10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$104,116at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Framingham State University
⌖ Framingham, MA · 28 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$104,116 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
17.4 yrsModeled economic break-even
−43%Modeled 10-year ROI
$59,034Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
What the numbers say about Framingham State University
What does Framingham State University cost?
Framingham State University reports an average annual net price of $16,114 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do Framingham State University graduates earn?
The observed median earnings figure is $59,034 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do Framingham State University graduates have?
Completer borrowers report median cumulative federal student debt of $25,000. Parent PLUS and private loans are not included.
Is every degree at Framingham State University worth the same?
No. DegreeVerdict currently shows 28 field-and-credential outcomes at Framingham State University; reported earnings and debt can differ substantially by program category.
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price−$39,660
$8,000Annual price−$71,660
$16,000Current college-wide context−$103,660
$24,000Annual price−$135,660
$32,000Annual price−$167,660
$40,000Annual price−$199,660
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- New England Commission on Higher Education
- Main award level
- Bachelor’s degrees
- Campus setting
- City
- Admissions
- Selective admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
Cost, debt, completion and earnings context
$16,114Average net price / year
$27,413Cost of attendance
$25,000Median federal student debt · completer borrowers
$265/moPublished 10-year payment estimate
$59,034Median earnings · year 5 after completion
47.8%Completion rate
83.6%Admission rate
2,566Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
53% received a Pell Grant within eight yearsMedian Parent PLUS debt
354 parent borrowers in the reported cohortMedian federal student debt
67% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$47,938Earnings are not a guarantee
Middle income$56,910Earnings are not a guarantee
Higher income$50,807Earnings are not a guarantee
Three-year repayment progress
Lower income62%
Middle income68%
Higher income76%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
INDEPENDENT CENSUS EARNINGS VIEW
How earnings develop by field
Privacy-protected Census employment records follow graduate cohorts one, five and ten years after completion. This source is kept separate from College Scorecard because its population and methodology differ.
Field and credentialYear 1Year 5Year 10
Computer Programming.Bachelor’s degree · Broad federal field 11
$61,332Year 1
$92,357Year 5
$130,533Year 10
Advanced/Graduate Dentistry and Oral Sciences.Bachelor’s degree · Broad federal field 51
$95,990Year 1
$107,824Year 5
$123,409Year 10
Accounting and Related Services.Bachelor’s degree · Broad federal field 52
$50,191Year 1
$75,403Year 5
$100,633Year 10
Biochemistry, Biophysics and Molecular Biology.Bachelor’s degree · Broad federal field 26
$38,771Year 1
$65,986Year 5
$91,987Year 10
Applied Mathematics.Bachelor’s degree · Broad federal field 27
$50,539Year 1
$67,887Year 5
$89,880Year 10
History.Bachelor’s degree · Broad federal field 54
$35,391Year 1
$56,877Year 5
$81,043Year 10
Audiovisual Communications Technologies/Technicians.Bachelor’s degree · Broad federal field 10
$41,582Year 1
$61,233Year 5
$76,595Year 10
Apparel and Textiles.Bachelor’s degree · Broad federal field 19
$42,124Year 1
$62,818Year 5
$76,285Year 10
Median annual earnings in 2023 dollars. Each time point may use a different pooled graduation cohort. Coverage is limited to institutions participating in the Census Post-Secondary Employment Outcomes program.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$43,743Year 1
$61,569Year 4
$59,034Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Health Professions Education, Ethics, and Humanities · Master's Degree$129,9042Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$96,6203Foods, Nutrition, and Related Services · Master's Degree$83,4334Computer and Information Sciences, General · Bachelor's Degree$82,5905Teacher Education and Professional Development, Specific Subject Areas · Master's Degree$76,6436Accounting and Related Services · Bachelor's Degree$75,0387Dietetics and Clinical Nutrition Services · Master's Degree$71,7508Public Administration · Master's Degree$70,493Observed year-4 earnings · compare like fields and credentials before deciding
