10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$196,836at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Central Lakes College-Brainerd
⌖ Brainerd, MN · 13 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$196,836 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
60.9 yrsModeled economic break-even
−84%Modeled 10-year ROI
$48,864Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$13,869Average net price / year
$19,543Cost of attendance
$48,864Median earnings · year 5 after completion
53.2%Completion rate
Not availableAdmission rate
1,614Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$40,007Year 1
$50,357Year 4
$48,864Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$77,4882Ground Transportation · Undergraduate Certificate or Diploma$69,8943Precision Metal Working · Associate's Degree$60,0884Practical Nursing, Vocational Nursing and Nursing Assistants · Undergraduate Certificate or Diploma$58,4875Criminal Justice and Corrections · Associate's Degree$57,6886Health Services/Allied Health/Health Sciences, General · Associate's Degree$57,3047Criminal Justice and Corrections · Undergraduate Certificate or Diploma$56,0638Vehicle Maintenance and Repair Technologies/Technicians · Undergraduate Certificate or Diploma$55,966Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in MN
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Rochester, MN
Rochester Community and Technical College
- Annual net price
- $14,435
- Observed earnings · year 5
- $48,858
- Modeled 10-year ROI
- -84%
Minneapolis Community and Technical College
- Annual net price
- $13,812
- Observed earnings · year 5
- $47,959
- Modeled 10-year ROI
- -87%
Northland Community and Technical College
- Annual net price
- $13,975
- Observed earnings · year 5
- $51,032
- Modeled 10-year ROI
- -74%
Lake Superior College
- Annual net price
- $15,492
- Observed earnings · year 5
- $49,613
- Modeled 10-year ROI
- -81%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Associate's Degree | $77,488 | $28,354 |
| Ground Transportation | Undergraduate Certificate or Diploma | $69,894 | $10,846 |
| Precision Metal Working | Associate's Degree | $60,088 | Not available |
| Practical Nursing, Vocational Nursing and Nursing Assistants | Undergraduate Certificate or Diploma | $58,487 | $18,600 |
| Criminal Justice and Corrections | Associate's Degree | $57,688 | Not available |
| Health Services/Allied Health/Health Sciences, General | Associate's Degree | $57,304 | $19,550 |
| Criminal Justice and Corrections | Undergraduate Certificate or Diploma | $56,063 | Not available |
| Vehicle Maintenance and Repair Technologies/Technicians | Undergraduate Certificate or Diploma | $55,966 | $6,500 |
| Precision Metal Working | Undergraduate Certificate or Diploma | $55,654 | $5,500 |
| Liberal Arts and Sciences, General Studies and Humanities | Associate's Degree | $43,480 | $12,000 |
| Dental Support Services and Allied Professions | Undergraduate Certificate or Diploma | $39,717 | Not available |
| Business Administration, Management and Operations | Associate's Degree | $37,753 | Not available |
| Allied Health and Medical Assisting Services | Undergraduate Certificate or Diploma | $37,117 | Not available |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.