10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$205,658at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Public · COLLEGE PAYOFF
Minneapolis Community and Technical College
Minneapolis, MN · 27 field-and-degree records
Earnings reported for 26 · Federal debt reported for 14
Based onObserved earnings + college priceEstimate10-year payoff
Estimated 10-year payoff
Negative payoff
−$205,658 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
79.5 yrsTime to earn back the modeled cost
−87%Estimated return after 10 years
$47,959Observed earnings · year 5
Not reachedHighest annual price before payoff reaches $0
Start with your question
What do you want to understand?
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PUBLISHED STUDENT BUDGET · 2024–25
What makes up the annual price?
Sticker-price components reported to IPEDS. Grants and scholarships are not subtracted here.
Living off campus: $13,344 housing and food allowance plus $5,625 in other expenses.
Do not confuse this with net price. Net price subtracts average grants and scholarships. DegreeVerdict continues to use the separately labeled average net price in its standard college ROI scenario.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price−$150,410
$8,000Annual price−$182,410
$14,000Current college-wide context−$206,410
$16,000Annual price−$214,410
$24,000Annual price−$246,410
$32,000Annual price−$278,410
$40,000Annual price−$310,410
HOW STUDENTS ATTEND · 2023-24
Online study is a meaningful part of the student experience.
IPEDS enrollment counts show course delivery across the whole institution. They do not indicate whether a specific degree can be completed online.
Institution-level attendance context from IPEDS. Program delivery is reported separately on degree pages and in the program directory. These figures do not enter ROI.
College identity and local contextAccreditation, institution type, dual enrollment and state prices
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Higher Learning Commission
- Main award level
- Certificates
- Campus setting
- City
- Admissions
- Open admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
DUAL-ENROLLMENT CONTEXT · 2024
1,436 high-school students took college courses.
IPEDS counts students enrolled in college credit while still in high school. A large dual-enrollment population can shape headline enrollment figures, especially at community colleges.
This is participation, not a college completion rate. It does not indicate how many students later enrolled after high school, earned a credential or entered the workforce.
STATE PRICE CONTEXT · 2024
Prices in Minnesota run 1% below the U.S. level.
BEA Regional Price Parities compare price levels across states. A value of 100 equals the national average.
What it costs and what graduates earn
$13,812Average net price / year
$19,683Cost of attendance
$17,954Median federal student debt · completer borrowers
$190/moPublished 10-year payment estimate
$47,959Median earnings · year 5 after completion
19.6%Completion rate
Not availableAdmission rate
5,268Student size
Debt covers federal student-loan borrowers who completed. It does not include Parent PLUS or private loans. We show admissions scores only when a valid federal value is available.
What the numbers say about Minneapolis Community and Technical College
What does Minneapolis Community and Technical College cost?
Minneapolis Community and Technical College reports an average annual net price of $13,812 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do Minneapolis Community and Technical College graduates earn?
The observed median earnings figure is $47,959 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do Minneapolis Community and Technical College graduates have?
Completer borrowers report median cumulative federal student debt of $17,954. Parent PLUS and private loans are not included.
Is every degree at Minneapolis Community and Technical College worth the same?
No. The current release contains 27 field-and-degree records for Minneapolis Community and Technical College; 26 report year-4 earnings and 14 report federal debt. Outcomes can differ substantially by field and degree level.
DEBT AFTER COLLEGE
Are borrowers making progress?
Repayment progress, default and debt at exit describe different federal borrower cohorts. They are shown separately and do not change the ROI estimate.
Source: College Scorecard. Repayment progress is the share of borrowers who reduced principal by at least $1 at the stated measurement point. Debt covers federal student loans; Parent PLUS and private loans are excluded. Cohorts and reporting periods differ across measures.
Who studied here during the year
10,408Students enrolled at any point
10,408Undergraduate students
Not availableGraduate students
Unduplicated students enrolled at any point from July 1, 2024 through June 30, 2025. This full-year measure is different from a fall headcount and does not enter ROI.