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Health Professions Education, Ethics, and HumanitiesMaster's Degree · $129,904 reported+29%vs same-degree national medianNot availablefederal debt2Foods, Nutrition, and Related ServicesMaster's Degree · $83,433 reported+25%vs same-degree national medianNot availablefederal debt3Communications Technologies/Technicians and Support Services, OtherBachelor's Degree · $59,555 reported+24%vs same-degree national median$25,000federal debt4Teacher Education and Professional Development, Specific Subject AreasMaster's Degree · $76,643 reported+20%vs same-degree national medianNot availablefederal debt5Dietetics and Clinical Nutrition ServicesMaster's Degree · $71,750 reported+15%vs same-degree national medianNot availablefederal debt6English Language and Literature, GeneralBachelor's Degree · $53,400 reported+10%vs same-degree national median$27,000federal debt
Comparable colleges in MA
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Salem, MA
Salem State University
- Annual net price
- $15,996
- Observed earnings · year 5
- $60,219
- Modeled 10-year ROI
- -38%
Westfield State University
- Annual net price
- $16,721
- Observed earnings · year 5
- $57,717
- Modeled 10-year ROI
- -48%
Quincy College
- Annual net price
- $17,126
- Observed earnings · year 5
- $60,318
- Modeled 10-year ROI
- -38%
Bridgewater State University
- Annual net price
- $16,383
- Observed earnings · year 5
- $56,900
- Modeled 10-year ROI
- -52%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt | 2023–24 awards |
|---|---|---|---|---|
| Health Professions Education, Ethics, and Humanities | Master's Degree | $129,904 | Not available | 0 |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $96,620 | $23,000 | Not reported |
| Foods, Nutrition, and Related Services | Master's Degree | $83,433 | Not available | Not reported |
| Computer and Information Sciences, General | Bachelor's Degree | $82,590 | $25,673 | Not reported |
| Teacher Education and Professional Development, Specific Subject Areas | Master's Degree | $76,643 | Not available | 1 |
| Accounting and Related Services | Bachelor's Degree | $75,038 | $26,348 | Not reported |
| Dietetics and Clinical Nutrition Services | Master's Degree | $71,750 | Not available | Not reported |
| Public Administration | Master's Degree | $70,493 | Not available | Not reported |
| Marketing | Bachelor's Degree | $68,603 | $25,962 | Not reported |
| Clinical, Counseling and Applied Psychology | Master's Degree | $67,365 | Not available | Not reported |
| Teaching English or French as a Second or Foreign Language | Master's Degree | $66,234 | Not available | Not reported |
| Mathematics | Bachelor's Degree | $66,170 | Not available | Not reported |
| Finance and Financial Management Services | Bachelor's Degree | $63,582 | $27,000 | Not reported |
| Business/Commerce, General | Bachelor's Degree | $62,467 | $26,000 | 0 |
| Criminology | Bachelor's Degree | $59,857 | $25,974 | Not reported |
| Management Information Systems and Services | Bachelor's Degree | $59,717 | $25,000 | Not reported |
| Biology, General | Bachelor's Degree | $59,676 | $24,999 | Not reported |
| Communications Technologies/Technicians and Support Services, Other | Bachelor's Degree | $59,555 | $25,000 | Not reported |
| Foods, Nutrition, and Related Services | Bachelor's Degree | $59,202 | $26,674 | Not reported |
| Natural Resources Conservation and Research | Bachelor's Degree | $57,280 | Not available | Not reported |
| Apparel and Textiles | Bachelor's Degree | $57,124 | $26,000 | Not reported |
| Psychology, General | Bachelor's Degree | $53,937 | $26,810 | Not reported |
| Geography and Cartography | Bachelor's Degree | $53,840 | Not available | Not reported |
| English Language and Literature, General | Bachelor's Degree | $53,400 | $27,000 | Not reported |
| Liberal Arts and Sciences, General Studies and Humanities | Bachelor's Degree | $50,600 | $23,250 | Not reported |
| History | Bachelor's Degree | $49,656 | $27,000 | Not reported |
| Sociology | Bachelor's Degree | $49,451 | $27,000 | Not reported |
| Fine and Studio Arts | Bachelor's Degree | $43,582 | $27,000 | Not reported |
Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.