10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$156,502at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Cedarville University
⌖ Cedarville, OH · 21 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$156,502 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
22.9 yrsModeled economic break-even
−56%Modeled 10-year ROI
$57,137Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
What the numbers say about Cedarville University
What does Cedarville University cost?
Cedarville University reports an average annual net price of $24,468 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do Cedarville University graduates earn?
The observed median earnings figure is $57,137 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do Cedarville University graduates have?
Completer borrowers report median cumulative federal student debt of $20,937. Parent PLUS and private loans are not included.
Is every degree at Cedarville University worth the same?
No. DegreeVerdict currently shows 21 field-and-credential outcomes at Cedarville University; reported earnings and debt can differ substantially by program category.
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price−$58,630
$8,000Annual price−$90,630
$16,000Annual price−$122,630
$24,000Current college-wide context−$154,630
$32,000Annual price−$186,630
$40,000Annual price−$218,630
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Higher Learning Commission
- Main award level
- Bachelor’s degrees
- Campus setting
- Rural
- Admissions
- Selective admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
Cost, debt, completion and earnings context
$24,468Average net price / year
$49,320Cost of attendance
$20,937Median federal student debt · completer borrowers
$222/moPublished 10-year payment estimate
$57,137Median earnings · year 5 after completion
72.5%Completion rate
65.3%Admission rate
4,024Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
63% received a Pell Grant within eight yearsMedian Parent PLUS debt
463 parent borrowers in the reported cohortMedian federal student debt
80% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$49,400Earnings are not a guarantee
Middle income$55,586Earnings are not a guarantee
Higher income$57,435Earnings are not a guarantee
Three-year repayment progress
Lower income74%
Middle income87%
Higher income90%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$45,463Year 1
$60,679Year 4
$57,137Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Pharmacy, Pharmaceutical Sciences, and Administration · Doctoral Degree$130,9612Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Master's Degree$117,2443Computer Science · Bachelor's Degree$109,8174Business Administration, Management and Operations · Master's Degree$100,2575Pharmacy, Pharmaceutical Sciences, and Administration · Bachelor's Degree$87,7776Finance and Financial Management Services · Bachelor's Degree$86,4877Mechanical Engineering · Bachelor's Degree$86,0628Accounting and Related Services · Bachelor's Degree$77,937Observed year-4 earnings · compare like fields and credentials before deciding
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Finance and Financial Management ServicesBachelor's Degree · $86,487 reported+4%vs same-degree national median$16,750federal debt2Computer ScienceBachelor's Degree · $109,817 reported+3%vs same-degree national median$27,000federal debt3Accounting and Related ServicesBachelor's Degree · $77,937 reported+2%vs same-degree national median$22,875federal debt4Social WorkBachelor's Degree · $52,471 reported+1%vs same-degree national median$19,500federal debt5Design and Applied ArtsBachelor's Degree · $51,813 reported+1%vs same-degree national median$25,000federal debt6Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingMaster's Degree · $117,244 reported-2%vs same-degree national medianNot availablefederal debt
Comparable colleges in OH
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Sylvania, OH
Lourdes University
- Annual net price
- $23,206
- Observed earnings · year 5
- $58,163
- Modeled 10-year ROI
- -52%
University of Mount Union
- Annual net price
- $23,280
- Observed earnings · year 5
- $55,780
- Modeled 10-year ROI
- -61%
Ashland University
- Annual net price
- $21,988
- Observed earnings · year 5
- $56,218
- Modeled 10-year ROI
- -58%
Tiffin University
- Annual net price
- $26,500
- Observed earnings · year 5
- $55,664
- Modeled 10-year ROI
- -63%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt | 2023–24 awards |
|---|---|---|---|---|
| Pharmacy, Pharmaceutical Sciences, and Administration | Doctoral Degree | $130,961 | Not available | 40 |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Master's Degree | $117,244 | Not available | 5 |
| Computer Science | Bachelor's Degree | $109,817 | $27,000 | Not reported |
| Business Administration, Management and Operations | Master's Degree | $100,257 | Not available | Not reported |
| Pharmacy, Pharmaceutical Sciences, and Administration | Bachelor's Degree | $87,777 | $18,500 | Not reported |
| Finance and Financial Management Services | Bachelor's Degree | $86,487 | $16,750 | Not reported |
| Mechanical Engineering | Bachelor's Degree | $86,062 | $25,000 | Not reported |
| Accounting and Related Services | Bachelor's Degree | $77,937 | $22,875 | Not reported |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $73,789 | $25,000 | Not reported |
| Business Administration, Management and Operations | Bachelor's Degree | $64,395 | $25,000 | 2 |
| Social Work | Bachelor's Degree | $52,471 | $19,500 | Not reported |
| Design and Applied Arts | Bachelor's Degree | $51,813 | $25,000 | Not reported |
| Radio, Television, and Digital Communication | Bachelor's Degree | $47,782 | $15,250 | Not reported |
| Teacher Education and Professional Development, Specific Subject Areas | Bachelor's Degree | $44,668 | $21,000 | Not reported |
| Sports, Kinesiology, and Physical Education/Fitness | Bachelor's Degree | $44,418 | $20,000 | Not reported |
| Teacher Education and Professional Development, Specific Levels and Methods | Bachelor's Degree | $43,308 | $24,000 | Not reported |
| Communication and Media Studies | Bachelor's Degree | $34,958 | Not available | Not reported |
| Biology, General | Bachelor's Degree | Not available | $23,998 | Not reported |
| Bible/Biblical Studies | Bachelor's Degree | Not available | $25,000 | Not reported |
| Psychology, General | Bachelor's Degree | Not available | $22,500 | Not reported |
| Marketing | Bachelor's Degree | Not available | $19,500 | Not reported |
Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.