More student and earnings detailPrice by family income, retention, equity and common industries
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
23% received a Pell Grant within eight yearsMedian Parent PLUS debt
23 parent borrowers in the reported cohortMedian federal student debt
27% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$35,260Earnings are not a guarantee
Middle income$50,365Earnings are not a guarantee
Higher income$52,918Earnings are not a guarantee
Three-year repayment progress
Lower income24%
Middle income45%
Higher income56%
Undergraduate student composition
White31%
Black37%
Hispanic15%
Asian5%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
INDEPENDENT CENSUS EARNINGS VIEW
How earnings develop by field
Privacy-protected Census employment records follow graduate cohorts one, five and ten years after completion. This source is kept separate from College Scorecard because its population and methodology differ.
Field and credentialYear 1Year 5Year 10
Air Transportation.Associate degree · Broad federal field 49
$41,382Year 1
$84,400Year 5
$141,822Year 10
Computer Programming.Associate degree · Broad federal field 11
$47,802Year 1
$64,930Year 5
$95,189Year 10
Criminal Justice and Corrections.Certificate, less than 1 year · Broad federal field 43
$50,433Year 1
$73,768Year 5
$93,261Year 10
Advanced/Graduate Dentistry and Oral Sciences.Associate degree · Broad federal field 51
$60,753Year 1
$76,179Year 5
$88,896Year 10
Computer Programming.Certificate, less than 1 year · Broad federal field 11
$45,751Year 1
$62,119Year 5
$86,507Year 10
Electrical/Electronics Maintenance and Repair Technologies/Technicians.Associate degree · Broad federal field 47
$63,874Year 1
$70,012Year 5
$84,962Year 10
Architectural Engineering Technologies/Technicians.Certificate, 2–4 years · Broad federal field 15
$49,855Year 1
$58,363Year 5
$77,631Year 10
Building/Construction Finishing, Management, and Inspection.Certificate, 2–4 years · Broad federal field 46
$42,273Year 1
$59,848Year 5
$74,872Year 10
Median annual earnings in 2023 dollars. Each time point may use a different pooled graduation cohort. Coverage is limited to institutions participating in the Census Post-Secondary Employment Outcomes program.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use every reportable field-and-credential record at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS OVER TIME
What graduates earned in later years
$36,097Year 1
$52,691Year 4
$47,959Year 5
Each year can represent a different federal cohort, so the points do not track the same people over time.
Your choice of degree can change the payoff.
Graduate earnings differ by field and credential, even within the same college.
1Vehicle Maintenance and Repair Technologies/Technicians · Associate's Degree$101,9822Vehicle Maintenance and Repair Technologies/Technicians · Undergraduate Certificate or Diploma$100,2263Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) · Associate's Degree$87,7864Computer Programming · Associate's Degree$87,7085Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$79,9626Computer Software and Media Applications · Associate's Degree$68,2497Allied Health Diagnostic, Intervention, and Treatment Professions · Associate's Degree$61,6378Computer/Information Technology Administration and Management · Associate's Degree$61,368Observed year-4 earnings · compare the same field and credential across colleges
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Vehicle Maintenance and Repair Technologies/TechniciansUndergraduate Certificate or Diploma · $100,226 reported+94%vs same-degree national medianNot availablefederal debt2Vehicle Maintenance and Repair Technologies/TechniciansAssociate's Degree · $101,982 reported+75%vs same-degree national medianNot availablefederal debt3Computer Software and Media ApplicationsAssociate's Degree · $68,249 reported+64%vs same-degree national medianNot availablefederal debt4Dental Support Services and Allied ProfessionsUndergraduate Certificate or Diploma · $54,292 reported+61%vs same-degree national medianNot availablefederal debt5Computer ProgrammingAssociate's Degree · $87,708 reported+51%vs same-degree national median$22,600federal debt6Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR)Associate's Degree · $87,786 reported+51%vs same-degree national median$20,000federal debt
Comparable colleges in MN
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Brainerd, MN
Central Lakes College-Brainerd
- Annual net price
- $13,869
- Observed earnings · year 5
- $48,864
- Modeled 10-year ROI
- -84%
Rochester Community and Technical College
- Annual net price
- $14,435
- Observed earnings · year 5
- $48,858
- Modeled 10-year ROI
- -84%
Pine Technical & Community College
- Annual net price
- $12,798
- Observed earnings · year 5
- $47,073
- Modeled 10-year ROI
- -91%
Minnesota State College Southeast
- Annual net price
- $16,140
- Observed earnings · year 5
- $47,411
- Modeled 10-year ROI
- -90%
Compare fields and degree levels
Showing all 27 field-and-degree records in the current release.
