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Private nonprofit · COLLEGE PAYOFF

Concordia University Ann Arbor

⌖ Ann Arbor, MI · 27 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$124,144 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

16.6 yrsModeled economic break-even
−40%Modeled 10-year ROI
$63,710Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$124,144at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$311,2440
2
4
6
8
−$124,14410
Years after graduationBreak-even: 16.6 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$35,410
Sticker price
Published out-of-state tuition$35,410
Sticker price
Average net price$32,811
Title IV student average
Cost of attendance$51,853
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$32,811Average net price / year
$51,853Cost of attendance
$63,710Median earnings · year 5 after completion
47.6%Completion rate
69.3%Admission rate
702Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

84thEarnings percentile
34thCompletion percentile
EARNINGS PATH

Reported earnings over time

$52,181Year 1
$63,361Year 4
$63,710Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Allied Health Diagnostic, Intervention, and Treatment Professions · Master's Degree$115,1602Finance and Financial Management Services · Master's Degree$99,9363Human Resources Management and Services · Master's Degree$91,2054Business Administration, Management and Operations · Master's Degree$90,5075Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$81,5056Human Resources Management and Services · Bachelor's Degree$79,2867Allied Health Diagnostic, Intervention, and Treatment Professions · Bachelor's Degree$76,6178Computer Science · Bachelor's Degree$75,487

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in MI

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Midland, MI

Northwood University

Annual net price
$27,232
Observed earnings · year 5
$63,925
Modeled 10-year ROI
-34%
Open college profile →Holland, MI

Hope College

Annual net price
$27,182
Observed earnings · year 5
$58,327
Modeled 10-year ROI
-54%
Open college profile →Detroit, MI

College for Creative Studies

Annual net price
$34,617
Observed earnings · year 5
$52,724
Modeled 10-year ROI
-76%
Open college profile →Howell, MI

Cleary University

Annual net price
$22,143
Observed earnings · year 5
$69,007
Modeled 10-year ROI
-11%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Allied Health Diagnostic, Intervention, and Treatment ProfessionsMaster's Degree$115,160Not available
Finance and Financial Management ServicesMaster's Degree$99,936Not available
Human Resources Management and ServicesMaster's Degree$91,205Not available
Business Administration, Management and OperationsMaster's Degree$90,507Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$81,505$28,750
Human Resources Management and ServicesBachelor's Degree$79,286$37,050
Allied Health Diagnostic, Intervention, and Treatment ProfessionsBachelor's Degree$76,617$26,497
Computer ScienceBachelor's Degree$75,487Not available
Accounting and Related ServicesBachelor's Degree$71,591$27,000
Educational Administration and SupervisionMaster's Degree$70,842Not available
MarketingBachelor's Degree$68,606$26,000
Business Administration, Management and OperationsBachelor's Degree$65,787$27,625
Rehabilitation and Therapeutic ProfessionsBachelor's Degree$64,784$21,875
Finance and Financial Management ServicesBachelor's Degree$63,594$27,000
Curriculum and InstructionMaster's Degree$61,853Not available
Biology, GeneralBachelor's Degree$59,231$26,000
Criminal Justice and CorrectionsBachelor's Degree$56,188$27,000
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$55,624$27,000
Social WorkBachelor's Degree$55,600$27,000
Psychology, GeneralBachelor's Degree$55,486$27,000
Special Education and TeachingBachelor's Degree$49,463Not available
Multi/Interdisciplinary Studies, OtherBachelor's Degree$49,446$26,000
Human Development, Family Studies, and Related ServicesBachelor's Degree$47,147Not available
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$45,665$27,000
Business/Commerce, GeneralBachelor's Degree$44,751Not available
Teacher Education and Professional Development, Specific Subject AreasBachelor's Degree$42,923$28,500
Theological and Ministerial StudiesBachelor's DegreeNot available$25,926

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.