10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$86,716at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
California Lutheran University
⌖ Thousand Oaks, CA · 30 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$86,716 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
14.1 yrsModeled economic break-even
−29%Modeled 10-year ROI
$66,372Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$30,109Average net price / year
$68,426Cost of attendance
$66,372Median earnings · year 5 after completion
69.6%Completion rate
75.7%Admission rate
2,296Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$43,190Year 1
$69,695Year 4
$66,372Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Business Administration, Management and Operations · Master's Degree$150,9792Finance and Financial Management Services · Master's Degree$101,0503Educational Administration and Supervision · Doctoral Degree$97,2434Educational Administration and Supervision · Master's Degree$95,4595Educational Administration and Supervision · Non-Credential Program (Preparatory Coursework/Teacher Certification)$94,0056Accounting and Related Services · Bachelor's Degree$89,5737Management Sciences and Quantitative Methods · Bachelor's Degree$83,3108Student Counseling and Personnel Services · Master's Degree$82,204Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in CA
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Redlands, CA
University of Redlands
- Annual net price
- $30,031
- Observed earnings · year 5
- $69,744
- Modeled 10-year ROI
- -18%
Woodbury University
- Annual net price
- $33,692
- Observed earnings · year 5
- $66,933
- Modeled 10-year ROI
- -30%
Concordia University-Irvine
- Annual net price
- $28,115
- Observed earnings · year 5
- $68,691
- Modeled 10-year ROI
- -19%
Westmont College
- Annual net price
- $29,053
- Observed earnings · year 5
- $61,349
- Modeled 10-year ROI
- -45%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Business Administration, Management and Operations | Master's Degree | $150,979 | Not available |
| Finance and Financial Management Services | Master's Degree | $101,050 | Not available |
| Educational Administration and Supervision | Doctoral Degree | $97,243 | Not available |
| Educational Administration and Supervision | Master's Degree | $95,459 | Not available |
| Educational Administration and Supervision | Non-Credential Program (Preparatory Coursework/Teacher Certification) | $94,005 | Not available |
| Accounting and Related Services | Bachelor's Degree | $89,573 | $21,858 |
| Management Sciences and Quantitative Methods | Bachelor's Degree | $83,310 | $24,728 |
| Student Counseling and Personnel Services | Master's Degree | $82,204 | Not available |
| Special Education and Teaching | Master's Degree | $81,041 | Not available |
| Special Education and Teaching | Non-Credential Program (Preparatory Coursework/Teacher Certification) | $79,956 | Not available |
| Public Administration | Master's Degree | $77,919 | Not available |
| Computer Science | Bachelor's Degree | $77,030 | $25,500 |
| Business Administration, Management and Operations | Bachelor's Degree | $76,916 | $23,250 |
| Liberal Arts and Sciences, General Studies and Humanities | Non-Credential Program (Preparatory Coursework/Teacher Certification) | $76,551 | Not available |
| Teacher Education and Professional Development, Specific Levels and Methods | Master's Degree | $72,020 | Not available |
| Multi/Interdisciplinary Studies, Other | Bachelor's Degree | $70,409 | $22,875 |
| Mental and Social Health Services and Allied Professions | Master's Degree | $68,901 | Not available |
| Communication, Journalism, and Related Programs, Other | Bachelor's Degree | $68,806 | $24,000 |
| Sociology | Bachelor's Degree | $67,998 | Not available |
| Biology, General | Bachelor's Degree | $64,939 | $24,962 |
| Criminal Justice and Corrections | Bachelor's Degree | $63,433 | $20,000 |
| Communication and Media Studies | Bachelor's Degree | $61,653 | $21,897 |
| Liberal Arts and Sciences, General Studies and Humanities | Bachelor's Degree | $60,806 | $21,897 |
| Political Science and Government | Bachelor's Degree | $60,243 | $21,125 |
| Sports, Kinesiology, and Physical Education/Fitness | Bachelor's Degree | $59,820 | $25,000 |
| Psychology, General | Bachelor's Degree | $59,153 | $25,000 |
| English Language and Literature, General | Bachelor's Degree | $52,428 | $24,890 |
| Music | Bachelor's Degree | $32,316 | $25,980 |
| Biochemistry, Biophysics and Molecular Biology | Bachelor's Degree | Not available | $16,145 |
| Criminology | Bachelor's Degree | Not available | $17,250 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.