Private nonprofit · COLLEGE PAYOFF

University of Mount Union

Alliance, OH · 16 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$165,320 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

25.3 yrsModeled economic break-even
−61%Modeled 10-year ROI
$55,780Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$165,320at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$273,1200
2
4
6
8
−$165,32010
Years after graduationBreak-even: 25.3 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$36,600
Sticker price
Published out-of-state tuition$36,600
Sticker price
Average net price$23,280
Title IV student average
Cost of attendance$49,276
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$23,280Average net price / year
$49,276Cost of attendance
$55,780Median earnings · year 5 after completion
58.7%Completion rate
78.2%Admission rate
1,995Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

74thEarnings percentile
50thCompletion percentile
EARNINGS PATH

Reported earnings over time

$41,037Year 1
$57,955Year 4
$55,780Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Allied Health Diagnostic, Intervention, and Treatment Professions · Master's Degree$129,6462Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$85,1863Rehabilitation and Therapeutic Professions · Doctoral Degree$82,3114Mechanical Engineering · Bachelor's Degree$80,9635Finance and Financial Management Services · Bachelor's Degree$80,7776Accounting and Related Services · Bachelor's Degree$80,4297Liberal Arts and Sciences, General Studies and Humanities · Bachelor's Degree$76,6758Business Administration, Management and Operations · Bachelor's Degree$68,305

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in OH

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Columbus, OH

Capital University

Annual net price
$22,576
Observed earnings · year 5
$55,095
Modeled 10-year ROI
-63%
Open college profile →
Ashland, OH

Ashland University

Annual net price
$21,988
Observed earnings · year 5
$56,218
Modeled 10-year ROI
-58%
Open college profile →
Sylvania, OH

Lourdes University

Annual net price
$23,206
Observed earnings · year 5
$58,163
Modeled 10-year ROI
-52%
Open college profile →
Cedarville, OH

Cedarville University

Annual net price
$24,468
Observed earnings · year 5
$57,137
Modeled 10-year ROI
-56%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Allied Health Diagnostic, Intervention, and Treatment ProfessionsMaster's Degree$129,646Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$85,186$27,000
Rehabilitation and Therapeutic ProfessionsDoctoral Degree$82,311Not available
Mechanical EngineeringBachelor's Degree$80,963$27,000
Finance and Financial Management ServicesBachelor's Degree$80,777$27,000
Accounting and Related ServicesBachelor's Degree$80,429$27,000
Liberal Arts and Sciences, General Studies and HumanitiesBachelor's Degree$76,675$27,000
Business Administration, Management and OperationsBachelor's Degree$68,305$27,000
MarketingBachelor's Degree$66,830$26,841
Biology, GeneralBachelor's Degree$61,213$27,000
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$60,728$27,000
Educational Administration and SupervisionMaster's Degree$56,266Not available
Criminal Justice and CorrectionsBachelor's Degree$55,751$27,000
Romance Languages, Literatures, and LinguisticsBachelor's Degree$54,378$27,000
Psychology, GeneralBachelor's Degree$51,316$27,000
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$44,001$27,000

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.