| Major or field | Degree level | Earnings, year 4 | Federal debt | 2024–25 graduates |
|---|---|---|---|---|
| Vehicle Maintenance and Repair Technologies/Technicians | Associate's Degree | $101,982 | Not available | 13 |
| Vehicle Maintenance and Repair Technologies/Technicians | Undergraduate Certificate or Diploma | $100,226 | Not available | 12 |
| Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) | Associate's Degree | $87,786 | $20,000 | 0 |
| Computer Programming | Associate's Degree | $87,708 | $22,600 | Not reported |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Associate's Degree | $79,962 | $25,500 | Not reported |
| Computer Software and Media Applications | Associate's Degree | $68,249 | Not available | Not reported |
| Allied Health Diagnostic, Intervention, and Treatment Professions | Associate's Degree | $61,637 | Not available | Not reported |
| Computer/Information Technology Administration and Management | Associate's Degree | $61,368 | $18,990 | Not reported |
| Drafting/Design Engineering Technologies/Technicians | Undergraduate Certificate or Diploma | $60,853 | Not available | 15 |
| Criminal Justice and Corrections | Associate's Degree | $59,022 | $30,000 | Not reported |
| Mental and Social Health Services and Allied Professions | Associate's Degree | $58,236 | $37,062 | Not reported |
| Dental Support Services and Allied Professions | Undergraduate Certificate or Diploma | $54,292 | Not available | 27 |
| Business Administration, Management and Operations | Associate's Degree | $51,520 | $12,800 | Not reported |
| Accounting and Related Services | Associate's Degree | $51,345 | $16,323 | Not reported |
| Precision Metal Working | Associate's Degree | $51,059 | Not available | Not reported |
| Human Services, General | Associate's Degree | $48,973 | $39,289 | Not reported |
| Design and Applied Arts | Associate's Degree | $48,952 | $18,601 | Not reported |
| Health and Medical Administrative Services | Associate's Degree | $47,644 | Not available | Not reported |
| Health and Medical Administrative Services | Undergraduate Certificate or Diploma | $46,028 | Not available | 1 |
| Liberal Arts and Sciences, General Studies and Humanities | Associate's Degree | $45,679 | $17,500 | Not reported |
| Education, General | Associate's Degree | $44,566 | Not available | Not reported |
| Human Development, Family Studies, and Related Services | Associate's Degree | $44,317 | $29,500 | Not reported |
| Audiovisual Communications Technologies/Technicians | Associate's Degree | $43,668 | Not available | Not reported |
| Film/Video and Photographic Arts | Associate's Degree | $41,654 | $12,792 | Not reported |
| Film/Video and Photographic Arts | Undergraduate Certificate or Diploma | $40,579 | Not available | 13 |
| Clinical/Medical Laboratory Science/Research and Allied Professions | Undergraduate Certificate or Diploma | $34,071 | Not available | Not reported |
| Mental and Social Health Services and Allied Professions | Undergraduate Certificate or Diploma | Not available | $35,542 | 33 |
Graduate counts come from IPEDS and group related majors into the same federal field. Missing earnings or debt values remain labeled as unavailable.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.