · Bachelor's Degree$79,3156Social Work · Master's Degree$75,7837Criminal Justice and Corrections · Master's Degree$75,1018Economics · Bachelor's Degree$70,473Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in MA
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Westfield, MA
Westfield State University
- Annual net price
- $16,721
- Observed earnings · year 5
- $57,717
- Modeled 10-year ROI
- -48%
Framingham State University
- Annual net price
- $16,114
- Observed earnings · year 5
- $59,034
- Modeled 10-year ROI
- -43%
Salem State University
- Annual net price
- $15,996
- Observed earnings · year 5
- $60,219
- Modeled 10-year ROI
- -38%
Quincy College
- Annual net price
- $17,126
- Observed earnings · year 5
- $60,318
- Modeled 10-year ROI
- -38%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Business Administration, Management and Operations | Master's Degree | $114,541 | Not available |
| Accounting and Related Services | Master's Degree | $99,020 | Not available |
| Computer Science | Bachelor's Degree | $87,099 | $27,000 |
| Chemistry | Bachelor's Degree | $80,287 | $27,000 |
| Accounting and Related Services | Bachelor's Degree | $79,315 | $27,000 |
| Social Work | Master's Degree | $75,783 | Not available |
| Criminal Justice and Corrections | Master's Degree | $75,101 | Not available |
| Economics | Bachelor's Degree | $70,473 | $27,000 |
| Air Transportation | Bachelor's Degree | $70,215 | $26,939 |
| Teacher Education and Professional Development, Specific Subject Areas | Master's Degree | $69,937 | Not available |
| Teaching English or French as a Second or Foreign Language | Master's Degree | $65,938 | Not available |
| Management Sciences and Quantitative Methods | Bachelor's Degree | $64,769 | $27,000 |
| Special Education and Teaching | Master's Degree | $64,424 | Not available |
| Criminal Justice and Corrections | Bachelor's Degree | $64,178 | $26,696 |
| English Language and Literature, General | Master's Degree | $62,844 | Not available |
| Student Counseling and Personnel Services | Master's Degree | $62,371 | Not available |
| Biology, General | Bachelor's Degree | $60,880 | $27,000 |
| Social Work | Bachelor's Degree | $59,510 | $27,000 |
| Political Science and Government | Bachelor's Degree | $58,936 | $25,000 |
| Teacher Education and Professional Development, Specific Subject Areas | Bachelor's Degree | $58,255 | $27,000 |
| Teacher Education and Professional Development, Specific Levels and Methods | Master's Degree | $57,978 | Not available |
| Geography and Cartography | Bachelor's Degree | $57,550 | $27,000 |
| Communication and Media Studies | Bachelor's Degree | $56,968 | $26,848 |
| Romance Languages, Literatures, and Linguistics | Bachelor's Degree | $56,609 | $28,300 |
| Special Education and Teaching | Bachelor's Degree | $55,692 | $27,000 |
| Mathematics | Bachelor's Degree | $54,709 | $27,000 |
| Sociology | Bachelor's Degree | $54,224 | $27,000 |
| Allied Health Diagnostic, Intervention, and Treatment Professions | Bachelor's Degree | $53,872 | Not available |
| History | Bachelor's Degree | $52,936 | $27,000 |
| Geological and Earth Sciences/Geosciences | Bachelor's Degree | $52,219 | $23,250 |
| Psychology, General | Bachelor's Degree | $51,939 | $27,000 |
| Teacher Education and Professional Development, Specific Levels and Methods | Bachelor's Degree | $51,523 | $27,000 |
| English Language and Literature, General | Bachelor's Degree | $51,020 | $27,000 |
| Anthropology | Bachelor's Degree | $50,376 | Not available |
| Communication Disorders Sciences and Services | Bachelor's Degree | $50,059 | $26,471 |
| Fine and Studio Arts | Bachelor's Degree | $45,747 | $27,000 |
| Teaching English or French as a Second or Foreign Language | Undergraduate Certificate or Diploma | Not available | $26,549 |
| Marketing | Bachelor's Degree | Not available | $23,375 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.